COLLECTIVE FAMILY OFFICE LLC — Q3 2025 13F Holdings

Holdings as of September 30, 2025

Portfolio value

$416.59B

Holdings count

160

160 positions reported

Accession #

0001845066-25-000009

Form 13F-HR

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All Reported Positions

160 positions sorted by value

160 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
J P MORGAN EXCHANGE TRADED FMUNICIPAL ETF	46641Q647	$31.60B	7.59%	626,165shares	SOLE	10,997 / 0 / 615,168
INVESCO EXCH TRD SLF IDX FDINVSCO BLSH 26	46138J635	$15.84B	3.80%	676,587shares	SOLE	11,332 / 0 / 665,255
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG	25434V302	$13.96B	3.35%	442,614shares	SOLE	0 / 0 / 442,614
AMERICAN CENTY ETF TRUS LARGE CAP VLU	025072349	$12.85B	3.08%	177,791shares	SOLE	1,066 / 0 / 176,725
AMERICAN CENTY ETF TRUS SML CP VALU	025072877	$12.16B	2.92%	122,127shares	SOLE	0 / 0 / 122,127
AMERICAN CENTY ETF TRINTL SMCP VLU	025072802	$12.05B	2.89%	135,359shares	SOLE	200 / 0 / 135,159
VANGUARD INDEX FDSVALUE ETF	922908744	$11.74B	2.82%	62,975shares	SOLE	680 / 0 / 62,295
SCHWAB STRATEGIC TRFUNDAMENTAL INTL	808524755	$10.53B	2.53%	245,208shares	SOLE	116 / 0 / 245,092
SCHWAB STRATEGIC TRFUNDAMENTAL US S	808524763	$10.28B	2.47%	329,897shares	SOLE	1,632 / 0 / 328,265
DIMENSIONAL ETF TRUSTCORE FIXED INCOM	25434V872	$10.12B	2.43%	236,638shares	SOLE	0 / 0 / 236,638
ISHARES TRPFD AND INCM SEC	464288687	$10.01B	2.40%	316,556shares	SOLE	2,671 / 0 / 313,885
GLOBAL X FDSUS PFD ETF	37954Y657	$9.72B	2.33%	500,480shares	SOLE	6,394 / 0 / 494,086
SCHWAB STRATEGIC TRFUNDAMENTAL INTL	808524748	$9.52B	2.29%	213,889shares	SOLE	0 / 0 / 213,889
VANGUARD INDEX FDSS&P 500 ETF SHS	922908363	$8.77B	2.11%	14,328shares	SOLE	0 / 0 / 14,328
SPDR S&P 500 ETF TRTR UNIT	78462F103	$8.32B	2.00%	12,487shares	SOLE	0 / 0 / 12,487
AMERICAN CENTY ETF TRAVANTIS EMGMKT	025072604	$8.28B	1.99%	110,198shares	SOLE	0 / 0 / 110,198
VANGUARD INDEX FDSSM CP VAL ETF	922908611	$8.05B	1.93%	38,575shares	SOLE	0 / 0 / 38,575
DIMENSIONAL ETF TRUSTINTL SMALL CAP E	25434V773	$7.74B	1.86%	244,836shares	SOLE	0 / 0 / 244,836
DIMENSIONAL ETF TRUSTINTL SMALL CAP V	25434V781	$7.62B	1.83%	213,466shares	SOLE	0 / 0 / 213,466
VANGUARD WHITEHALL FDSINTL DVD ETF	921946810	$7.47B	1.79%	83,438shares	SOLE	0 / 0 / 83,438
SCHWAB STRATEGIC TRFUNDAMENTAL US L	808524771	$7.33B	1.76%	278,792shares	SOLE	0 / 0 / 278,792
DIMENSIONAL ETF TRUSTUS SMALL CAP ETF	25434V500	$6.68B	1.60%	97,589shares	SOLE	809 / 0 / 96,780
