AI-generated analysis. Always verify with the original filing.
Citizens Financial Group, Inc. (CFG) reported a solid financial performance for the fiscal year ended December 31, 2025. The company achieved total interest income of $9.66B and net interest income of $5.85B, supported by a strong loan portfolio of $142.69B. Net income for the period stood at $1.83B, translating to diluted earnings per share of $4.00. Noninterest income contributed $2.39B, led by capital markets fees and service charges, while noninterest expense totaled $5.31B, primarily driven by salaries and employee benefits. The balance sheet reflects a robust liquidity position with cash and cash equivalents totaling $10.55B and total deposits of $183.31B. Total assets reached $226.35B, supported by stockholders' equity of $26.32B. The company demonstrated active capital management, repurchasing $600.0M of treasury stock and paying $755.0M in common dividends. Operating cash flows remained strong at $2.21B. Note: Year-over-year comparisons are omitted as prior period data was not provided in the source text.
EPS
$4.00
Revenue
$12.05B
Net Income
$1.83B
total assets
$226.35B
free cash flow
$2.04B
total deposits
$183.31B
operating margin
19.3%
return on equity
7.0%
net interest income
$5.85B