COLLECTIVE FAMILY OFFICE LLC — Q4 2025 13F Holdings

Holdings as of December 31, 2025

Portfolio value

$435.86B

Holdings count

156

156 positions reported

Accession #

0001845066-26-000001

Form 13F-HR

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All Reported Positions

156 positions sorted by value

156 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
J P MORGAN EXCHANGE TRADED FMUNICIPAL ETF	46641Q647	$35.92B	8.24%	711,318shares	SOLE	10,997 / 0 / 700,321
INVESCO EXCH TRD SLF IDX FDINVSCO BLSH 26	46138J635	$17.17B	3.94%	735,538shares	SOLE	12,132 / 0 / 723,406
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG	25434V302	$14.46B	3.32%	444,032shares	SOLE	1,198 / 0 / 442,834
AMERICAN CENTY ETF TRUS LARGE CAP VLU	025072349	$13.36B	3.07%	176,347shares	SOLE	1,066 / 0 / 175,281
AMERICAN CENTY ETF TRINTL SMCP VLU	025072802	$12.66B	2.90%	134,701shares	SOLE	200 / 0 / 134,501
AMERICAN CENTY ETF TRUS SML CP VALU	025072877	$12.59B	2.89%	123,468shares	SOLE	0 / 0 / 123,468
VANGUARD INDEX FDSVALUE ETF	922908744	$12.41B	2.85%	64,957shares	SOLE	680 / 0 / 64,277
SCHWAB STRATEGIC TRFUNDAMENTAL INTL	808524755	$11.96B	2.74%	264,541shares	SOLE	451 / 0 / 264,090
GLOBAL X FDSUS PFD ETF	37954Y657	$11.49B	2.64%	607,376shares	SOLE	6,394 / 0 / 600,982
SCHWAB STRATEGIC TRFUNDAMENTAL US S	808524763	$11.23B	2.58%	356,359shares	SOLE	1,632 / 0 / 354,727
DIMENSIONAL ETF TRUSTCORE FIXED INCOM	25434V872	$11.15B	2.56%	261,907shares	SOLE	0 / 0 / 261,907
SCHWAB STRATEGIC TRFUNDAMENTAL INTL	808524748	$10.50B	2.41%	235,687shares	SOLE	0 / 0 / 235,687
ISHARES TRPFD AND INCM SEC	464288687	$10.21B	2.34%	329,756shares	SOLE	2,851 / 0 / 326,905
SCHWAB STRATEGIC TRFUNDAMENTAL US L	808524771	$9.25B	2.12%	339,913shares	SOLE	0 / 0 / 339,913
SPDR S&P 500 ETF TRTR UNIT	78462F103	$8.90B	2.04%	13,054shares	SOLE	0 / 0 / 13,054
VANGUARD INDEX FDSS&P 500 ETF SHS	922908363	$8.42B	1.93%	13,420shares	SOLE	0 / 0 / 13,420
DIMENSIONAL ETF TRUSTINTL SMALL CAP V	25434V781	$8.26B	1.90%	217,485shares	SOLE	0 / 0 / 217,485
VANGUARD WHITEHALL FDSINTL DVD ETF	921946810	$8.17B	1.87%	89,297shares	SOLE	0 / 0 / 89,297
AMERICAN CENTY ETF TRAVANTIS EMGMKT	025072604	$8.14B	1.87%	105,665shares	SOLE	0 / 0 / 105,665
VANGUARD INDEX FDSSM CP VAL ETF	922908611	$7.78B	1.79%	36,745shares	SOLE	0 / 0 / 36,745
DIMENSIONAL ETF TRUSTINTL SMALL CAP E	25434V773	$7.77B	1.78%	235,737shares	SOLE	0 / 0 / 235,737