DIMENSIONAL ETF TRUSTUS SMALL CAP VAL	25434V815	$6.59B	1.58%	207,057shares	SOLE	5,849 / 0 / 201,208
DIMENSIONAL ETF TRUSTNATL MUN BD ETF	25434V849	$5.70B	1.37%	118,896shares	SOLE	0 / 0 / 118,896
AMERICAN CENTY ETF TRINTERNATIONAL LR	025072364	$5.04B	1.21%	74,767shares	SOLE	3,153 / 0 / 71,614
INVESCO EXCH TRD SLF IDX FDBULETSHS 2027	46138J585	$4.90B	1.18%	215,386shares	SOLE	0 / 0 / 215,386
ISHARES TREAFE VALUE ETF	464288877	$4.81B	1.15%	70,922shares	SOLE	2,500 / 0 / 68,422
VANGUARD INDEX FDSMCAP VL IDXVIP	922908512	$4.61B	1.11%	26,422shares	SOLE	0 / 0 / 26,422
PGIM ETF TRPGIM ULTRA SH BD	69344A107	$4.61B	1.11%	92,520shares	SOLE	624 / 0 / 91,896
AMERICAN CENTY ETF TRREAL ESTATE ETF	025072356	$4.60B	1.10%	103,319shares	SOLE	477 / 0 / 102,842
SPDR SERIES TRUSTNUVEEN ICE MUNIC	78468R721	$4.37B	1.05%	95,922shares	SOLE	0 / 0 / 95,922
ISHARES TRCORE MSCI EAFE	46432F842	$3.71B	0.89%	42,467shares	SOLE	1,639 / 0 / 40,828
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT	921943858	$3.65B	0.88%	60,905shares	SOLE	0 / 0 / 60,905
DIMENSIONAL ETF TRUSTUS LARGE CAP VAL	25434V666	$3.33B	0.80%	101,243shares	SOLE	0 / 0 / 101,243
APPLE INCCOM	037833100	$3.11B	0.75%	12,212shares	SOLE	1,066 / 0 / 11,146
TEXAS PACIFIC LAND CORPORATICOM	88262P102	$3.09B	0.74%	3,311shares	SOLE	0 / 0 / 3,311
MICROSOFT CORPCOM	594918104	$2.93B	0.70%	5,664shares	SOLE	641 / 0 / 5,023
ISHARES TRCORE MSCI TOTAL	46432F834	$2.84B	0.68%	34,399shares	SOLE	800 / 0 / 33,599
SCHWAB STRATEGIC TRUS DIVIDEND EQ	808524797	$2.72B	0.65%	99,602shares	SOLE	0 / 0 / 99,602
ISHARES TRGLOBAL REIT ETF	46434V647	$2.66B	0.64%	104,094shares	SOLE	0 / 0 / 104,094
SPDR SERIES TRUSTS&P 600 SMCP VAL	78464A300	$2.66B	0.64%	29,968shares	SOLE	0 / 0 / 29,968
AMERICAN CENTY ETF TRINTL EQT ETF	025072703	$2.57B	0.62%	32,633shares	SOLE	0 / 0 / 32,633
VANGUARD WHITEHALL FDSHIGH DIV YLD	921946406	$2.48B	0.60%	17,630shares	SOLE	300 / 0 / 17,330
SCHWAB STRATEGIC TRLONG TERM US	808524680	$2.48B	0.60%	76,801shares	SOLE	0 / 0 / 76,801
SCHWAB STRATEGIC TRFUNDAMENTAL EMER	808524730	$2.42B	0.58%	66,791shares	SOLE	0 / 0 / 66,791
VANGUARD SPECIALIZED FUNDSDIV APP ETF	921908844	$2.40B	0.58%	11,104shares	SOLE	0 / 0 / 11,104
DIMENSIONAL ETF TRUSTINTERNATNAL VAL	25434V807	$2.35B	0.56%	50,939shares	SOLE	3,938 / 0 / 47,001
ISHARES TRCORE S&P500 ETF	464287200	$2.35B	0.56%	3,509shares	SOLE	0 / 0 / 3,509
VANGUARD STAR FDSVG TL INTL STK F	921909768	$2.35B	0.56%	31,937shares	SOLE	0 / 0 / 31,937
