UNION SAVINGS BANK — Q4 2025 13F Holdings

Holdings as of December 31, 2025

Portfolio value

$230.84B

Holdings count

409

409 positions reported

Accession #

0001985855-26-000001

Form 13F-HR

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All Reported Positions

409 positions sorted by value

409 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$36.15B	15.66%	481,792shares	SOLE	467,827 / 0 / 13,965
BERKSHIRE HATHAWAY INC COMCOMMON STOCK	084670108	$24.15B	10.46%	32shares	SOLE	32 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$12.55B	5.44%	18,405shares	SOLE	18,405 / 0 / 0
ISHARES CORE S&P MID-CAP ETFETF - MID CAP	464287507	$10.59B	4.59%	160,393shares	SOLE	159,312 / 0 / 1,081
MICROSOFT CORPCOMMON STOCK	594918104	$7.27B	3.15%	15,042shares	SOLE	14,917 / 0 / 125
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$5.96B	2.58%	24,210shares	SOLE	24,210 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$5.70B	2.47%	39,744shares	SOLE	39,744 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$5.46B	2.37%	20,096shares	SOLE	19,926 / 0 / 170
ALPHABET INCCOMMON STOCK	02079K305	$4.60B	1.99%	14,693shares	SOLE	14,529 / 0 / 164
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$4.09B	1.77%	38,115shares	SOLE	38,115 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$3.94B	1.71%	6,534shares	SOLE	6,534 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$3.46B	1.50%	28,714shares	SOLE	28,554 / 0 / 160
NVIDIA CORPCOMMON STOCK	67066G104	$3.18B	1.38%	17,074shares	SOLE	16,847 / 0 / 227
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$2.94B	1.27%	9,129shares	SOLE	9,040 / 0 / 89
ISHARES CORE S&P SMALL-CAP ETFETF - SMALL CAP	464287804	$2.86B	1.24%	23,785shares	SOLE	21,943 / 0 / 1,842
IDEXX LABORATORIES INCCOMMON STOCK	45168D104	$2.37B	1.03%	3,500shares	SOLE	0 / 0 / 3,500
INVESCO QQQETF - LARGE CAP	46090E103	$2.32B	1.00%	3,773shares	SOLE	3,773 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$2.30B	1.00%	9,973shares	SOLE	9,860 / 0 / 113
VANGUARD INFORMATION TECHNOLOGY VIPERSETF - EQUITIES	92204A702	$2.02B	0.87%	2,674shares	SOLE	2,674 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$1.82B	0.79%	2,106shares	SOLE	2,086 / 0 / 20
MASTERCARD INCCOMMON STOCK	57636Q104	$1.76B	0.76%	3,084shares	SOLE	3,034 / 0 / 50
SPDR S&P DIVIDEND ETFETF - LARGE CAP	78464A763	$1.72B	0.75%	12,364shares	SOLE	12,364 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$1.70B	0.74%	12,045shares	SOLE	12,045 / 0 / 0
TJX COS INCCOMMON STOCK	872540109	$1.68B	0.73%	10,922shares	SOLE	10,725 / 0 / 197
BROADCOM INCCOMMON STOCK	11135F101	$1.44B	0.62%	4,154shares	SOLE	4,079 / 0 / 75
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$1.37B	0.59%	9,564shares	SOLE	9,564 / 0 / 0
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$1.30B	0.56%	8,444shares	SOLE	8,192 / 0 / 252
META PLATFORMSCOMMON STOCK	30303M102	$1.28B	0.55%	1,939shares	SOLE	1,882 / 0 / 57
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$1.26B	0.55%	10,219shares	SOLE	10,219 / 0 / 0
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$1.25B	0.54%	4,863shares	SOLE	4,863 / 0 / 0
ELI LILLY & CO COMCOMMON STOCK	532457108	$1.21B	0.52%	1,125shares	SOLE	1,125 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$1.18B	0.51%	4,078shares	SOLE	4,078 / 0 / 0
STRYKER CORPCOMMON STOCK	863667101	$1.16B	0.50%	3,293shares	SOLE	3,216 / 0 / 77
ETF VANGUARD DIVIDEND APPRECIATIONETF - LARGE CAP	921908844	$1.15B	0.50%	5,228shares	SOLE	5,228 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$1.14B	0.49%	5,850shares	SOLE	5,675 / 0 / 175
MCDONALDS CORP COMCOMMON STOCK	580135101	$1.12B	0.48%	3,654shares	SOLE	3,654 / 0 / 0
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$1.06B	0.46%	5,123shares	SOLE	5,123 / 0 / 0
I SHS RUSSELL 1000 GROWTH INDEX GETF - LARGE CAP	464287614	$1.04B	0.45%	2,194shares	SOLE	2,194 / 0 / 0
CHEVRON CORPORATION COMCOMMON STOCK	166764100	$1.01B	0.44%	6,616shares	SOLE	6,616 / 0 / 0
VANGUARD TOTAL STOCK MARKET INDEXETF - LARGE CAP	922908769	$1.00B	0.43%	2,989shares	SOLE	2,989 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$986.13M	0.43%	5,377shares	SOLE	5,377 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$935.79M	0.41%	17,086shares	SOLE	17,086 / 0 / 0
AMERICAN EXPRESS CO COMCOMMON STOCK	025816109	$928.57M	0.40%	2,510shares	SOLE	2,510 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$915.24M	0.40%	7,305shares	SOLE	7,305 / 0 / 0
TESLA MOTORS INC. COMMONCOMMON STOCK	88160R101	$911.56M	0.39%	2,027shares	SOLE	2,027 / 0 / 0
GE AEROSPACECOMMON STOCK	369604301	$890.16M	0.39%	2,890shares	SOLE	2,800 / 0 / 90
PEPSICO, INC COMCOMMON STOCK	713448108	$888.23M	0.38%	6,189shares	SOLE	6,189 / 0 / 0
