American Coastal Insurance Corporation

American Coastal Insurance Corporation (ACIC) reported strong financial results for fiscal year 2025, ending December 31, 2025. The company generated total revenue of $335.4 million, primarily driven by net premiums earned of $306.9 million and net investment income of $22.2 million. Net income reached $106.8 million, with comprehensive income totaling $115.3 million. The company maintained solid profitability with income before income taxes of $142.7 million. ACIC's balance sheet shows total assets of $1.07 billion, with $292.9 million in cash and cash equivalents, and total stockholders' equity of $317.6 million. Operating cash flow was positive at $71.0 million, while investing activities generated $620,000. The company's capital position remains strong with a debt-to-equity ratio of approximately 0.47 based on notes payable of $149.4 million against stockholders' equity of $317.6 million.

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