8-K - Magyar Bancorp, Inc. | StockGist

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Magyar Bancorp, Inc. disclosed a stockholder presentation detailing its 2025 financial performance, including record earnings of $9.8 million and a 25% increase from 2024, and its ongoing community banking strategy. The presentation also outlines the company's fiscal year 2026 outlook, focusing on interest rate risk management, cost savings, and shareholder value enhancement through stock buybacks and an increased dividend.

Key Takeaways

1Record earnings of $9.8 million for 2025, a 25% increase from 2024.

2Earnings per share increased to $1.56 from $1.23.

3Total assets as of December 31, 2025, were $1.045 billion, with $876 million in loans and $859 million in deposits.

4Increased quarterly dividend to $0.10 per share in January 2026.

5Completed second share repurchase program in May 2025 and authorized a third program for an additional 5%.

6Fiscal year 2026 outlook includes managing interest rate risk, focusing on non-interest expenses, and enhancing shareholder value through stock buybacks and dividend increases.

Current Report Details

Event Type

Regulation Fd

Exhibits Only

Disclosure

Voluntary

Variant

8-K

Items Reported

7.01

Regulation FD Disclosure Beginning on February 11, 2026, in connection with its annual meeting of stockholders, Magyar Bancorp, Inc. (the “Company”) intends to

Regulation Fd

9.01

Financial Statements and Exhibits (a) Financial Statements of businesses acquired. Not Applicable. (b) Pro forma financial information. Not Applicable. (c) Shel

Exhibits Only

Source Document

Results of Operations

Fiscal Year 2025

Metric	Value	Basis	Prior Period
Net Income	$9.76		$7.78
Diluted EPS	$1.56		$1.23

Exhibits (2)

8-K

99.1

EX-99.1