Farmers and Merchants Bancshares, Inc.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in

Other Events. On June 9, 2025, the Board declared a cash dividend on the common stock of $.34 per share, which will be paid on July 25, 2025 to stockholders of

Financial Statements and Exhibits. (d) Exhibits. The exhibits filed with this report are listed in the following Exhibit Index: Exhibit No. Description 99.1 Pre