ALPHABET INCCAP STK CL A	02079K305	$2.19B	0.53%	8,999shares	SOLE	600 / 0 / 8,399
VANGUARD MUN BD FDSTAX EXEMPT BD	922907746	$2.12B	0.51%	42,282shares	SOLE	0 / 0 / 42,282
NVIDIA CORPORATIONCOM	67066G104	$1.95B	0.47%	10,427shares	SOLE	0 / 0 / 10,427
VANGUARD INDEX FDSSMALL CP ETF	922908751	$1.88B	0.45%	7,391shares	SOLE	700 / 0 / 6,691
ISHARES TR10-20 YR TRS ETF	464288653	$1.84B	0.44%	17,876shares	SOLE	0 / 0 / 17,876
SCHWAB STRATEGIC TRUS MID-CAP ETF	808524508	$1.80B	0.43%	60,599shares	SOLE	0 / 0 / 60,599
BNY MELLON ETF TRUSTUS LRG CP CORE	09661T107	$1.77B	0.42%	13,755shares	SOLE	0 / 0 / 13,755
ISHARES TRNATIONAL MUN ETF	464288414	$1.75B	0.42%	16,463shares	SOLE	2,787 / 0 / 13,676
AMERICAN CENTY ETF TRUS EQT ETF	025072885	$1.68B	0.40%	15,492shares	SOLE	0 / 0 / 15,492
PGIM ETF TRAAA CLO ETF	69344A834	$1.66B	0.40%	32,186shares	SOLE	200 / 0 / 31,986
ISHARES TRCORE HIGH DV ETF	46429B663	$1.59B	0.38%	12,969shares	SOLE	0 / 0 / 12,969
AMAZON COM INCCOM	023135106	$1.56B	0.38%	7,120shares	SOLE	300 / 0 / 6,820
VANGUARD INDEX FDSMCAP GR IDXVIP	922908538	$1.45B	0.35%	4,922shares	SOLE	0 / 0 / 4,922
SPDR SERIES TRUSTS&P 400 MDCP VAL	78464A839	$1.44B	0.35%	17,315shares	SOLE	0 / 0 / 17,315
ISHARES TRCORE S&P US VLU	464287663	$1.31B	0.31%	13,093shares	SOLE	300 / 0 / 12,793
ABBVIE INCCOM	00287Y109	$1.29B	0.31%	5,556shares	SOLE	225 / 0 / 5,331
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF	922042874	$1.27B	0.31%	15,970shares	SOLE	0 / 0 / 15,970
DIMENSIONAL ETF TRUSTUS CORE EQUITY 2	25434V708	$1.25B	0.30%	32,293shares	SOLE	0 / 0 / 32,293
VANGUARD WHITEHALL FDSINTL HIGH ETF	921946794	$1.23B	0.30%	14,535shares	SOLE	0 / 0 / 14,535
ISHARES TRRUS 1000 VAL ETF	464287598	$1.18B	0.28%	5,797shares	SOLE	0 / 0 / 5,797
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT	46137V357	$1.16B	0.28%	6,097shares	SOLE	0 / 0 / 6,097
ISHARES TRINTL SEL DIV ETF	464288448	$1.15B	0.28%	31,517shares	SOLE	0 / 0 / 31,517
VANGUARD INDEX FDSGROWTH ETF	922908736	$1.15B	0.27%	2,388shares	SOLE	0 / 0 / 2,388
SCHWAB STRATEGIC TRUS SML CAP ETF	808524607	$1.13B	0.27%	40,576shares	SOLE	0 / 0 / 40,576
ISHARES TRCORE S&P MCP ETF	464287507	$1.11B	0.27%	17,065shares	SOLE	0 / 0 / 17,065
BNY MELLON ETF TRUSTCORE BOND ETF	09661T602	$1.07B	0.26%	25,113shares	SOLE	0 / 0 / 25,113
JPMORGAN CHASE & CO.COM	46625H100	$1.04B	0.25%	3,307shares	SOLE	774 / 0 / 2,533
ISHARES TRRUSSELL 2000 ETF	464287655	$1.04B	0.25%	4,309shares	SOLE	0 / 0 / 4,309
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL	46641Q654	$958.02M	0.23%	18,770shares	SOLE	0 / 0 / 18,770