DIMENSIONAL ETF TRUSTUS SMALL CAP VAL	25434V815	$6.69B	1.54%	203,465shares	SOLE	5,849 / 0 / 197,616
DIMENSIONAL ETF TRUSTUS SMALL CAP ETF	25434V500	$6.47B	1.49%	92,926shares	SOLE	809 / 0 / 92,117
DIMENSIONAL ETF TRUSTNATL MUN BD ETF	25434V849	$5.75B	1.32%	119,354shares	SOLE	0 / 0 / 119,354
INVESCO EXCH TRD SLF IDX FDBULETSHS 2027	46138J585	$5.46B	1.25%	241,434shares	SOLE	0 / 0 / 241,434
AMERICAN CENTY ETF TRINTERNATIONAL LR	025072364	$5.00B	1.15%	70,153shares	SOLE	3,153 / 0 / 67,000
SPDR SERIES TRUSTSTATE STREET SPD	78468R721	$4.97B	1.14%	108,628shares	SOLE	0 / 0 / 108,628
ISHARES TREAFE VALUE ETF	464288877	$4.77B	1.09%	66,814shares	SOLE	2,500 / 0 / 64,314
VANGUARD INDEX FDSMCAP VL IDXVIP	922908512	$4.76B	1.09%	26,818shares	SOLE	0 / 0 / 26,818
AMERICAN CENTY ETF TRREAL ESTATE ETF	025072356	$4.68B	1.07%	107,597shares	SOLE	477 / 0 / 107,120
PGIM ETF TRPGIM ULTRA SH BD	69344A107	$4.31B	0.99%	86,867shares	SOLE	624 / 0 / 86,243
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT	921943858	$3.79B	0.87%	60,661shares	SOLE	0 / 0 / 60,661
DIMENSIONAL ETF TRUSTUS LARGE CAP VAL	25434V666	$3.59B	0.82%	105,008shares	SOLE	0 / 0 / 105,008
APPLE INCCOM	037833100	$3.45B	0.79%	12,696shares	SOLE	1,046 / 0 / 11,650
MICROSOFT CORPCOM	594918104	$3.07B	0.71%	6,354shares	SOLE	621 / 0 / 5,733
ALPHABET INCCAP STK CL A	02079K305	$3.02B	0.69%	9,639shares	SOLE	600 / 0 / 9,039
SCHWAB STRATEGIC TRUS DIVIDEND EQ	808524797	$2.96B	0.68%	107,995shares	SOLE	0 / 0 / 107,995
ISHARES TRCORE MSCI TOTAL	46432F834	$2.93B	0.67%	34,581shares	SOLE	800 / 0 / 33,781
TEXAS PACIFIC LAND CORPORATICOM	88262P102	$2.85B	0.65%	9,933shares	SOLE	0 / 0 / 9,933
ISHARES TRGLOBAL REIT ETF	46434V647	$2.74B	0.63%	109,673shares	SOLE	0 / 0 / 109,673
DIMENSIONAL ETF TRUSTINTERNATNAL VAL	25434V807	$2.70B	0.62%	54,202shares	SOLE	3,938 / 0 / 50,264
SCHWAB STRATEGIC TRLONG TERM US	808524680	$2.67B	0.61%	84,297shares	SOLE	0 / 0 / 84,297
SPDR SERIES TRUSTSTATE STREET SPD	78464A300	$2.58B	0.59%	28,360shares	SOLE	0 / 0 / 28,360
ISHARES TRCORE MSCI EAFE	46432F842	$2.51B	0.58%	28,086shares	SOLE	1,639 / 0 / 26,447
SCHWAB STRATEGIC TRFUNDAMENTAL EMER	808524730	$2.49B	0.57%	69,098shares	SOLE	0 / 0 / 69,098
VANGUARD WHITEHALL FDSHIGH DIV YLD	921946406	$2.47B	0.57%	17,194shares	SOLE	300 / 0 / 16,894
VANGUARD SPECIALIZED FUNDSDIV APP ETF	921908844	$2.45B	0.56%	11,135shares	SOLE	0 / 0 / 11,135
VANGUARD STAR FDSVG TL INTL STK F	921909768	$2.43B	0.56%	32,171shares	SOLE	0 / 0 / 32,171
