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BMW Vehicle Owner Trust 2025-A, an issuing entity for asset-backed securities backed by BMW vehicle retail installment sales contracts, filed its 10-K for the fiscal year ended December 31, 2025, on March 24, 2026. The report confirms full compliance with applicable Regulation AB servicing criteria by BMW Financial Services NA, LLC (servicer, sponsor, administrator, custodian) and U.S. Bank Trust Company, National Association (indenture trustee), as detailed in their Reports on Assessment (Exhibits 33.1, 33.2) and attested by CohnReznick LLP (Exhibit 34.1) and Ernst & Young LLP (Exhibit 34.2). No material instances of noncompliance were identified for the 2025 Reporting Period. The asset pool has no single obligor representing 10% or more, no external credit enhancement or support exceeding 10% of cash flows for any offered note class, and no derivative instruments altering payment characteristics. Legal proceedings disclosures involve trustees in unrelated RMBS and student loan trusts, deemed non-material to noteholders. The servicer compliance statement (Exhibit 35.1) affirms obligations fulfilled under the Sale and Servicing Agreement from February 12, 2025, to December 31, 2025. This filing highlights robust servicing and no material risks to the trust structure.