Redwood Trust, Inc.

and Item 7.01 and the attached Exhibits 99.1, 99.2, and 99.3 is furnished to and not filed with the SEC, and shall not be incorporated by reference into any reg

. Financial Statements and Exhibits. (d) Exhibits Exhibit 99.1 Press Release issued February 1 1 , 2026 Exhibit 99.2 Redwood Trust Shareholder Letter - 4th Quar