8-K - Home Bancshares, Inc. | StockGist

AI Analysis

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Home BancShares, Inc. completed its acquisition of Mountain Commerce Bancorp, Inc. on April 1, 2026, in an all-stock transaction valued at approximately $146 million.

Key Takeaways

1The Merger closed effective April 1, 2026, resulting in MCBI merging into Home and its bank subsidiary merging into Centennial Bank.

2Home will issue approximately 5.4 million shares of common stock valued at $146 million; MCBI shareholders receive 0.85 shares of Home stock per share.

3No cash consideration is being paid except for cash in lieu of fractional shares, priced at $26.77 per fractional share.

4As of December 31, 2025, MCBI had approximately $1.77 billion in total assets, $1.49 billion in loans, and $1.54 billion in deposits.

5The acquisition expands Home's footprint to include eight branches in Tennessee, adding to its existing presence in Florida, Arkansas, Texas, Alabama, and New York.

Current Report Details

Event Type

Regulation Fd

Other Event

Exhibits Only

Disclosure

Voluntary

Variant

8-K

Items Reported

7.01

and in Exhibit 99.1 to this Current Report on Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended

Regulation Fd

8.01

Other Events. Effective April 1, 2026, pursuant to the Agreement and Plan of Merger, dated as of December 7, 2025, among Home, its subsidiary bank, Centennial B

Other Event

$146.0M$26.8M

9.01

Financial Statements and Exhibits. (d) Exhibits. 2.1: 99.1 | Agreement and Plan of Merger by and among Home BancShares, Inc., Centennial Bank, HOMB Acquisition

Exhibits Only

Source Document

Transaction Details

Acquisition / Disposition

Target: Mountain Commerce Bancorp, Inc. ("MCBI")
Consideration: Approximately 5.4 million shares of Home common stock valued at approximately $146 million; exchange ratio of 0.85 shares of Home common stock for each share of MCBI common stock; cash paid in lieu of fractional shares at $26.77 per share.
Structure: Merger of MCBI with and into Home (Home as surviving entity) and merger of Mountain Commerce Bank with and into Centennial Bank (Centennial as surviving entity).

•Merger Agreement dated December 7, 2025.
•Transaction effective April 1, 2026.

Exhibits (2)

8-K

99.1

EX-99.1