NVIDIA CORPORATIONCOM	67066G104	$2.40B	0.55%	12,870shares	SOLE	0 / 0 / 12,870
AMERICAN CENTY ETF TRINTL EQT ETF	025072703	$2.28B	0.52%	27,743shares	SOLE	0 / 0 / 27,743
ISHARES TRCORE S&P500 ETF	464287200	$2.17B	0.50%	3,165shares	SOLE	0 / 0 / 3,165
VANGUARD MUN BD FDSTAX EXEMPT BD	922907746	$2.13B	0.49%	42,282shares	SOLE	0 / 0 / 42,282
ISHARES TR10-20 YR TRS ETF	464288653	$2.03B	0.47%	19,944shares	SOLE	0 / 0 / 19,944
BNY MELLON ETF TRUSTUS LRG CP CORE	09661T107	$2.00B	0.46%	15,270shares	SOLE	0 / 0 / 15,270
AMAZON COM INCCOM	023135106	$1.81B	0.42%	7,840shares	SOLE	300 / 0 / 7,540
ISHARES TRCORE HIGH DV ETF	46429B663	$1.77B	0.41%	14,555shares	SOLE	0 / 0 / 14,555
SCHWAB STRATEGIC TRUS MID-CAP ETF	808524508	$1.74B	0.40%	57,754shares	SOLE	0 / 0 / 57,754
VANGUARD INDEX FDSSMALL CP ETF	922908751	$1.73B	0.40%	6,699shares	SOLE	700 / 0 / 5,999
ISHARES TRNATIONAL MUN ETF	464288414	$1.66B	0.38%	15,476shares	SOLE	2,787 / 0 / 12,689
BNY MELLON ETF TRUSTCORE BOND ETF	09661T602	$1.59B	0.36%	37,534shares	SOLE	0 / 0 / 37,534
SPDR SERIES TRUSTSTATE STREET SPD	78464A839	$1.54B	0.35%	18,139shares	SOLE	0 / 0 / 18,139
PGIM ETF TRAAA CLO ETF	69344A834	$1.38B	0.32%	26,929shares	SOLE	200 / 0 / 26,729
ISHARES TRCORE S&P US VLU	464287663	$1.34B	0.31%	13,093shares	SOLE	300 / 0 / 12,793
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF	922042874	$1.34B	0.31%	15,968shares	SOLE	0 / 0 / 15,968
AMERICAN CENTY ETF TRUS EQT ETF	025072885	$1.29B	0.30%	11,585shares	SOLE	0 / 0 / 11,585
DIMENSIONAL ETF TRUSTUS CORE EQUITY 2	25434V708	$1.28B	0.29%	32,293shares	SOLE	0 / 0 / 32,293
VANGUARD INDEX FDSMCAP GR IDXVIP	922908538	$1.27B	0.29%	4,556shares	SOLE	0 / 0 / 4,556
ISHARES TRINTL SEL DIV ETF	464288448	$1.24B	0.29%	31,517shares	SOLE	0 / 0 / 31,517
ABBVIE INCCOM	00287Y109	$1.24B	0.28%	5,422shares	SOLE	219 / 0 / 5,203
VANGUARD WHITEHALL FDSINTL HIGH ETF	921946794	$1.18B	0.27%	13,152shares	SOLE	0 / 0 / 13,152
VANGUARD INDEX FDSGROWTH ETF	922908736	$1.17B	0.27%	2,388shares	SOLE	0 / 0 / 2,388
ISHARES TRCORE S&P MCP ETF	464287507	$1.16B	0.27%	17,599shares	SOLE	0 / 0 / 17,599
SCHWAB STRATEGIC TRUS SML CAP ETF	808524607	$1.13B	0.26%	39,828shares	SOLE	0 / 0 / 39,828
JPMORGAN CHASE & CO.COM	46625H100	$1.08B	0.25%	3,339shares	SOLE	758 / 0 / 2,581
ELI LILLY & COCOM	532457108	$1.07B	0.25%	999shares	SOLE	3 / 0 / 996
ISHARES TRRUSSELL 2000 ETF	464287655	$1.06B	0.24%	4,309shares	SOLE	0 / 0 / 4,309
