HBT Financial, Inc.

HBT Financial, Inc. reported net income of $77.0 million for fiscal year 2025, an increase from $71.8 million in 2024. This performance was driven by net interest income of $198.9 million, a 5.3% year-over-year increase, and total noninterest income of $38.2 million. The company's total assets grew to $5.07 billion, with loans net of allowance for credit losses at $3.41 billion and total deposits at $4.36 billion. Net cash provided by operating activities was $85.1 million. The company maintained a strong capital position, with total stockholders' equity of $615.5 million, and was well capitalized under regulatory requirements. A significant forward-looking event is the completed acquisition of CNB Bank Shares, Inc. on March 1, 2026, which is not reflected in the 2025 financials but will increase the company's market density in central Illinois, Chicago MSA, and St. Louis MSA.

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