THERMO FISHER SCIENTIFIC INCCOMMON STOCK	883556102	$856.41M	0.37%	1,478shares	SOLE	1,430 / 0 / 48
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$842.26M	0.36%	15,928shares	SOLE	15,928 / 0 / 0
EVERSOURCE ENERGYCOMMON STOCK	30040W108	$841.35M	0.36%	12,496shares	SOLE	12,496 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$820.28M	0.36%	2,384shares	SOLE	2,310 / 0 / 74
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$811.26M	0.35%	2,797shares	SOLE	2,797 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$811.16M	0.35%	1,416shares	SOLE	1,416 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$797.19M	0.35%	3,489shares	SOLE	3,489 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$796.56M	0.35%	1,647shares	SOLE	1,590 / 0 / 57
ISHARES TRUST FLOATING RATE BOND ETFETF - SHORT	46429B655	$793.09M	0.34%	15,594shares	SOLE	15,594 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$749.95M	0.32%	2,390shares	SOLE	2,390 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$718.73M	0.31%	2,679shares	SOLE	2,531 / 0 / 148
HONEYWELL INTL INC COMCOMMON STOCK	438516106	$698.61M	0.30%	3,581shares	SOLE	3,581 / 0 / 0
CISCO SYSTEMS INC COMCOMMON STOCK	17275R102	$687.02M	0.30%	8,919shares	SOLE	8,919 / 0 / 0
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$680.13M	0.29%	14,223shares	SOLE	14,223 / 0 / 0
ISHARES CORE S&P 500 ETFETF - LARGE CAP	464287200	$637.67M	0.28%	931shares	SOLE	931 / 0 / 0
BERKSHIRE HATHAWAY INC. DEL CL BCOMMON STOCK	084670702	$624.78M	0.27%	1,243shares	SOLE	1,243 / 0 / 0
MICROSOFT CORPCOMMON STOCK	594918104	$616.12M	0.27%	1,274shares	DFND	1,119 / 0 / 155
VANGUARD W MEGA CAP 300 INDEX ETFETF - LARGE CAP	921910873	$584.47M	0.25%	2,327shares	SOLE	2,327 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$572.46M	0.25%	6,565shares	SOLE	6,565 / 0 / 0
BANK OF AMERICA CORP NEWCOMMON STOCK	060505104	$567.88M	0.25%	10,325shares	SOLE	10,325 / 0 / 0
SPDR GOLD TR GOLD SHSETF - ALTERNATIVE	78463V107	$566.71M	0.25%	1,430shares	SOLE	1,430 / 0 / 0
ELI LILLY & CO COMCOMMON STOCK	532457108	$564.20M	0.24%	525shares	DFND	525 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$561.54M	0.24%	2,453shares	SOLE	2,453 / 0 / 0
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$547.76M	0.24%	1,700shares	DFND	1,700 / 0 / 0
ISHARES RUSSELL MIDCAP INDEX FUNDETF - EQUITIES	464287499	$543.63M	0.24%	5,647shares	SOLE	5,647 / 0 / 0
GE VERNOVA INC.COMMON STOCK	36828A101	$540.48M	0.23%	827shares	SOLE	796 / 0 / 31
CASEYS GEN STORESCOMMON STOCK	147528103	$539.42M	0.23%	976shares	SOLE	940 / 0 / 36
VANGUARD ENERGY ETFETF - EQUITIES	92204A306	$532.51M	0.23%	4,229shares	SOLE	4,229 / 0 / 0
LOWES COMPANIES INC COM STKCOMMON STOCK	548661107	$529.58M	0.23%	2,196shares	SOLE	2,196 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$528.92M	0.23%	5,025shares	SOLE	5,025 / 0 / 0
APPLIED MATERIALS COMCOMMON STOCK	038222105	$520.89M	0.23%	2,027shares	SOLE	2,027 / 0 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$512.23M	0.22%	7,328shares	SOLE	7,328 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$488.25M	0.21%	716shares	DFND	0 / 716 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$474.19M	0.21%	2,050shares	SOLE	1,966 / 0 / 84
I SHS RUSSELL 1000ETF - LARGE CAP	464287622	$471.65M	0.20%	1,263shares	SOLE	1,263 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$469.16M	0.20%	6,378shares	SOLE	6,378 / 0 / 0
INTUIT COMCOMMON STOCK	461202103	$467.00M	0.20%	705shares	SOLE	705 / 0 / 0
BLACKROCK INC NEW NPVCOMMON STOCK	09290D101	$457.03M	0.20%	427shares	SOLE	427 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$455.27M	0.20%	8,442shares	SOLE	8,442 / 0 / 0
AMERICAN TOWER REITCOMMON STOCK	03027X100	$452.79M	0.20%	2,579shares	SOLE	2,579 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$449.40M	0.19%	1,054shares	SOLE	1,010 / 0 / 44
AMGEN INC.COMMON STOCK	031162100	$417.63M	0.18%	1,276shares	SOLE	1,276 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$413.61M	0.18%	7,684shares	SOLE	7,364 / 0 / 320
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$403.12M	0.17%	1,361shares	SOLE	1,361 / 0 / 0
AMERICAN WTR WKS CO INC NEW COMCOMMON STOCK	030420103	$401.67M	0.17%	3,078shares	SOLE	2,934 / 0 / 144
PALO ALTO NETWORKS INCCOMMON STOCK	697435105	$394.91M	0.17%	2,144shares	SOLE	2,018 / 0 / 126
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$389.78M	0.17%	1,838shares	SOLE	1,838 / 0 / 0
CME GROUP INCCOMMON STOCK	12572Q105	$379.28M	0.16%	1,389shares	SOLE	1,286 / 0 / 103
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$362.39M	0.16%	6,308shares	SOLE	6,308 / 0 / 0
ISHARES CORE TOTAL U S BOND MARKET ETFETF - INTERM	464287226	$345.18M	0.15%	3,456shares	SOLE	3,456 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$341.19M	0.15%	4,250shares	DFND	4,250 / 0 / 0
