RETIREMENT FINANCIAL SOLUTIONS, LLC — Q3 2025 13F Holdings

Holdings as of September 30, 2025

Portfolio value

$319.49B

Holdings count

45 positions reported

Accession #

0001962532-26-000004

Form 13F-HR/A

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All Reported Positions

45 positions sorted by value

45 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
SPDR SERIES TRUSTPORTFOLIO S&P500	78464A854	$40.03B	12.53%	510,926shares	SOLE	0 / 0 / 510,926
SPDR SERIES TRUSTPORTFOLIO S&P400	78464A847	$21.29B	6.66%	372,319shares	SOLE	0 / 0 / 372,319
AMERICAN CENTY ETF TRAVANTIS US SMALL	025072323	$21.26B	6.66%	371,434shares	SOLE	0 / 0 / 371,434
AMERICAN CENTY ETF TRUS SML CP VALU	025072877	$21.00B	6.57%	210,977shares	SOLE	0 / 0 / 210,977
INVESCO EXCH TRADED FD TR IINASDAQNXTGEN100	46138G631	$16.02B	5.02%	447,691shares	SOLE	0 / 0 / 447,691
INVESCO EXCH TRADED FD TR IINASDAQ 100 ETF	46138G649	$16.01B	5.01%	64,790shares	SOLE	0 / 0 / 64,790
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF	922042858	$15.81B	4.95%	291,772shares	SOLE	0 / 0 / 291,772
SPDR DOW JONES INDL AVERAGEUT SER 1	78467X109	$15.18B	4.75%	32,734shares	SOLE	0 / 0 / 32,734
ISHARES TR7-10 YR TRSY BD	464287440	$15.02B	4.70%	155,735shares	SOLE	0 / 0 / 155,735
PACER FDS TRUS CASH COWS 100	69374H881	$13.95B	4.37%	242,741shares	SOLE	0 / 0 / 242,741
VANGUARD SCOTTSDALE FDSLONG TERM TREAS	92206C847	$13.27B	4.15%	233,325shares	SOLE	0 / 0 / 233,325
SCHWAB STRATEGIC TRUS DIVIDEND EQ	808524797	$12.16B	3.81%	445,583shares	SOLE	0 / 0 / 445,583
WISDOMTREE TREUROPE HEDGED EQ	97717X701	$11.08B	3.47%	219,907shares	SOLE	0 / 0 / 219,907
VANGUARD WORLD FDMEGA CAP INDEX	921910873	$10.65B	3.33%	43,616shares	SOLE	0 / 0 / 43,616
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT	46137V357	$10.06B	3.15%	53,055shares	SOLE	0 / 0 / 53,055
J P MORGAN EXCHANGE TRADED FEQUITY PREMIUM	46641Q332	$9.27B	2.90%	162,276shares	SOLE	0 / 0 / 162,276
VANGUARD WORLD FDEXTENDED DUR	921910709	$8.39B	2.63%	122,554shares	SOLE	0 / 0 / 122,554
SPDR SERIES TRUSTPRTFLO S&P500 GW	78464A409	$5.37B	1.68%	51,368shares	SOLE	0 / 0 / 51,368
WISDOMTREE TRUS LARGECAP FUND	97717W588	$5.24B	1.64%	76,054shares	SOLE	0 / 0 / 76,054
INVESCO EXCH TRADED FD TR IIS&P 500 REVENUE	46138G698	$5.24B	1.64%	47,335shares	SOLE	0 / 0 / 47,335
SPDR SERIES TRUSTPRTFLO S&P500 VL	78464A508	$5.14B	1.61%	92,972shares	SOLE	0 / 0 / 92,972
VANGUARD SCOTTSDALE FDSSHORT TERM TREAS	92206C102	$4.82B	1.51%	81,878shares	SOLE	0 / 0 / 81,878
