8-K - Bank of Marin Bancorp | StockGist

AI Analysis

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Bank of Marin Bancorp disclosed Q4 2025 financial results via Exhibit 99.1 in an 8-K filing ahead of management participation in the Stephens Virtual West Coast Bank Trip on March 11, 2026. Key highlights include record loan funding, securities portfolio repositioning, improved net interest margin, and strong capital ratios.

Key Takeaways

1Newly funded loans $106.5MM in Q4 2025 (highest since Q4 2015) vs $69.0MM in Q3

2Sold $593.2MM HTM securities (pre-tax loss $69.5MM), redeployed at 4.26% yield, issued $45MM subordinated debt at 6.75%

3Tax-equivalent NIM 3.18% in Q4 vs 2.97% prior quarter; December 2025 at 3.27%

4Deposits up 3.90% annualized, cost 1.35%; non-interest bearing 36.7% of total

5Non-accrual loans 1.51% of total (down from 1.57% prior quarter); classified 2.36% (down from 2.95%)

6Total risk-based capital 16.13%; tangible book value per share $19.87 as of 12/31/25

Current Report Details

Event Type

Regulation Fd

Exhibits Only

Disclosure

Voluntary

Variant

8-K

Items Reported

7.01

Regulation FD Disclosure Bank of Marin Bancorp (Nasdaq BMRC), parent company of Bank of Marin, announced that President and Chief Executive Officer Tim Myers, a

Regulation Fd

9.01

Financial Statements and Exhibits (d) Exhibits. Exhibit No. Description 99.1 Stephens Virtual West Coast Bank Trip 104 Cover Page Interactive Data File (formatt

Exhibits Only

Source Document

Transaction Details

Debt / Financing

Instrument: Subordinated Debt
Principal: 45
Rate: 6.75
Use of Proceeds: Replenish capital ratios

Exhibits (2)

8-K

99.1

EX-99.1