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$335.74M	0.15%	7,021shares	DFND	6,335 / 0 / 686
THE HOME DEPOT, INCCOMMON STOCK	437076102	$335.49M	0.15%	975shares	DFND	975 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$330.84M	0.14%	1,217shares	DFND	1,217 / 0 / 0
EOG RES INCCOMMON STOCK	26875P101	$325.52M	0.14%	3,100shares	SOLE	2,926 / 0 / 174
AT&T INCCOMMON STOCK	00206R102	$323.86M	0.14%	13,038shares	SOLE	13,038 / 0 / 0
CUMMINS INCCOMMON STOCK	231021106	$314.43M	0.14%	616shares	SOLE	616 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$307.66M	0.13%	6,047shares	SOLE	5,489 / 0 / 558
SELECT SECTOR SPDR - UTILITIESETF - EQUITIES	81369Y886	$307.46M	0.13%	7,204shares	SOLE	7,204 / 0 / 0
NBT BANCORP INCCOMMON STOCK	628778102	$305.92M	0.13%	7,368shares	SOLE	7,368 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$303.51M	0.13%	6,016shares	SOLE	6,016 / 0 / 0
PFIZER INC COMCOMMON STOCK	717081103	$295.54M	0.13%	11,874shares	SOLE	11,874 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$295.40M	0.13%	2,928shares	SOLE	2,928 / 0 / 0
VISA INCCOMMON STOCK	92826C839	$288.27M	0.12%	822shares	SOLE	822 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$282.18M	0.12%	1,235shares	DFND	935 / 0 / 300
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$280.69M	0.12%	1,990shares	SOLE	1,990 / 0 / 0
ADOBE SYSTEMS INCCOMMON STOCK	00724F101	$280.33M	0.12%	801shares	SOLE	801 / 0 / 0
TRACTOR SUPPLY CO.COMMON STOCK	892356106	$269.55M	0.12%	5,391shares	SOLE	5,050 / 0 / 341
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$266.58M	0.12%	900shares	DFND	900 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$266.56M	0.12%	1,665shares	SOLE	1,665 / 0 / 0
O'REILLY AUTOMOTIVE INC.COMMON STOCK	67103H107	$265.42M	0.11%	2,910shares	SOLE	2,910 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$260.94M	0.11%	1,440shares	SOLE	1,440 / 0 / 0
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$259.79M	0.11%	1,010shares	DFND	880 / 0 / 130
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$256.92M	0.11%	2,192shares	SOLE	2,192 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$254.88M	0.11%	950shares	DFND	950 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$246.53M	0.11%	4,507shares	SOLE	4,507 / 0 / 0
PARKER HANNIFIN CORPCOMMON STOCK	701094104	$246.11M	0.11%	280shares	SOLE	280 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$232.26M	0.10%	1,930shares	DFND	1,530 / 0 / 400
MCKESSON CORPCOMMON STOCK	58155Q103	$232.14M	0.10%	283shares	SOLE	283 / 0 / 0
LAM RESH CORP USDCOMMON STOCK	512807306	$230.06M	0.10%	1,344shares	SOLE	1,344 / 0 / 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FDETF - INTERM	464288638	$230.01M	0.10%	4,269shares	SOLE	4,269 / 0 / 0
VANGUARD INDEX FUNDS S&P 500 ETFETF - LARGE CAP	922908363	$227.02M	0.10%	362shares	SOLE	362 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$224.21M	0.10%	260shares	DFND	260 / 0 / 0
ISHARES HI YIELD CORPORATE BONDETF - HIGH YIELD	464288513	$217.45M	0.09%	2,697shares	SOLE	2,697 / 0 / 0
VANGUARD EXTENDED MARKET ETFETF - MID CAP	922908652	$206.82M	0.09%	989shares	SOLE	989 / 0 / 0
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$188.53M	0.08%	650shares	DFND	650 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$187.52M	0.08%	2,000shares	DFND	2,000 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$185.81M	0.08%	1,400shares	DFND	1,400 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$185.30M	0.08%	398shares	SOLE	398 / 0 / 0
CVS HEALTH CORP COMCOMMON STOCK	126650100	$183.56M	0.08%	2,313shares	SOLE	2,313 / 0 / 0
MCDONALDS CORP COMCOMMON STOCK	580135101	$183.38M	0.08%	600shares	DFND	600 / 0 / 0
ISHS RUSSELL 3000 INDEXETF - LARGE CAP	464287689	$182.59M	0.08%	472shares	SOLE	472 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$182.48M	0.08%	995shares	DFND	795 / 0 / 200
METLIFE INCCOMMON STOCK	59156R108	$181.48M	0.08%	2,299shares	SOLE	2,299 / 0 / 0
SERVICENOW, INCCOMMON STOCK	81762P102	$177.70M	0.08%	1,160shares	SOLE	1,160 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$173.95M	0.08%	1,624shares	SOLE	1,624 / 0 / 0
CBRE GROUP INC CL ACOMMON STOCK	12504L109	$173.48M	0.08%	1,079shares	SOLE	958 / 0 / 121
CITIGROUP INCCOMMON STOCK	172967424	$171.18M	0.07%	1,467shares	SOLE	1,467 / 0 / 0
ISHARES GO ISHARES NEWETF - ALTERNATIVE	464285204	$170.94M	0.07%	2,106shares	SOLE	2,106 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$169.31M	0.07%	2,937shares	SOLE	2,937 / 0 / 0
VANGUARD DEVELOPED MARKETS ETFETF - DEVELOPED INTL	921943858	$167.92M	0.07%	2,688shares	SOLE	2,688 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$167.89M	0.07%	1,340shares	DFND	1,340 / 0 / 0
