Flushing Financial Corporation

of OceanFirst’s Current Report on Form 8-K filed with the SEC on January 5, 2026 (the “OceanFirst 8-K”). The foregoing descriptions of the Merger Agreement, the

. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On December

. Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 2.1 Agreement and Plan of Merger, dated as of December 29, 2025, by and among Flushin