United Security Bancshares

United Security Bancshares reported net income of $12.3 million for fiscal year 2025, driven by net interest income of $48.8 million and total noninterest income of $5.1 million. The company generated $22.1 million in net cash from operating activities and ended the year with total assets of $1.25 billion. Key performance indicators include a net interest margin supported by $60.8 million in total interest income and $12.0 million in total interest expense. The balance sheet shows strong liquidity with $121.0 million in cash and cash equivalents, while shareholders' equity stood at $139.7 million. The company paid $8.4 million in dividends on common stock during the year.

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