Bar Harbor Bankshares

of this Report, including the Earnings Release furnished as Exhibit 99.1 to this Report, is incorporated into this Item 7.01 by reference. ​ In accordance with

of this Report and the exhibit attached hereto are deemed to be “furnished” and shall not be deemed “filed” for the purpose of Section 18 of the Exchange Act, o

Financial Statements and Exhibits. ​ (d) Exhibits. ​ ​ ​ ​ Exhibit No. ​ ​ ​ Description ​ ​ ​ 99.1 ​ Press Release dated January 22, 2026 104 ​ Cover Page Inte