Community West Bancshares

Community West Bancshares reported net income of $38.2 million for fiscal year 2025, with basic and diluted earnings per common share of $2.00. The company generated total interest income of $185.7 million, primarily from interest and fees on loans ($159.9 million), and total interest expense of $49.5 million, resulting in net interest income before provision for credit losses of $136.2 million. After a $3.8 million provision for credit losses, net interest income was $132.4 million. Non-interest income totaled $10.5 million, while non-interest expenses were $90.4 million, led by salaries and employee benefits ($49.8 million). The company ended the year with total assets of $3.69 billion, total deposits of $3.10 billion, and shareholders' equity of $409.6 million. Operating activities generated $46.1 million in cash, while investing activities used $160.5 million primarily for net loan increases of $196.7 million, and financing activities provided $113.0 million.

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