QCR Holdings, Inc.

QCR Holdings, Inc. reported net income of $127.2 million for fiscal year 2025, an increase from $113.9 million in 2024. The company's net interest income grew to $255.2 million from $231.8 million the prior year, driven by total interest and dividend income of $489.4 million, partially offset by interest expense of $234.2 million. Noninterest income was $114.3 million, while noninterest expense totaled $215.6 million. The provision for credit losses was $18.1 million. The company ended the year with total assets of $9.58 billion, total deposits of $7.41 billion, and stockholders' equity of $1.11 billion. Operating cash flow was strong at $421.5 million, though net cash used in investing activities was $854.7 million primarily due to loan growth and securities purchases. The company maintained solid capital ratios, with a total risk-based capital ratio of 14.19%.

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