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Neptune Insurance Holdings Inc. announced Q4 and full year 2025 financial results with revenue growth of 39% to $43.8 million and 34% to $159.6 million, respectively, but Q4 net income decreased 63% to $4.3 million due to $4.6 million IPO-related expenses. Adjusted EBITDA grew 34% to $25.9 million in Q4 and 32% to $95.0 million for the year, maintaining 59-60% margins.
Event Type
Disclosure
Mandatory
Variant
8-K
Results of Operations and Financial Condition. On February 18, 2026, Neptune Insurance Holdings Inc. (the “Company”) issued a press release and an earnings pres
Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 99.1 Press Release issued by Neptune Insurance Holdings Inc., dated February 18, 2026.
| Metric | Value | Basis |
|---|---|---|
| Revenue | $43.77 | |
| Net Income | $4.34 | GAAP |
| Adjusted Net Income | $15.34 | Non-GAAP |
| Adjusted EBITDA | $25.91 | Non-GAAP |
| Revenue | $159.55 | |
| Net Income | $37.41 | GAAP |
| Adjusted Net Income | $56.93 | Non-GAAP |
| Adjusted EBITDA | $95.00 | Non-GAAP |