6-K - Itaú Unibanco Holding S.A. | StockGist

AI Analysis

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Itaú Unibanco filed its Fourth Quarter 2025 Risk and Capital Management Report (Pillar 3), disclosing a Total Capital Ratio of 15.2%, a CET1 Ratio of 12.3%, and an LCR of 215.0% as of December 31, 2025.

Key Takeaways

1Total Capital Ratio decreased to 15.2% as of December 31, 2025, down 1.2 percentage points from 16.4% in the prior quarter, primarily due to dividend payments and share buybacks.

2Common Equity Tier 1 (CET1) Ratio stood at 12.3% on December 31, 2025, compared to 13.5% on September 30, 2025.

3Liquidity Coverage Ratio (LCR) remained robust at 215.0% as of December 31, 2025, well above the regulatory minimum.

4Risk-Weighted Assets (RWA) increased to R$ 1,505,475 million as of December 31, 2025, from R$ 1,454,242 million in the prior quarter.

5The institution reported a capital excess of R$ 108,151 million relative to minimum regulatory requirements.

Current Report Details

Event Type

Securities Issuance

Disclosure

Voluntary

Variant

6-K

Items Reported

6-K

Current Report on Form 6-K

Securities Issuance

Results of Operations

Fourth Quarter of 2025

Metric	Value	Prior Period
Common Equity Tier 1 Ratio	12.3%	13.5%
Tier 1 Ratio	13.8%	14.8%
Total Capital Ratio	15.2%	16.4%
Basel III Leverage Ratio	7%	7.4%
Liquidity Coverage Ratio	215%	218.7%
Net Stable Funding Ratio	124.8%	123.3%

Exhibits (2)

6-K

99.1

EX-99.1