First Hawaiian, Inc.

First Hawaiian, Inc. reported net income of $276.3 million for fiscal year 2025, an increase of 20.1% from $230.1 million in 2024. Diluted earnings per share were $2.20, up from $1.79 in the prior year. The company's performance was driven by a 6.6% increase in net interest income to $663.7 million, supported by strong loan and lease financing interest income of $774.4 million. Noninterest income grew 16.8% to $217.0 million, primarily from credit and debit card fees ($61.8 million) and other service charges and fees ($53.2 million). Total assets were $24.0 billion as of December 31, 2025, with loans and leases of $14.3 billion and total deposits of $20.5 billion. The company generated $335.1 million in net cash from operating activities and maintained a strong capital position with a Common Equity Tier 1 risk-based capital ratio of 13.17%.

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