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF	922042858	$951.61M	0.22%	17,701shares	SOLE	0 / 0 / 17,701
VANGUARD INDEX FDSMID CAP ETF	922908629	$943.50M	0.22%	3,251shares	SOLE	463 / 0 / 2,788
VANGUARD WORLD FDINDUSTRIAL ETF	92204A603	$933.63M	0.21%	3,129shares	SOLE	0 / 0 / 3,129
MASTERCARD INCORPORATEDCL A	57636Q104	$919.12M	0.21%	1,610shares	SOLE	0 / 0 / 1,610
DIMENSIONAL ETF TRUSTINTL CORE EQT MK	25434V203	$901.51M	0.21%	23,655shares	SOLE	0 / 0 / 23,655
ISHARES TREAFE GRWTH ETF	464288885	$877.18M	0.20%	7,700shares	SOLE	0 / 0 / 7,700
VALERO ENERGY CORPCOM	91913Y100	$854.49M	0.20%	5,249shares	SOLE	0 / 0 / 5,249
SCHWAB STRATEGIC TR1000 INDEX ETF	808524722	$843.02M	0.19%	25,702shares	SOLE	0 / 0 / 25,702
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT	46137V357	$828.30M	0.19%	4,324shares	SOLE	0 / 0 / 4,324
ALPHABET INCCAP STK CL C	02079K107	$813.46M	0.19%	2,592shares	SOLE	34 / 0 / 2,558
ISHARES TRRUS 1000 VAL ETF	464287598	$797.19M	0.18%	3,790shares	SOLE	0 / 0 / 3,790
ISHARES TRMSCI EAFE ETF	464287465	$790.90M	0.18%	8,236shares	SOLE	0 / 0 / 8,236
BROADCOM INCCOM	11135F101	$773.88M	0.18%	2,236shares	SOLE	28 / 0 / 2,208
ISHARES TRCORE S&P SCP ETF	464287804	$763.74M	0.18%	6,355shares	SOLE	740 / 0 / 5,615
SCHWAB STRATEGIC TRINTL SCEQT ETF	808524888	$734.03M	0.17%	16,122shares	SOLE	0 / 0 / 16,122
CHEVRON CORP NEWCOM	166764100	$721.67M	0.17%	4,735shares	SOLE	385 / 0 / 4,350
ISHARES TRCORE S&P US GWT	464287671	$702.16M	0.16%	4,181shares	SOLE	0 / 0 / 4,181
ISHARES TRSHRT NAT MUN ETF	464288158	$701.02M	0.16%	6,570shares	SOLE	0 / 0 / 6,570
UNITED RENTALS INCCOM	911363109	$685.49M	0.16%	847shares	SOLE	150 / 0 / 697
VANGUARD INTL EQUITY INDEX FALLWRLD EX US	922042775	$659.10M	0.15%	8,960shares	SOLE	0 / 0 / 8,960
BERKSHIRE HATHAWAY INC DELCL B NEW	084670702	$656.96M	0.15%	1,307shares	SOLE	0 / 0 / 1,307
DIMENSIONAL ETF TRUSTUS MKTWIDE VALUE	25434V724	$646.06M	0.15%	13,867shares	SOLE	0 / 0 / 13,867
WALMART INCCOM	931142103	$636.82M	0.15%	5,716shares	SOLE	868 / 0 / 4,848
SCHWAB STRATEGIC TRINTL EQTY ETF	808524805	$625.16M	0.14%	26,005shares	SOLE	0 / 0 / 26,005
COSTCO WHSL CORP NEWCOM	22160K105	$619.16M	0.14%	718shares	SOLE	38 / 0 / 680
EATON CORP PLCSHS	G29183103	$616.95M	0.14%	1,937shares	SOLE	10 / 0 / 1,927
DIMENSIONAL ETF TRUSTGLOBAL REAL EST	25434V658	$583.75M	0.13%	22,095shares	SOLE	0 / 0 / 22,095
PROVIDENT FINL SVCS INCCOM	74386T105	$583.16M	0.13%	29,527shares	SOLE	0 / 0 / 29,527