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$167.44M	0.07%	4,112shares	SOLE	4,112 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$162.29M	0.07%	995shares	DFND	995 / 0 / 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUNDETF - EMERGING INTL	46434G863	$162.06M	0.07%	3,670shares	SOLE	3,670 / 0 / 0
PHOTRONICS INCCOMMON STOCK	719405102	$160.00M	0.07%	5,000shares	SOLE	5,000 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$158.25M	0.07%	1,391shares	SOLE	1,391 / 0 / 0
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$157.64M	0.07%	1,100shares	DFND	1,100 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$154.27M	0.07%	1,399shares	SOLE	1,399 / 0 / 0
VANGUARD GROWTH ETFETF - LARGE CAP	922908736	$154.16M	0.07%	316shares	SOLE	316 / 0 / 0
ETF VANGUARD BOND INDEXETF - INTERM	921937835	$153.90M	0.07%	2,078shares	SOLE	2,078 / 0 / 0
STARBUCKS CORPORATIONCOMMON STOCK	855244109	$153.85M	0.07%	1,827shares	SOLE	1,827 / 0 / 0
ISHARES RUSSELL 1000 VALUE INDEXETF - EQUITIES	464287598	$148.92M	0.06%	708shares	SOLE	708 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$148.41M	0.06%	927shares	DFND	927 / 0 / 0
UNITED HEALTH GROUP INCCOMMON STOCK	91324P102	$148.21M	0.06%	449shares	SOLE	449 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$145.68M	0.06%	451shares	SOLE	451 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$145.59M	0.06%	1,056shares	SOLE	1,056 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$144.35M	0.06%	500shares	DFND	500 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$143.52M	0.06%	1,000shares	DFND	1,000 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$143.15M	0.06%	1,946shares	DFND	1,261 / 685 / 0
GLAXO SMITHKLINE PLC ADR NEWCOMMON STOCK	37733W204	$140.40M	0.06%	2,863shares	SOLE	2,863 / 0 / 0
NXP SEMICONDUCTORS NVFOREIGN EQUITIES	N6596X109	$140.00M	0.06%	645shares	SOLE	645 / 0 / 0
SELECT SECTOR SPDR TR SBI HEALTHCAREETF - EQUITIES	81369Y209	$139.63M	0.06%	902shares	SOLE	902 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$138.63M	0.06%	856shares	SOLE	856 / 0 / 0
BROADRIDGE FINL SOLUTIONSCOMMON STOCK	11133T103	$138.37M	0.06%	620shares	SOLE	620 / 0 / 0
CSX CORP COMCOMMON STOCK	126408103	$137.75M	0.06%	3,800shares	SOLE	3,800 / 0 / 0
MICROCHIP TECHNOLOGY INCCOMMON STOCK	595017104	$129.92M	0.06%	2,039shares	SOLE	2,039 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$128.44M	0.06%	2,386shares	DFND	2,110 / 0 / 276
EATON CORP PLCFOREIGN EQUITIES	G29183103	$128.36M	0.06%	403shares	SOLE	403 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$126.58M	0.05%	750shares	DFND	750 / 0 / 0
PAYCHEX INC COM STKCOMMON STOCK	704326107	$126.09M	0.05%	1,124shares	SOLE	1,124 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$125.75M	0.05%	784shares	SOLE	784 / 0 / 0
GENERAL DYNAMICS CORPCOMMON STOCK	369550108	$124.56M	0.05%	370shares	SOLE	370 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$117.94M	0.05%	1,260shares	SOLE	1,260 / 0 / 0
CHURCH & DWIGHT CO.INCCOMMON STOCK	171340102	$117.39M	0.05%	1,400shares	SOLE	1,400 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$117.19M	0.05%	850shares	DFND	850 / 0 / 0
VANGUARD COMMUNICATION SERVICES ETFETF - EQUITIES	92204A884	$116.18M	0.05%	600shares	SOLE	600 / 0 / 0
ISHARES EDGE MSCI US QULTY FACT ETFETF - DEVELOPED INTL	46432F339	$115.80M	0.05%	583shares	SOLE	583 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$115.73M	0.05%	872shares	SOLE	872 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$115.41M	0.05%	500shares	DFND	500 / 0 / 0
FISERV INCCOMMON STOCK	337738108	$114.19M	0.05%	1,700shares	SOLE	1,700 / 0 / 0
MASTERCARD INCCOMMON STOCK	57636Q104	$114.18M	0.05%	200shares	DFND	200 / 0 / 0
ETF ISHARES SILVER TRETF - EQUITIES	46428Q109	$113.44M	0.05%	1,761shares	SOLE	1,761 / 0 / 0
SPDR DOW JONES INDL AVERAGE ETR TRETF - LARGE CAP	78467X109	$113.41M	0.05%	236shares	SOLE	236 / 0 / 0
SUNCOR ENERGY, INC.FOREIGN EQUITIES	867224107	$109.79M	0.05%	2,475shares	DFND	2,475 / 0 / 0
ISHARES S&P US PREFERRED STOCK INDEX FUNDPREFERRED STOCK	464288687	$109.53M	0.05%	3,539shares	SOLE	3,539 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$108.86M	0.05%	795shares	SOLE	795 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$105.61M	0.05%	901shares	DFND	751 / 0 / 150
MARSH & MCLENNAN COMPANIES, INCCOMMON STOCK	571748102	$105.56M	0.05%	569shares	SOLE	569 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$104.98M	0.05%	1,074shares	SOLE	1,074 / 0 / 0
CHUBB LTD CHFCOMMON STOCK	H1467J104	$104.87M	0.05%	336shares	SOLE	336 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$103.14M	0.04%	1,100shares	SOLE	1,100 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$101.60M	0.04%	1,058shares	SOLE	1,058 / 0 / 0
