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Kingstone Companies, Inc. announced record Q4 and full year 2025 financial results, including Q4 net income of $14.8 million, diluted EPS of $1.03, net combined ratio of 64.2%, and full year net income of $40.8 million with direct premiums written growth of 14.8%. The company updated 2026 guidance projecting 16-20% direct premiums written growth and underlying combined ratio of 74-76%.
Event Type
Disclosure
Mandatory
Variant
8-K
, including Exhibits 99.1 and 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act
. Accordingly, the information in the Press Release and the Presentation Materials will not be incorporated by reference into any registration statement filed b
Financial Statements and Exhibits . (d) Exhibits: 99.1 Press release dated March 5, 2026, issued by Kingstone Companies, Inc. 99.2 Investor Presentation 104 Cov
| Metric | Value | Basis |
|---|---|---|
| Net premiums earned | $49.5K | GAAP |
| Direct premiums written | $82.8K | Non-GAAP |
| Net income | $14.8K | GAAP |
| Diluted EPS | $1.03 | GAAP |
| Net combined ratio | 64.2% | GAAP |
| Operating net income | $15.5K | Non-GAAP |
| Diluted operating EPS | $1.08 | Non-GAAP |