Norwood Financial Corp.

. Completion of Acquisition or Disposition of Assets. On January 5, 2026, Norwood Financial Corp (the “Company”) completed its acquisition of PB Bankshares, Inc

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. In accordance

Regulation FD Disclosure. Biographical Information for Mr. Amin Janak M. Amin, age 60, was appointed Executive Vice President and Chief Operating Officer of Nor

Other Events. On January 5, 2026, the Company issued a press release announcing the completion of the acquisition of PB Bankshares and the results of elections

Financial Statements and Exhibits. (a) Financial statements of businesses acquired. The financial statements required by this item will be filed by amendment to