TRANSDIGM GROUP INCCOMMON STOCK	893641100	$99.74M	0.04%	75shares	DFND	75 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$99.01M	0.04%	150shares	DFND	150 / 0 / 0
PUBLIC SVC ENTERPRISE GROUP COMCOMMON STOCK	744573106	$98.77M	0.04%	1,230shares	SOLE	1,230 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$96.38M	0.04%	1,645shares	SOLE	1,645 / 0 / 0
GOLDMAN SACHS GROUPCOMMON STOCK	38141G104	$95.81M	0.04%	109shares	SOLE	109 / 0 / 0
IDACORP INC.COMMON STOCK	451107106	$94.92M	0.04%	750shares	SOLE	750 / 0 / 0
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$94.16M	0.04%	1,639shares	DFND	0 / 1,639 / 0
SPDR CONSUMER DISCRETIONARYETF - EQUITIES	81369Y407	$93.38M	0.04%	782shares	SOLE	782 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$93.01M	0.04%	322shares	SOLE	322 / 0 / 0
SHELL PLC NPV ADRCOMMON STOCK	780259305	$91.76M	0.04%	1,249shares	SOLE	1,249 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$90.68M	0.04%	973shares	SOLE	973 / 0 / 0
SELECT SECTOR SPDR TR SBI MATERIALSETF - EQUITIES	81369Y100	$90.68M	0.04%	2,000shares	SOLE	2,000 / 0 / 0
CONSOLIDATED EDISON INC COMCOMMON STOCK	209115104	$90.08M	0.04%	907shares	SOLE	907 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$89.51M	0.04%	1,925shares	SOLE	1,925 / 0 / 0
MORGAN STANLEYCOMMON STOCK	617446448	$88.59M	0.04%	499shares	SOLE	499 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$86.44M	0.04%	1,757shares	SOLE	1,757 / 0 / 0
VANGUARD S&P 500 GROWTHETF - LARGE CAP	921932505	$84.47M	0.04%	190shares	SOLE	190 / 0 / 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETFETF - SMALL CAP	46435U663	$83.98M	0.04%	1,827shares	SOLE	1,827 / 0 / 0
CLOROX CO CALIF COM STKCOMMON STOCK	189054109	$83.08M	0.04%	824shares	SOLE	824 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$82.03M	0.04%	100shares	DFND	100 / 0 / 0
UNITED PARCEL SERVICECOMMON STOCK	911312106	$80.74M	0.03%	814shares	SOLE	814 / 0 / 0
PAYCOM SOFTWARE INCCOMMON STOCK	70432V102	$80.48M	0.03%	505shares	SOLE	505 / 0 / 0
WEBSTER FINL CORP CONN COMCOMMON STOCK	947890109	$79.17M	0.03%	1,258shares	SOLE	1,258 / 0 / 0
BECTON DICKINSON & CO.COMMON STOCK	075887109	$76.46M	0.03%	394shares	SOLE	394 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$75.94M	0.03%	450shares	SOLE	450 / 0 / 0
TEXAS INSTRUMENTS, INCCOMMON STOCK	882508104	$75.47M	0.03%	435shares	SOLE	435 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$75.31M	0.03%	240shares	DFND	240 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K305	$75.12M	0.03%	240shares	DFND	240 / 0 / 0
MICRON TECHNOLOGY INC COMCOMMON STOCK	595112103	$74.20M	0.03%	260shares	SOLE	260 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$74.18M	0.03%	924shares	SOLE	924 / 0 / 0
EQUINIX INC COM PAR $0.001COMMON STOCK	29444U700	$71.25M	0.03%	93shares	SOLE	93 / 0 / 0
VANGUARD ESG US STK ETFETF - EQUITIES	921910733	$70.88M	0.03%	586shares	SOLE	586 / 0 / 0
ISHARES EDGE MSCI MIN VOL USA ETFETF - EQUITIES	46429B697	$69.67M	0.03%	740shares	SOLE	740 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$69.03M	0.03%	1,280shares	DFND	860 / 0 / 420
ANALOG DEVICES INCCOMMON STOCK	032654105	$68.34M	0.03%	252shares	SOLE	252 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$68.22M	0.03%	350shares	DFND	350 / 0 / 0
SPDR BARCLAYS CAP CONV SECETF - INTERM	78464A359	$68.15M	0.03%	764shares	SOLE	764 / 0 / 0
INTUITIVE SURGICAL INCCOMMON STOCK	46120E602	$67.39M	0.03%	119shares	SOLE	119 / 0 / 0
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$65.15M	0.03%	1,600shares	DFND	1,600 / 0 / 0
SELECT SECTOR SPDR TR SBI INT-INDSETF - EQUITIES	81369Y704	$64.99M	0.03%	419shares	SOLE	419 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$64.78M	0.03%	400shares	DFND	400 / 0 / 0
ISHARES CORE MSCI EAFE ETFETF - EMERGING INTL	46432F842	$64.32M	0.03%	719shares	SOLE	719 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$63.57M	0.03%	998shares	SOLE	998 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$63.50M	0.03%	570shares	DFND	570 / 0 / 0
ISHARES IBOXX $ INV GRADE CORP BOND ETFETF - INTERM	464287242	$62.70M	0.03%	569shares	SOLE	569 / 0 / 0
CARRIER GLOBAL CORPCOMMON STOCK	14448C104	$59.39M	0.03%	1,124shares	SOLE	1,124 / 0 / 0
ISHARES INC CORE MSCI EMERGING MKTS ETFETF - EMERGING INTL	46434G103	$57.07M	0.02%	849shares	SOLE	849 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$56.09M	0.02%	1,140shares	DFND	1,140 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$55.87M	0.02%	120shares	DFND	120 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$54.97M	0.02%	383shares	DFND	383 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$54.42M	0.02%	95shares	DFND	95 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$51.20M	0.02%	450shares	DFND	450 / 0 / 0
