Riverview Bancorp, Inc.

Riverview Bancorp, Inc. (RVSB) reported net income of $1.4 million for the quarter ended December 31, 2025, in its Q3 2026 10-Q filing dated February 13, 2026. Total interest and dividend income reached $16.0 million, driven by $14.3 million from loans receivable, $1.3 million from taxable investment securities, $64K from nontaxable securities, and $241K from other sources. Interest expense totaled $5.4 million, with $4.4 million on deposits and $1.1 million on borrowings, yielding net interest income of $10.5 million. After a $100K provision for credit losses, net interest income after provision was $10.4 million. Non-interest income contributed $3.5 million, including $3.2 million in non-interest income, $231K from BOLI, and $91K other net. Non-interest expenses rose to $12.2 million, led by $7.4 million in salaries and benefits and $1.9 million in occupancy and depreciation. Income before taxes was $1.7 million, with a $363K tax provision. Balance sheet shows total assets of $1.51 billion, deposits at $1.23 billion, loans receivable net at $1.07 billion, and shareholders' equity at $164.2 million. Operating cash flow was strong at $15.6 million, though financing activities used $18.3 million net, resulting in a $773K cash decrease. No prior period comparisons are disclosed in the filing.

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