Ohio Valley Banc Corp.

Ohio Valley Banc Corp. reported strong financial performance for fiscal year 2025, with net income increasing 41.8% to $15.6 million compared to $11.0 million in 2024. Earnings per share rose 42.7% to $3.31. The company's net interest income grew 18.3% to $57.7 million, driven by a 7.7% increase in average earning assets and a 36 basis point improvement in net interest margin to 4.07%. Total loans increased 12.6% to $1.196 billion, led by commercial real estate loans which grew 26.0% to $470.0 million. Noninterest income decreased 31.9% to $9.0 million primarily due to a $3.7 million loss on sale of securities, while noninterest expense decreased 4.2% to $44.2 million. The company's efficiency ratio improved from 73.79% to 65.74%.

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