SR Bancorp, Inc. Common stock

SR Bancorp, Inc. reported a solid fiscal second quarter for 2026, demonstrating stable core banking performance. Net interest income, the primary revenue driver, totaled $7.8 million for the period ending December 31, 2025, supported by $12.3 million in total interest income. After accounting for a $49K provision for credit losses, net interest income stood at $7.7 million. Noninterest income contributed $581K, while noninterest expenses totaled $7.2 million, led by salaries and employee benefits of $3.9 million. The company reported net income of $834K and income before tax of $1.1 million. On the balance sheet, total assets reached $1.14 billion, with loans receivable netting $835.4 million. Total deposits increased to $891.5 million, comprising $769.8 million in interest-bearing deposits and $121.7 million in noninterest-bearing deposits. Stockholders' equity strengthened to $188.5 million. Cash flow from financing activities provided $57.2 million, significantly offsetting $38.0 million used in investing activities, resulting in a net increase of $24.1 million in cash and cash equivalents.

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