VANECK VEC RETAIL ETFETF - LARGE CAP	92189F684	$49.90M	0.02%	200shares	DFND	200 / 0 / 0
UNITED PARCEL SERVICECOMMON STOCK	911312106	$49.59M	0.02%	500shares	DFND	500 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$48.37M	0.02%	100shares	DFND	100 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$47.02M	0.02%	439shares	DFND	439 / 0 / 0
CITIGROUP INCCOMMON STOCK	172967424	$46.68M	0.02%	400shares	DFND	400 / 0 / 0
VAIL RESORTS INC COMCOMMON STOCK	91879Q109	$46.48M	0.02%	350shares	SOLE	350 / 0 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$46.26M	0.02%	200shares	DFND	200 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$46.16M	0.02%	915shares	DFND	0 / 915 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$46.03M	0.02%	287shares	DFND	0 / 0 / 287
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$45.48M	0.02%	1,522shares	SOLE	1,522 / 0 / 0
ISHS BARCLAYS 1-3 YR TREAS BD FDETF - SHORT	464287457	$45.05M	0.02%	544shares	SOLE	544 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$44.90M	0.02%	403shares	SOLE	403 / 0 / 0
ISHARES BITCOIN TRUST ETFETF - EQUITIES	46438F101	$44.83M	0.02%	903shares	SOLE	903 / 0 / 0
PNC FINL SVCS GROUP INC COMCOMMON STOCK	693475105	$44.25M	0.02%	212shares	SOLE	212 / 0 / 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATERETF - LARGE CAP	46138E651	$43.22M	0.02%	979shares	SOLE	979 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$42.64M	0.02%	100shares	DFND	100 / 0 / 0
ESCO TECHNOLOGIES INCCOMMON STOCK	296315104	$41.42M	0.02%	212shares	SOLE	212 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$40.35M	0.02%	700shares	DFND	300 / 0 / 400
SOLSTICE ADVANCED MATERIALS INCCOMMON STOCK	83443Q103	$39.20M	0.02%	807shares	SOLE	807 / 0 / 0
WASTE MGMT INC DEL COMCOMMON STOCK	94106L109	$38.45M	0.02%	175shares	SOLE	175 / 0 / 0
ADVANCED MICRO DEVICESCOMMON STOCK	007903107	$38.12M	0.02%	178shares	SOLE	178 / 0 / 0
CROWDSTIKE HOLDINGS INC.COMMON STOCK	22788C105	$37.97M	0.02%	81shares	SOLE	81 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$37.26M	0.02%	1,500shares	DFND	1,500 / 0 / 0
ILLINOIS TOOL WORKS INCCOMMON STOCK	452308109	$36.95M	0.02%	150shares	DFND	150 / 0 / 0
MCCORMICK & CO INCCOMMON STOCK	579780206	$35.96M	0.02%	528shares	SOLE	528 / 0 / 0
PRUDENTIAL FINL INC COMCOMMON STOCK	744320102	$35.22M	0.02%	312shares	SOLE	312 / 0 / 0
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$35.18M	0.02%	170shares	DFND	125 / 0 / 45
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$33.51M	0.01%	349shares	DFND	349 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$33.08M	0.01%	300shares	DFND	300 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$31.79M	0.01%	120shares	DFND	120 / 0 / 0
GILEAD SCIENCES INCCOMMON STOCK	375558103	$31.67M	0.01%	258shares	SOLE	258 / 0 / 0
TECHNOLOGY SELECT SECTOR SPDR ETFETF - EQUITIES	81369Y803	$31.10M	0.01%	216shares	SOLE	216 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$30.42M	0.01%	325shares	DFND	0 / 0 / 325
HEWLETT PACKARD ENT COCOMMON STOCK	42824C109	$30.34M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$30.12M	0.01%	550shares	DFND	0 / 0 / 550
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$29.82M	0.01%	320shares	DFND	320 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$29.76M	0.01%	130shares	DFND	130 / 0 / 0
ECOLAB INCCOMMON STOCK	278865100	$29.66M	0.01%	113shares	SOLE	113 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$29.32M	0.01%	300shares	DFND	300 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$28.89M	0.01%	100shares	DFND	100 / 0 / 0
HP INCCOMMON STOCK	40434L105	$28.13M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
DARDEN RESTAURANTS, INC COMCOMMON STOCK	237194105	$27.60M	0.01%	150shares	SOLE	150 / 0 / 0
ENTERGY CORPORATIONCOMMON STOCK	29364G103	$27.54M	0.01%	298shares	SOLE	298 / 0 / 0
AMERICAN ELEC PWR INC COMCOMMON STOCK	025537101	$26.52M	0.01%	230shares	SOLE	230 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$24.73M	0.01%	41shares	DFND	41 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$24.24M	0.01%	20shares	DFND	20 / 0 / 0
REGIONS FINL CORPCOMMON STOCK	7591EP100	$23.27M	0.01%	859shares	SOLE	859 / 0 / 0
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$23.25M	0.01%	778shares	DFND	778 / 0 / 0
ISHS TR S&P MDCP 400 VALUE ETFETF - MID CAP	464287705	$23.16M	0.01%	176shares	SOLE	176 / 0 / 0
AON PLC NPVCOMMON STOCK	G0403H108	$22.58M	0.01%	64shares	SOLE	64 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$22.42M	0.01%	213shares	DFND	0 / 0 / 213
GARMIN LTDCOMMON STOCK	H2906T109	$22.31M	0.01%	110shares	SOLE	110 / 0 / 0