VANGUARD WORLD FDINDUSTRIAL ETF	92204A603	$957.02M	0.23%	3,230shares	SOLE	0 / 0 / 3,230
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF	922042858	$950.53M	0.23%	17,544shares	SOLE	0 / 0 / 17,544
MASTERCARD INCORPORATEDCL A	57636Q104	$948.21M	0.23%	1,667shares	SOLE	0 / 0 / 1,667
ISHARES TREAFE GRWTH ETF	464288885	$940.08M	0.23%	8,255shares	SOLE	0 / 0 / 8,255
VANGUARD INDEX FDSMID CAP ETF	922908629	$919.41M	0.22%	3,130shares	SOLE	501 / 0 / 2,629
VALERO ENERGY CORPCOM	91913Y100	$882.12M	0.21%	5,181shares	SOLE	0 / 0 / 5,181
UNITED RENTALS INCCOM	911363109	$826.74M	0.20%	866shares	SOLE	150 / 0 / 716
ISHARES TRMSCI EAFE ETF	464287465	$769.00M	0.18%	8,236shares	SOLE	0 / 0 / 8,236
EATON CORP PLCSHS	G29183103	$763.84M	0.18%	2,041shares	SOLE	11 / 0 / 2,030
CHEVRON CORP NEWCOM	166764100	$760.54M	0.18%	4,898shares	SOLE	394 / 0 / 4,504
DIMENSIONAL ETF TRUSTINTL CORE EQT MK	25434V203	$758.77M	0.18%	20,874shares	SOLE	0 / 0 / 20,874
ELI LILLY & COCOM	532457108	$746.21M	0.18%	978shares	SOLE	4 / 0 / 974
SCHWAB STRATEGIC TRINTL SCEQT ETF	808524888	$744.18M	0.18%	16,352shares	SOLE	0 / 0 / 16,352
ALPHABET INCCAP STK CL C	02079K107	$727.06M	0.17%	2,985shares	SOLE	37 / 0 / 2,948
ISHARES TRCORE S&P US GWT	464287671	$720.85M	0.17%	4,381shares	SOLE	0 / 0 / 4,381
HOME DEPOT INCCOM	437076102	$719.95M	0.17%	1,777shares	SOLE	396 / 0 / 1,381
SCHWAB STRATEGIC TR1000 INDEX ETF	808524722	$694.47M	0.17%	21,621shares	SOLE	0 / 0 / 21,621
VANGUARD INTL EQUITY INDEX FALLWRLD EX US	922042775	$678.73M	0.16%	9,510shares	SOLE	0 / 0 / 9,510
GOLDMAN SACHS ETF TRS&P 500 PREMIUM	38149W622	$670.95M	0.16%	12,846shares	SOLE	0 / 0 / 12,846
COSTCO WHSL CORP NEWCOM	22160K105	$669.23M	0.16%	723shares	SOLE	38 / 0 / 685
BERKSHIRE HATHAWAY INC DELCL B NEW	084670702	$649.04M	0.16%	1,291shares	SOLE	0 / 0 / 1,291
BROADCOM INCCOM	11135F101	$622.54M	0.15%	1,887shares	SOLE	30 / 0 / 1,857
SCHWAB STRATEGIC TRINTL EQTY ETF	808524805	$621.34M	0.15%	26,690shares	SOLE	0 / 0 / 26,690
DIMENSIONAL ETF TRUSTUS MKTWIDE VALUE	25434V724	$619.72M	0.15%	13,867shares	SOLE	0 / 0 / 13,867
ISHARES TRCORE S&P SCP ETF	464287804	$599.50M	0.14%	5,045shares	SOLE	740 / 0 / 4,305
VANGUARD WORLD FDCOMM SRVC ETF	92204A884	$588.53M	0.14%	3,135shares	SOLE	0 / 0 / 3,135
PROVIDENT FINL SVCS INCCOM	74386T105	$586.27M	0.14%	30,408shares	SOLE	0 / 0 / 30,408
VISA INCCOM CL A	92826C839	$581.71M	0.14%	1,704shares	SOLE	8 / 0 / 1,696
WALMART INCCOM	931142103	$568.48M	0.14%	5,516shares	SOLE	889 / 0 / 4,627
