Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. reported strong financial results for fiscal year 2025, with total revenues of $1.87 billion and net income of $503.6 million. The company's insurance operations generated $1.62 billion in net written premiums and $1.58 billion in net earned premiums, complemented by $192.2 million in net investment income and $58.8 million in gains from equity securities. Total comprehensive income reached $570.1 million, reflecting solid underwriting performance with losses and loss adjustment expenses of $890.7 million. The balance sheet shows total assets of $6.04 billion, including $5.03 billion in investments, with stockholders' equity of $1.96 billion. Operating cash flow was robust at $1.04 billion, supporting $90 million in share repurchases and $15.8 million in dividends. The company maintained a strong capital position with $163.4 million in cash and equivalents.

Key Takeaways