Eagle Bancorp Montana, Inc.

Eagle Bancorp Montana, Inc. (EBMT) reported net income of $14.8 million for fiscal year 2025, with basic and diluted earnings per common share of $2.00. The company generated total interest and dividend income of $108.4 million, primarily driven by $97.6 million from loans, while interest expense totaled $35.5 million, resulting in net interest income of $72.9 million. After a $1.2 million provision for credit losses, net interest income was $71.7 million. Noninterest income contributed $18.7 million, while noninterest expenses totaled $71.5 million, led by $42.4 million in salaries and employee benefits. The balance sheet shows total assets of $2.11 billion, with loans receivable net of allowance at $1.50 billion and total deposits of $1.78 billion. Shareholders' equity stood at $191.8 million. Cash flow from operations was $33.1 million, with a net increase in cash and cash equivalents of $31.4 million for the year.

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