ISHARES TRMSCI USA MIN VOL	46429B697	$567.70M	0.14%	5,967shares	SOLE	0 / 0 / 5,967
DIMENSIONAL ETF TRUSTGLOBAL REAL EST	25434V658	$512.77M	0.12%	18,776shares	SOLE	0 / 0 / 18,776
RAYMOND JAMES FINL INCCOM	754730109	$498.47M	0.12%	2,888shares	SOLE	0 / 0 / 2,888
VANGUARD INDEX FDSTOTAL STK MKT	922908769	$492.25M	0.12%	1,500shares	SOLE	0 / 0 / 1,500
INVESCO QQQ TRUNIT SER 1	46090E103	$476.65M	0.11%	794shares	SOLE	0 / 0 / 794
VANGUARD WORLD FDINF TECH ETF	92204A702	$466.64M	0.11%	625shares	SOLE	0 / 0 / 625
ISHARES TRMSCI EMG MKT ETF	464287234	$462.93M	0.11%	8,669shares	SOLE	0 / 0 / 8,669
JOHNSON & JOHNSONCOM	478160104	$454.09M	0.11%	2,449shares	SOLE	636 / 0 / 1,813
VANGUARD WORLD FDHEALTH CAR ETF	92204A504	$442.62M	0.11%	1,705shares	SOLE	0 / 0 / 1,705
ISHARES TRMSCI INTL VLU FT	46435G409	$428.53M	0.10%	12,078shares	SOLE	0 / 0 / 12,078
DELL TECHNOLOGIES INCCL C	24703L202	$414.54M	0.10%	2,924shares	SOLE	0 / 0 / 2,924
INVESCO EXCH TRD SLF IDX FDBULSHS 2025 HY	46138J817	$414.50M	0.10%	17,975shares	SOLE	1,150 / 0 / 16,825
META PLATFORMS INCCL A	30303M102	$405.38M	0.10%	552shares	SOLE	8 / 0 / 544
IMMUNITYBIO INCCOM	45256X103	$396.75M	0.10%	161,280shares	SOLE	0 / 0 / 161,280
VANGUARD SCOTTSDALE FDSVNG RUS2000IDX	92206C664	$396.17M	0.10%	4,050shares	SOLE	0 / 0 / 4,050
DEERE & COCOM	244199105	$370.38M	0.09%	810shares	SOLE	0 / 0 / 810
ISHARES TRRUS 1000 GRW ETF	464287614	$370.04M	0.09%	790shares	SOLE	0 / 0 / 790
ISHARES TREAFE SML CP ETF	464288273	$369.87M	0.09%	4,821shares	SOLE	0 / 0 / 4,821
TRANE TECHNOLOGIES PLCSHS	G8994E103	$361.20M	0.09%	856shares	SOLE	0 / 0 / 856
DIMENSIONAL ETF TRUSTUS TARGETED VLU	25434V609	$352.64M	0.08%	6,058shares	SOLE	0 / 0 / 6,058
ISHARES TRFUTURE EXPONENTI	46434V381	$339.06M	0.08%	4,713shares	SOLE	0 / 0 / 4,713
SELECT SECTOR SPDR TRTECHNOLOGY	81369Y803	$338.23M	0.08%	1,200shares	SOLE	0 / 0 / 1,200
CSX CORPCOM	126408103	$327.33M	0.08%	9,218shares	SOLE	0 / 0 / 9,218
M & T BK CORPCOM	55261F104	$310.46M	0.07%	1,571shares	SOLE	0 / 0 / 1,571
EXXON MOBIL CORPCOM	30231G102	$310.29M	0.07%	2,752shares	SOLE	0 / 0 / 2,752
MARTIN MARIETTA MATLS INCCOM	573284106	$307.58M	0.07%	488shares	SOLE	0 / 0 / 488
ABBOTT LABSCOM	002824100	$301.77M	0.07%	2,253shares	SOLE	414 / 0 / 1,839
VANGUARD WORLD FDMATERIALS ETF	92204A801	$295.20M	0.07%	1,441shares	SOLE	0 / 0 / 1,441
QUALCOMM INCCOM	747525103	$288.47M	0.07%	1,734shares	SOLE	0 / 0 / 1,734
YORK WTR COCOM	987184108	$288.07M	0.07%	9,470shares	SOLE	0 / 0 / 9,470
