AI Analysis
AI-generated analysis. Always verify with the original filing.
UBS Group AG released its 31 December 2025 Pillar 3 Report detailing credit risk mitigation techniques, standardized and IRB approach exposures, leverage ratio of 5.62%, LCR of 182.6%, and NSFR of 116.1%, all remaining above regulatory requirements. The report provides comprehensive risk-weighted assets, capital ratios, and liquidity metrics for UBS Group and significant subsidiaries.
Key Takeaways
1Unsecured loans carrying amount decreased by USD 32.1bn to USD 271.8bn from 30 June 2025, primarily due to decreases in cash and balances at central banks.
2Partially or fully secured loans increased by USD 14.2bn to USD 624.5bn, mainly from Global Wealth Management lending assets.
3Standardized approach RWA increased by USD 0.8bn to USD 62.0bn; Corporates asset class had largest post-CCF and CRM exposure of USD 26.4bn.
4IRB approach EAD decreased by USD 44.9bn to USD 1,022.2bn, RWA down USD 1.5bn to USD 193.8bn.
5Leverage ratio denominator decreased by USD 18.0bn to USD 1,622.4bn; Basel III leverage ratio at 5.62%.
6LCR quarterly average at 182.6%, NSFR at 116.1%, both above FINMA requirements.