ISHARES TRISHS 5-10YR INVT	464288638	$4.10B	1.28%	75,763shares	SOLE	0 / 0 / 75,763
ISHARES TR0-5YR HI YL CP	46434V407	$4.09B	1.28%	94,392shares	SOLE	0 / 0 / 94,392
VANGUARD INDEX FDSS&P 500 ETF SHS	922908363	$2.05B	0.64%	3,350shares	SOLE	0 / 0 / 3,350
ISHARES GOLD TRSHARES REPRESENT	46436F103	$1.44B	0.45%	37,328shares	SOLE	0 / 0 / 37,328
VANGUARD INDEX FDSREAL ESTATE ETF	922908553	$1.18B	0.37%	12,933shares	SOLE	0 / 0 / 12,933
VANGUARD STAR FDSVG TL INTL STK F	921909768	$1.16B	0.36%	15,821shares	SOLE	0 / 0 / 15,821
VANGUARD SCOTTSDALE FDSINT-TERM CORP	92206C870	$1.14B	0.36%	13,534shares	SOLE	0 / 0 / 13,534
VANGUARD INDEX FDSMCAP VL IDXVIP	922908512	$925.87M	0.29%	5,303shares	SOLE	0 / 0 / 5,303
INTERNATIONAL BUSINESS MACHSCOM	459200101	$797.67M	0.25%	2,827shares	SOLE	0 / 0 / 2,827
VANGUARD SCOTTSDALE FDSVNG RUS1000IDX	92206C730	$747.62M	0.23%	2,473shares	SOLE	0 / 0 / 2,473
LITMAN GREGORY FDS TRIMGP DBI MANAGED	53700T827	$616.18M	0.19%	22,562shares	SOLE	0 / 0 / 22,562
NVIDIA CORPORATIONCOM	67066G104	$613.29M	0.19%	3,287shares	SOLE	0 / 0 / 3,287
GLOBAL X FDSNASDAQ 100 COVER	37954Y483	$605.88M	0.19%	35,619shares	SOLE	0 / 0 / 35,619
VANGUARD INDEX FDSTOTAL STK MKT	922908769	$604.68M	0.19%	1,843shares	SOLE	0 / 0 / 1,843
ALPS ETF TRALERIAN MLP	00162Q452	$573.46M	0.18%	12,219shares	SOLE	0 / 0 / 12,219
VANGUARD INDEX FDSMID CAP ETF	922908629	$442.92M	0.14%	1,508shares	SOLE	0 / 0 / 1,508
VANGUARD INDEX FDSSM CP VAL ETF	922908611	$413.91M	0.13%	1,983shares	SOLE	0 / 0 / 1,983
ISHARES BITCOIN TRUST ETFSHS BEN INT	46438F101	$356.07M	0.11%	5,478shares	SOLE	0 / 0 / 5,478
ABRDN SILVER ETF TRUSTPHYSCL SILVR SHS	003264108	$335.47M	0.11%	7,542shares	SOLE	0 / 0 / 7,542
SPDR SERIES TRUSTPORTFOLIO S&P600	78468R853	$319.76M	0.10%	6,903shares	SOLE	0 / 0 / 6,903
TESLA INCCOM	88160R101	$258.83M	0.08%	582shares	SOLE	0 / 0 / 582
ISHARES ETHEREUM TRSHS	46438R105	$226.81M	0.07%	7,198shares	SOLE	0 / 0 / 7,198
MICROSOFT CORPCOM	594918104	$226.42M	0.07%	437shares	SOLE	0 / 0 / 437

Filing Metadata

Form type

13F-HR/A

Filing date

Mar 10, 2026

Holdings as of

September 30, 2025

Accession

0001962532-26-000004

CIK

0001962532

View on SEC

Portfolio Snapshot

Total Portfolio Value

$319.49B

Number of Positions

45 reported by filer

Top 10 Concentration

61.2%

Top 20 Concentration

89.6%

Unique Issuers

By CUSIP

Avg. Position Size

$7.10B

Across 45 holdings

Top 5 Holdings

SPDR SERIES TRUST12.5%

SPDR SERIES TRUST6.7%

AMERICAN CENTY ETF TR6.7%

AMERICAN CENTY ETF TR6.6%

INVESCO EXCH TRADED FD TR II5.0%