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$21.91M	0.01%	89shares	DFND	89 / 0 / 0
ADVANCED MICRO DEVICESCOMMON STOCK	007903107	$21.42M	0.01%	100shares	DFND	100 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$20.93M	0.01%	240shares	DFND	0 / 0 / 240
T ROWE PRICE GROUPCOMMON STOCK	74144T108	$20.48M	0.01%	200shares	DFND	200 / 0 / 0
GE HEALTHCARE TECHNOLOGIES, INC.COMMON STOCK	36266G107	$20.26M	0.01%	247shares	SOLE	247 / 0 / 0
QNITY ELECTRONICS, INCCOMMON STOCK	74743L100	$20.00M	0.01%	245shares	SOLE	245 / 0 / 0
AMEREN CORPCOMMON STOCK	023608102	$19.97M	0.01%	200shares	SOLE	200 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$19.74M	0.01%	491shares	SOLE	491 / 0 / 0
MEDTRONIC PLCFOREIGN EQUITIES	G5960L103	$19.60M	0.01%	204shares	SOLE	204 / 0 / 0
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$19.13M	0.01%	255shares	DFND	255 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$19.11M	0.01%	300shares	DFND	300 / 0 / 0
UBS GROUP AGCOMMON STOCK	H42097107	$18.99M	0.01%	410shares	SOLE	410 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$18.77M	0.01%	133shares	DFND	133 / 0 / 0
NVIDIA CORPCOMMON STOCK	67066G104	$18.65M	0.01%	100shares	DFND	100 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$17.58M	0.01%	300shares	DFND	0 / 0 / 300
COCA COLA COMPANY COMCOMMON STOCK	191216100	$17.48M	0.01%	250shares	DFND	250 / 0 / 0
MASCO CORPORATIONCOMMON STOCK	574599106	$17.45M	0.01%	275shares	SOLE	275 / 0 / 0
JOHNSON CTLS INTL PLCFOREIGN EQUITIES	G51502105	$17.36M	0.01%	145shares	SOLE	145 / 0 / 0
PRINCIPAL FINANCIAL GROUPCOMMON STOCK	74251V102	$17.20M	0.01%	195shares	SOLE	195 / 0 / 0
FASTENALCOMMON STOCK	311900104	$16.05M	0.01%	400shares	DFND	400 / 0 / 0
VANGUARD SMALL CAPETF - SMALL CAP	922908611	$15.88M	0.01%	75shares	SOLE	75 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$15.36M	0.01%	58shares	SOLE	58 / 0 / 0
THE WILLIAMS CO INCCOMMON STOCK	969457100	$14.97M	0.01%	249shares	SOLE	249 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$14.60M	0.01%	165shares	DFND	0 / 0 / 165
TOTAL ENERGIES SEFOREIGN EQUITIES	F92124100	$14.59M	0.01%	223shares	SOLE	223 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$14.54M	0.01%	12shares	SOLE	12 / 0 / 0
AMERICA MOVIL S.A.B. DE C.V.FOREIGN EQUITIES	02390A101	$14.46M	0.01%	700shares	SOLE	700 / 0 / 0
MANULIFE FINANCIAL CORPCOMMON STOCK	56501R106	$14.14M	0.01%	390shares	SOLE	390 / 0 / 0
COLGATE PALMOLIVE CO COMCOMMON STOCK	194162103	$13.75M	0.01%	174shares	SOLE	174 / 0 / 0
HALEON PLC NPV ADRCOMMON STOCK	405552100	$13.48M	0.01%	1,333shares	SOLE	1,333 / 0 / 0
CORTEVA, INC.COMMON STOCK	22052L104	$12.73M	0.01%	190shares	SOLE	190 / 0 / 0
FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDXETF - ALTERNATIVE	33939L407	$11.69M	0.01%	255shares	SOLE	255 / 0 / 0
ARK ETF TR INNOVATION ETFCOMMON STOCK	00214Q104	$11.08M	0.00%	144shares	SOLE	144 / 0 / 0
BROADCOM INCCOMMON STOCK	11135F101	$11.07M	0.00%	32shares	DFND	32 / 0 / 0
BOOKING HOLDINGS INCCOMMON STOCK	09857L108	$10.71M	0.00%	2shares	SOLE	2 / 0 / 0
AMPHENOL CL ACOMMON STOCK	032095101	$10.54M	0.00%	78shares	SOLE	78 / 0 / 0
CASEYS GEN STORESCOMMON STOCK	147528103	$10.50M	0.00%	19shares	DFND	19 / 0 / 0
ARCH CAPIT COMCOMMON STOCK	G0450A105	$10.46M	0.00%	109shares	SOLE	109 / 0 / 0
STATE STREET CORP COMCOMMON STOCK	857477103	$9.68M	0.00%	75shares	SOLE	75 / 0 / 0
PACER DATA AND DIGITAL REVOLUTIONETF - LARGE CAP	69374H386	$9.35M	0.00%	146shares	SOLE	146 / 0 / 0
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$9.34M	0.00%	160shares	DFND	160 / 0 / 0
MARRIOTT INTERNATIONAL INC NEW CLASS ACOMMON STOCK	571903202	$9.31M	0.00%	30shares	SOLE	30 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$9.30M	0.00%	200shares	DFND	200 / 0 / 0
ROSS STORES INCCOMMON STOCK	778296103	$9.19M	0.00%	51shares	SOLE	51 / 0 / 0
ISHARES GLOBAL COMMUNICATION SERVICES ETFETF - LARGE CAP	464287275	$8.85M	0.00%	73shares	SOLE	73 / 0 / 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUNDETF - LARGE CAP	81369Y852	$8.83M	0.00%	75shares	SOLE	75 / 0 / 0
VANGUARD INDEX FUNDS SMALL CAPETF - SMALL CAP	922908751	$8.25M	0.00%	32shares	SOLE	32 / 0 / 0
UNILEVER PLCCOMMON STOCK	904767803	$7.26M	0.00%	111shares	SOLE	111 / 0 / 0
AIR PRODUCTS AND CHEMICALS INC.COMMON STOCK	009158106	$7.16M	0.00%	29shares	SOLE	29 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$7.08M	0.00%	303shares	DFND	20 / 0 / 283
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$6.94M	0.00%	45shares	DFND	45 / 0 / 0
MKS INCCOMMON STOCK	55306N104	$6.87M	0.00%	43shares	SOLE	43 / 0 / 0
ASML HOLDING NVCOMMON STOCK	N07059210	$6.42M	0.00%	6shares	SOLE	6 / 0 / 0
CROWN CASTLE INTL CORPCOMMON STOCK	22822V101	$6.40M	0.00%	72shares	SOLE	72 / 0 / 0
SYSCO CORP COMCOMMON STOCK	871829107	$6.26M	0.00%	85shares	SOLE	85 / 0 / 0
