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    First Guaranty Bancshares, Inc.

    FGBI
    NASDAQ
    Financial Services
    Banks - Regional
    Hammond, LA, US380 employeesfgb.net
    $9.00
    +0.19(2.16%)

    Mkt Cap $142M

    $4.41
    $10.35

    52-Week Range

    At a Glance

    AI-generated

    First Guaranty Bancshares reported a net loss of -$56.0M in FY2025, a -550.0% swing from $12.4M profit in FY2024, driven by portfolio challenges under a revised strategy emphasizing risk management and controlled growth.

    8-K
    First Guaranty Bancshares, Inc. entered into Second Amendments dated March 20, 2026, to its Promissory Note (originally dated October 5, 2023) and Floating Rate Subordinated Note due March 28, 2034, both with Smith & Tate Investment, L.L.C., a company controlled by director Edgar Ray Smith, III. The amendments waive principal payments through March 31, 2028, and extend the option to pay interest in cash or common stock, providing payment deferral and flexibility.

    $142M

    Market Cap

    $227M

    Revenue

    -$58M

    Net Income

    Employees380
    Fundamentals

    How The Business Makes Money

    First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

    Industry Banks - Regional
    Activity

    What Changed Recently

    Material Agreement
    Mar 23, 2026

    Entry into a Material Definitive Agreement Second Amendment to Promissory Note On March 20, 2026, First Guaranty Bancshares, Inc. (“First Guaranty” or the "Comp

    Financial Results
    Feb 19, 2026

    . Results of Operations and Financial Condition On February 20, 2026 First Guaranty Bancshares, Inc. released its Fourth Quarter 2025 Report to shareholders. Th

    Financial Results
    Jan 27, 2026

    . Results of Operations and Financial Condition On January 28, 2026 , First Guaranty Bancshares, Inc. issued a press release reporting its financial results at

    Regulation FD
    Mar 9, 2026

    and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference

    Other Event
    Feb 8, 2026

    Other Events On January 15, 2026 the Board of Directors of First Guaranty Bancshares, Inc. ("First Guaranty") announced that on March 2, 2026, holders of record

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    Analyst View
    Company Profile
    CIK0001408534
    ISINUS32043P1066
    CUSIP32043P106
    Phone985 345 7685
    Address400 East Thomas Street, Hammond, LA, 70401, US
    SEC EDGAR

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