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The 10-K filing for GM Financial Consumer Automobile Receivables Trust 2023-3 covers the fiscal year ended December 31, 2025, and emphasizes compliance with servicing standards rather than traditional financial statements, omitted per General Instruction J to Form 10-K. AmeriCredit Financial Services, Inc. (d/b/a GM Financial), the servicer, asserts full material compliance with applicable Regulation AB Item 1122(d) servicing criteria across its platform of 37 publicly issued auto loan and lease asset-backed securities transactions. Independent auditors Ernst & Young LLP and KPMG LLP issued reports affirming these assertions, with no material noncompliance identified. Citibank, N.A., as trustee and collateral agent, also confirmed compliance for its applicable criteria. Key disclosures include no single obligor exceeding 10% of pool assets, absence of external credit enhancement providers liable for payments, and no derivative instruments altering cash flows. The sponsor, AmeriCredit Financial Services, Inc., notes ongoing legal and regulatory proceedings with uncertain outcomes that could impact noteholders. This filing reinforces the trust's operational integrity and servicing reliability, vital for investor assurance in the automobile receivables-backed securities.