BANK AMERICA CORPCOM	060505104	$277.37M	0.07%	5,377shares	SOLE	0 / 0 / 5,377
PNC FINL SVCS GROUP INCCOM	693475105	$277.01M	0.07%	1,379shares	SOLE	0 / 0 / 1,379
VANGUARD INTL EQUITY INDEX FFTSE PACIFIC ETF	922042866	$276.70M	0.07%	3,150shares	SOLE	0 / 0 / 3,150
MERCK & CO INCCOM	58933Y105	$276.24M	0.07%	3,291shares	SOLE	18 / 0 / 3,273
L3HARRIS TECHNOLOGIES INCCOM	502431109	$274.87M	0.07%	900shares	SOLE	0 / 0 / 900
SPDR SERIES TRUSTS&P DIVID ETF	78464A763	$272.82M	0.07%	1,948shares	SOLE	0 / 0 / 1,948
SCHWAB STRATEGIC TRUS LRG CAP ETF	808524201	$269.59M	0.06%	10,235shares	SOLE	0 / 0 / 10,235
ETFS GOLD TRPHYSCL GOLD SHS	00326A104	$264.74M	0.06%	7,192shares	SOLE	0 / 0 / 7,192
LOCKHEED MARTIN CORPCOM	539830109	$263.08M	0.06%	527shares	SOLE	0 / 0 / 527
RTX CORPORATIONCOM	75513E101	$262.71M	0.06%	1,570shares	SOLE	16 / 0 / 1,554
DEVON ENERGY CORP NEWCOM	25179M103	$255.97M	0.06%	7,301shares	SOLE	0 / 0 / 7,301
PROCTER AND GAMBLE COCOM	742718109	$242.77M	0.06%	1,580shares	SOLE	0 / 0 / 1,580
AMERICAN INTL GROUP INCCOM NEW	026874784	$238.45M	0.06%	3,036shares	SOLE	0 / 0 / 3,036
SALESFORCE INCCOM	79466L302	$237.71M	0.06%	1,003shares	SOLE	150 / 0 / 853
SCHWAB STRATEGIC TRUS LCAP VA ETF	808524409	$237.63M	0.06%	8,163shares	SOLE	0 / 0 / 8,163
MICRON TECHNOLOGY INCCOM	595112103	$234.58M	0.06%	1,402shares	SOLE	0 / 0 / 1,402
SCHWAB STRATEGIC TRUS LCAP GR ETF	808524300	$234.28M	0.06%	7,342shares	SOLE	0 / 0 / 7,342
ISHARES TR0-3 MNTH TREASRY	46436E718	$231.41M	0.06%	2,298shares	SOLE	0 / 0 / 2,298
SELECT SECTOR SPDR TRENERGY	81369Y506	$225.49M	0.05%	2,524shares	SOLE	250 / 0 / 2,274
INVESCO EXCHANGE TRADED FD TS&P500 EQL TEC	46137V282	$222.90M	0.05%	5,000shares	SOLE	0 / 0 / 5,000
LAM RESEARCH CORPCOM NEW	512807306	$219.33M	0.05%	1,638shares	SOLE	30 / 0 / 1,608
ISHARES TRSELECT DIVID ETF	464287168	$207.89M	0.05%	1,463shares	SOLE	0 / 0 / 1,463
DOUGLAS ELLIMAN INCCOM	25961D105	$45.76M	0.01%	16,000shares	SOLE	0 / 0 / 16,000

Filing Metadata

Form type

13F-HR

Filing date

Oct 6, 2025

Holdings as of

September 30, 2025

Accession

0001845066-25-000009

CIK

0001845066

View on SEC

Portfolio Snapshot

Total Portfolio Value

$416.59B

Number of Positions

160

160 reported by filer

Top 10 Concentration

33.9%

Top 20 Concentration

54.4%

Unique Issuers

160

By CUSIP

Avg. Position Size

$2.60B

Across 160 holdings

Top 5 Holdings

J P MORGAN EXCHANGE TRADED F7.6%

INVESCO EXCH TRD SLF IDX FD3.8%

DIMENSIONAL ETF TRUST3.4%

AMERICAN CENTY ETF TR3.1%

AMERICAN CENTY ETF TR2.9%