HOME DEPOT INCCOM	437076102	$582.19M	0.13%	1,692shares	SOLE	389 / 0 / 1,303
VISA INCCOM CL A	92826C839	$581.83M	0.13%	1,659shares	SOLE	7 / 0 / 1,652
GOLDMAN SACHS ETF TRS&P 500 PREMIUM	38149W622	$567.60M	0.13%	10,750shares	SOLE	0 / 0 / 10,750
ISHARES TRMSCI USA MIN VOL	46429B697	$540.67M	0.12%	5,742shares	SOLE	0 / 0 / 5,742
JOHNSON & JOHNSONCOM	478160104	$525.86M	0.12%	2,541shares	SOLE	623 / 0 / 1,918
VANGUARD INDEX FDSTOTAL STK MKT	922908769	$502.90M	0.12%	1,500shares	SOLE	0 / 0 / 1,500
VANGUARD WORLD FDHEALTH CAR ETF	92204A504	$490.50M	0.11%	1,704shares	SOLE	0 / 0 / 1,704
INVESCO QQQ TRUNIT SER 1	46090E103	$487.10M	0.11%	793shares	SOLE	0 / 0 / 793
ISHARES TRMSCI EMG MKT ETF	464287234	$474.28M	0.11%	8,669shares	SOLE	0 / 0 / 8,669
VANGUARD WORLD FDINF TECH ETF	92204A702	$469.61M	0.11%	623shares	SOLE	0 / 0 / 623
RAYMOND JAMES FINL INCCOM	754730109	$463.78M	0.11%	2,888shares	SOLE	0 / 0 / 2,888
ISHARES TRMSCI INTL VLU FT	46435G409	$459.57M	0.11%	12,078shares	SOLE	0 / 0 / 12,078
VANGUARD WORLD FDCOMM SRVC ETF	92204A884	$441.09M	0.10%	2,278shares	SOLE	0 / 0 / 2,278
META PLATFORMS INCCL A	30303M102	$436.32M	0.10%	661shares	SOLE	7 / 0 / 654
ISHARES TRRUS 1000 GRW ETF	464287614	$433.54M	0.10%	916shares	SOLE	0 / 0 / 916
DELL TECHNOLOGIES INCCL C	24703L202	$427.24M	0.10%	3,394shares	SOLE	0 / 0 / 3,394
VANGUARD SCOTTSDALE FDSVNG RUS2000IDX	92206C664	$403.06M	0.09%	4,050shares	SOLE	0 / 0 / 4,050
MICRON TECHNOLOGY INCCOM	595112103	$392.72M	0.09%	1,376shares	SOLE	0 / 0 / 1,376
ISHARES TREAFE SML CP ETF	464288273	$372.76M	0.09%	4,808shares	SOLE	0 / 0 / 4,808
M & T BK CORPCOM	55261F104	$356.82M	0.08%	1,771shares	SOLE	0 / 0 / 1,771
DEERE & COCOM	244199105	$351.97M	0.08%	756shares	SOLE	0 / 0 / 756
EXXON MOBIL CORPCOM	30231G102	$343.09M	0.08%	2,851shares	SOLE	0 / 0 / 2,851
DIMENSIONAL ETF TRUSTUS TARGETED VLU	25434V609	$336.88M	0.08%	5,658shares	SOLE	0 / 0 / 5,658
MERCK & CO INCCOM	58933Y105	$331.13M	0.08%	3,146shares	SOLE	17 / 0 / 3,129
ISHARES TRFUTURE EXPONENTI	46434V381	$328.69M	0.08%	4,713shares	SOLE	0 / 0 / 4,713
TRANE TECHNOLOGIES PLCSHS	G8994E103	$326.93M	0.08%	840shares	SOLE	0 / 0 / 840
CSX CORPCOM	126408103	$325.96M	0.07%	8,992shares	SOLE	0 / 0 / 8,992
HALOZYME THERAPEUTICS INCCOM	40637H109	$323.51M	0.07%	4,807shares	SOLE	0 / 0 / 4,807
IMMUNITYBIO INCCOM	45256X103	$310.52M	0.07%	156,830shares	SOLE	0 / 0 / 156,830
QUALCOMM INCCOM	747525103	$305.84M	0.07%	1,788shares	SOLE	0 / 0 / 1,788