WHIRLPOOL CORPORATION COMCOMMON STOCK	963320106	$5.77M	0.00%	80shares	DFND	80 / 0 / 0
XYLEM INCCOMMON STOCK	98419M100	$5.72M	0.00%	42shares	SOLE	42 / 0 / 0
PACCAR INC COMCOMMON STOCK	693718108	$5.69M	0.00%	52shares	SOLE	52 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$5.58M	0.00%	102shares	DFND	102 / 0 / 0
HEICO CORPCOMMON STOCK	422806109	$5.50M	0.00%	17shares	DFND	17 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$5.50M	0.00%	104shares	DFND	104 / 0 / 0
BROWN & BROWN INC.COMMON STOCK	115236101	$5.42M	0.00%	68shares	SOLE	68 / 0 / 0
INTEL CORP COMCOMMON STOCK	458140100	$5.13M	0.00%	139shares	SOLE	139 / 0 / 0
CARLISLE COS INCCOMMON STOCK	142339100	$5.12M	0.00%	16shares	SOLE	16 / 0 / 0
VERTEX PHARMACEUTICALSCOMMON STOCK	92532F100	$4.99M	0.00%	11shares	SOLE	11 / 0 / 0
ARISTA NETWORKS INCCOMMON STOCK	040413205	$4.85M	0.00%	37shares	SOLE	37 / 0 / 0
JACOBS SOLUTIONS INCCOMMON STOCK	46982L108	$4.64M	0.00%	35shares	SOLE	35 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$4.58M	0.00%	90shares	DFND	90 / 0 / 0
TE CONNECTIVITY PLC USDCOMMON STOCK	G87052109	$4.55M	0.00%	20shares	SOLE	20 / 0 / 0
LABCORP HLDGS INCCOMMON STOCK	504922105	$4.51M	0.00%	18shares	SOLE	18 / 0 / 0
LIBERTY MEDIA CORP DEL NPVCOMMON STOCK	531229755	$4.43M	0.00%	45shares	SOLE	45 / 0 / 0
CDW CORPCOMMON STOCK	12514G108	$4.36M	0.00%	32shares	SOLE	32 / 0 / 0
VERALTO CORPCOMMON STOCK	92338C103	$4.29M	0.00%	43shares	DFND	43 / 0 / 0
BERKLEY W R CORPCOMMON STOCK	084423102	$4.21M	0.00%	60shares	SOLE	60 / 0 / 0
COPART INC NPVCOMMON STOCK	217204106	$4.07M	0.00%	104shares	SOLE	104 / 0 / 0
CADENCE DESIGN SYSTEMS INCCOMMON STOCK	127387108	$4.06M	0.00%	13shares	SOLE	13 / 0 / 0
WATERS CORPORATIONCOMMON STOCK	941848103	$3.80M	0.00%	10shares	SOLE	10 / 0 / 0
DOMINO'S PIZZA INCCOMMON STOCK	25754A201	$3.75M	0.00%	9shares	DFND	9 / 0 / 0
THOR INDS INCCOMMON STOCK	885160101	$3.70M	0.00%	36shares	SOLE	36 / 0 / 0
TELEDYNE TECHNOLOGIES INCCOMMON STOCK	879360105	$3.58M	0.00%	7shares	SOLE	7 / 0 / 0
BAKER HUGHES INC. CL A COMMONCOMMON STOCK	05722G100	$3.55M	0.00%	78shares	SOLE	78 / 0 / 0
REALTY INCOME CORPORATIONCOMMON STOCK	756109104	$3.44M	0.00%	61shares	SOLE	61 / 0 / 0
COGNIZANT TECHNOLOGY SOLUTIONS CORPCOMMON STOCK	192446102	$3.32M	0.00%	40shares	SOLE	40 / 0 / 0
BROOKFIELD ASSET MGMT LTDCOMMON STOCK	113004105	$3.25M	0.00%	62shares	SOLE	62 / 0 / 0
V F CORPCOMMON STOCK	918204108	$3.16M	0.00%	175shares	DFND	175 / 0 / 0
ALCON INC CHFFOREIGN EQUITIES	H01301128	$3.15M	0.00%	40shares	DFND	40 / 0 / 0
LITHIA MOTORS CL ACOMMON STOCK	536797103	$2.99M	0.00%	9shares	SOLE	9 / 0 / 0
KEYSIGHT TECHNOLOGIES INCCOMMON STOCK	49338L103	$2.84M	0.00%	14shares	SOLE	14 / 0 / 0
ASBURY AUTOMOTIVE GROUPCOMMON STOCK	043436104	$2.79M	0.00%	12shares	SOLE	12 / 0 / 0
ASTRAZENECA PLC SPON ADRCOMMON STOCK	046353108	$2.76M	0.00%	30shares	SOLE	30 / 0 / 0
EXPEDITORS INTL WASH INCCOMMON STOCK	302130109	$2.68M	0.00%	18shares	SOLE	18 / 0 / 0
MOELIS & COCOMMON STOCK	60786M105	$2.68M	0.00%	39shares	SOLE	39 / 0 / 0
AIRBNB INCCOMMON STOCK	009066101	$2.58M	0.00%	19shares	SOLE	19 / 0 / 0
KRAFT HEINZ COCOMMON STOCK	500754106	$2.38M	0.00%	98shares	SOLE	98 / 0 / 0
LIBERTY BROADBAND CORPCOMMON STOCK	530307305	$2.19M	0.00%	45shares	SOLE	45 / 0 / 0
SOLVENTUM CORP.COMMON STOCK	83444M101	$1.98M	0.00%	25shares	DFND	25 / 0 / 0
KINSALE CAP GROUP INCCOMMON STOCK	49714P108	$1.96M	0.00%	5shares	SOLE	5 / 0 / 0
FLEXSHARES 3 YEAR DURATION TIPS ETFETF - INFLATION PROTECTED	33939L506	$1.95M	0.00%	81shares	SOLE	81 / 0 / 0
SLB LIMITED COM STKCOMMON STOCK	806857108	$1.80M	0.00%	47shares	SOLE	47 / 0 / 0
BROWN-FORMAN CORP CLASS BCOMMON STOCK	115637209	$1.61M	0.00%	62shares	SOLE	62 / 0 / 0
CULLEN/FROST BANKERS INCCOMMON STOCK	229899109	$1.52M	0.00%	12shares	SOLE	12 / 0 / 0
QNITY ELECTRONICS, INCCOMMON STOCK	74743L100	$816K	0.00%	10shares	DFND	10 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$804K	0.00%	20shares	DFND	20 / 0 / 0
MAGNUM ICE CREAM COMPANY NVCOMMON STOCK	N5505D105	$396K	0.00%	25shares	SOLE	25 / 0 / 0
AMENTUM HOLDINGS INCCOMMON STOCK	023939101	$58K	0.00%	2shares	SOLE	2 / 0 / 0

Filing Metadata

Form type

13F-HR

Filing date

Mar 6, 2026

Holdings as of

December 31, 2025

Accession

0001985855-26-000001

CIK

0001985855

View on SEC

Portfolio Snapshot

Total Portfolio Value

$230.84B

Number of Positions

409

409 reported by filer

Top 10 Concentration

50.5%

Top 20 Concentration

62.3%

Unique Issuers

321

By CUSIP

Avg. Position Size

$564.40M

Across 409 holdings

Top 5 Holdings

INVESCO S&P 500 QUALITY ETF15.7%

BERKSHIRE HATHAWAY INC COM10.5%

SPDR S&P 500 ETF TRUST5.4%

ISHARES CORE S&P MID-CAP ETF4.6%

MICROSOFT CORP3.2%