8-K - Financial Institutions, Inc. | StockGist

Current Report Details

Event Type

Material Agreement+4 More

Disclosure

Mandatory

Variant

8-K

Items Reported

1.01

of this Current Report on Form 8-K is incorporated by reference into this Item 2.03. Item 7.01 Regulation FD Disclosure On December 11, 2025, the Company issued

Material Agreement

Source Document

2.03

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information set forth and incorporated by

Financing

7.01

and Exhibit 99.1 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or ot

Regulation Fd

8.01

Other Events On December 11, 2025, the Company notified the Trustee of its intention to redeem the remaining $65.0 million of its currently outstanding subordin

Other Event

$30.0M$35.0M

9.01

Financial Statements and Exhibits (d) Exhibits Exhibit Number Description Location 4.1 Indenture, dated December 11, 2025, between Financial Institutions, Inc.

Exhibits Only

Source Document

Exhibits (5)

10.1

EX-10.1

10.2

EX-10.2

4.1

EX-4.1

8-K

99.1

EX-99.1