BANK AMERICA CORPCOM	060505104	$304.93M	0.07%	5,544shares	SOLE	0 / 0 / 5,544
YORK WTR COCOM	987184108	$301.54M	0.07%	9,471shares	SOLE	0 / 0 / 9,471
RTX CORPORATIONCOM	75513E101	$296.74M	0.07%	1,618shares	SOLE	15 / 0 / 1,603
DEVON ENERGY CORP NEWCOM	25179M103	$290.73M	0.07%	7,937shares	SOLE	0 / 0 / 7,937
MARTIN MARIETTA MATLS INCCOM	573284106	$289.54M	0.07%	465shares	SOLE	0 / 0 / 465
ETFS GOLD TRPHYSCL GOLD SHS	00326A104	$281.27M	0.06%	6,847shares	SOLE	0 / 0 / 6,847
SALESFORCE INCCOM	79466L302	$278.69M	0.06%	1,052shares	SOLE	150 / 0 / 902
ABBOTT LABSCOM	002824100	$272.13M	0.06%	2,172shares	SOLE	404 / 0 / 1,768
SPDR SERIES TRUSTSTATE STREET SPD	78464A763	$271.08M	0.06%	1,948shares	SOLE	0 / 0 / 1,948
VANGUARD WORLD FDMATERIALS ETF	92204A801	$268.78M	0.06%	1,295shares	SOLE	0 / 0 / 1,295
SCHWAB STRATEGIC TRUS LRG CAP ETF	808524201	$266.14M	0.06%	9,890shares	SOLE	0 / 0 / 9,890
L3HARRIS TECHNOLOGIES INCCOM	502431109	$264.21M	0.06%	900shares	SOLE	0 / 0 / 900
LAM RESEARCH CORPCOM NEW	512807306	$263.27M	0.06%	1,538shares	SOLE	28 / 0 / 1,510
PNC FINL SVCS GROUP INCCOM	693475105	$254.57M	0.06%	1,220shares	SOLE	0 / 0 / 1,220
LOCKHEED MARTIN CORPCOM	539830109	$243.29M	0.06%	503shares	SOLE	0 / 0 / 503
SCHWAB STRATEGIC TRUS LCAP VA ETF	808524409	$241.71M	0.06%	8,163shares	SOLE	0 / 0 / 8,163
AMERICAN INTL GROUP INCCOM NEW	026874784	$240.22M	0.06%	2,808shares	SOLE	0 / 0 / 2,808
VANGUARD INTL EQUITY INDEX FFTSE PACIFIC ETF	922042866	$236.13M	0.05%	2,612shares	SOLE	0 / 0 / 2,612
SCHWAB STRATEGIC TRUS LCAP GR ETF	808524300	$235.91M	0.05%	7,232shares	SOLE	0 / 0 / 7,232
SELECT SECTOR SPDR TRSTATE STREET TEC	81369Y803	$233.23M	0.05%	1,620shares	SOLE	0 / 0 / 1,620
SELECT SECTOR SPDR TRSTATE STREET ENE	81369Y506	$214.52M	0.05%	4,798shares	SOLE	500 / 0 / 4,298
DOUGLAS ELLIMAN INCCOM	25961D105	$37.92M	0.01%	16,000shares	SOLE	0 / 0 / 16,000

Filing Metadata

Form type

13F-HR

Filing date

Jan 6, 2026

Holdings as of

December 31, 2025

Accession

0001845066-26-000001

CIK

0001845066

View on SEC

Portfolio Snapshot

Total Portfolio Value

$435.86B

Number of Positions

156

156 reported by filer

Top 10 Concentration

35.2%

Top 20 Concentration

56.0%

Unique Issuers

156

By CUSIP

Avg. Position Size

$2.79B

Across 156 holdings

Top 5 Holdings

J P MORGAN EXCHANGE TRADED F8.2%

INVESCO EXCH TRD SLF IDX FD3.9%

DIMENSIONAL ETF TRUST3.3%

AMERICAN CENTY ETF TR3.1%

AMERICAN CENTY ETF TR2.9%