UNION SAVINGS BANK — Q1 2025 13F Holdings

Holdings as of March 31, 2025

Portfolio value

$204.62B

Holdings count

404

404 positions reported

Accession #

0001985855-25-000002

Form 13F-HR

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All Reported Positions

404 positions sorted by value

404 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$28.99B	14.17%	436,937shares	SOLE	425,804 / 0 / 11,133
BERKSHIRE HATHAWAY INC COMCOMMON STOCK	084670108	$25.55B	12.49%	32shares	SOLE	32 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$10.68B	5.22%	19,099shares	SOLE	19,099 / 0 / 0
ISHARES CORE S&P MID-CAP ETFETF - MID CAP	464287507	$9.26B	4.53%	158,738shares	SOLE	158,654 / 0 / 84
MICROSOFT CORPCOMMON STOCK	594918104	$5.79B	2.83%	15,435shares	SOLE	15,261 / 0 / 174
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$5.53B	2.70%	42,875shares	SOLE	42,875 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$4.60B	2.25%	20,720shares	SOLE	20,456 / 0 / 264
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$4.27B	2.09%	21,401shares	SOLE	21,401 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$3.61B	1.76%	6,758shares	SOLE	6,758 / 0 / 0
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$3.56B	1.74%	33,545shares	SOLE	33,545 / 0 / 0
ISHARES CORE S&P SMALL-CAP ETFETF - SMALL CAP	464287804	$2.74B	1.34%	26,203shares	SOLE	24,860 / 0 / 1,343
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$2.74B	1.34%	11,153shares	SOLE	11,029 / 0 / 124
ALPHABET INCCOMMON STOCK	02079K305	$2.39B	1.17%	15,445shares	SOLE	15,174 / 0 / 271
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$2.08B	1.02%	2,196shares	SOLE	2,174 / 0 / 22
SPDR S&P DIVIDEND ETFETF - LARGE CAP	78464A763	$1.99B	0.97%	14,648shares	SOLE	14,648 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$1.94B	0.95%	10,178shares	SOLE	10,036 / 0 / 142
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$1.84B	0.90%	10,803shares	SOLE	10,803 / 0 / 0
NVIDIA CORPCOMMON STOCK	67066G104	$1.77B	0.87%	16,351shares	SOLE	15,962 / 0 / 389
MASTERCARD INCCOMMON STOCK	57636Q104	$1.73B	0.85%	3,165shares	SOLE	3,104 / 0 / 61
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$1.73B	0.85%	12,899shares	SOLE	12,899 / 0 / 0
IDEXX LABORATORIES INCCOMMON STOCK	45168D104	$1.68B	0.82%	4,000shares	SOLE	0 / 0 / 4,000
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$1.66B	0.81%	13,999shares	SOLE	13,812 / 0 / 187
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$1.53B	0.75%	5,019shares	SOLE	5,019 / 0 / 0
VANGUARD INFORMATION TECHNOLOGY VIPERSETF - EQUITIES	92204A702	$1.40B	0.68%	2,580shares	SOLE	2,580 / 0 / 0
TJX COS INCCOMMON STOCK	872540109	$1.36B	0.66%	11,139shares	SOLE	10,881 / 0 / 258
STRYKER CORPCOMMON STOCK	863667101	$1.24B	0.61%	3,342shares	SOLE	3,258 / 0 / 84
MCDONALDS CORP COMCOMMON STOCK	580135101	$1.17B	0.57%	3,741shares	SOLE	3,741 / 0 / 0
ISHARES TRUST FLOATING RATE BOND ETFETF - SHORT	46429B655	$1.17B	0.57%	22,874shares	SOLE	22,874 / 0 / 0
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$1.14B	0.56%	8,148shares	SOLE	7,906 / 0 / 242
META PLATFORMSCOMMON STOCK	30303M102	$1.12B	0.55%	1,947shares	SOLE	1,878 / 0 / 69
ETF VANGUARD DIVIDEND APPRECIATIONETF - LARGE CAP	921908844	$1.01B	0.50%	5,228shares	SOLE	5,228 / 0 / 0
ELI LILLY & CO COMCOMMON STOCK	532457108	$1.01B	0.49%	1,223shares	SOLE	1,223 / 0 / 0
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$1.00B	0.49%	10,786shares	SOLE	10,786 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$975.49M	0.48%	6,506shares	SOLE	6,506 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$970.19M	0.47%	19,478shares	SOLE	19,478 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$969.00M	0.47%	7,305shares	SOLE	7,305 / 0 / 0
CHEVRON CORPORATION COMCOMMON STOCK	166764100	$968.08M	0.47%	5,787shares	SOLE	5,787 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$965.87M	0.47%	4,078shares	SOLE	4,078 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$957.29M	0.47%	3,068shares	SOLE	2,950 / 0 / 118
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$944.26M	0.46%	6,754shares	SOLE	6,426 / 0 / 328
DANAHER CORPCOMMON STOCK	235851102	$905.28M	0.44%	4,416shares	SOLE	4,330 / 0 / 86
I SHS RUSSELL 1000 GROWTH INDEX GETF - LARGE CAP	464287614	$892.59M	0.44%	2,472shares	SOLE	2,472 / 0 / 0
EVERSOURCE ENERGYCOMMON STOCK	30040W108	$876.62M	0.43%	14,114shares	SOLE	14,114 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$873.78M	0.43%	16,688shares	SOLE	16,688 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$870.37M	0.43%	2,375shares	SOLE	2,298 / 0 / 77
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$857.72M	0.42%	5,172shares	SOLE	5,172 / 0 / 0
VANGUARD TOTAL STOCK MARKET INDEXETF - LARGE CAP	922908769	$856.08M	0.42%	3,115shares	SOLE	3,115 / 0 / 0
BROADCOM INCCOMMON STOCK	11135F101	$830.94M	0.41%	4,963shares	SOLE	4,735 / 0 / 228
HONEYWELL INTL INC COMCOMMON STOCK	438516106	$830.06M	0.41%	3,920shares	SOLE	3,920 / 0 / 0
ISHARES CORE TOTAL U S BOND MARKET ETFETF - INTERM	464287226	$821.72M	0.40%	8,307shares	SOLE	8,307 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$778.36M	0.38%	3,715shares	SOLE	3,715 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$771.43M	0.38%	1,727shares	SOLE	1,664 / 0 / 63
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$767.42M	0.38%	2,902shares	SOLE	2,902 / 0 / 0
AMERICAN EXPRESS CO COMCOMMON STOCK	025816109	$740.93M	0.36%	2,754shares	SOLE	2,754 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$707.06M	0.35%	5,338shares	SOLE	5,338 / 0 / 0
THERMO FISHER SCIENTIFIC INCCOMMON STOCK	883556102	$692.13M	0.34%	1,391shares	SOLE	1,336 / 0 / 55
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$669.16M	0.33%	15,102shares	SOLE	15,102 / 0 / 0
BERKSHIRE HATHAWAY INC. DEL CL BCOMMON STOCK	084670702	$661.99M	0.32%	1,243shares	SOLE	1,243 / 0 / 0
GE AEROSPACECOMMON STOCK	369604301	$620.05M	0.30%	3,098shares	SOLE	2,924 / 0 / 174
LOWES COMPANIES INC COM STKCOMMON STOCK	548661107	$611.29M	0.30%	2,621shares	SOLE	2,621 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$602.81M	0.29%	6,556shares	SOLE	6,556 / 0 / 0
ELI LILLY & CO COMCOMMON STOCK	532457108	$578.13M	0.28%	700shares	DFND	700 / 0 / 0
AMERICAN TOWER REITCOMMON STOCK	03027X100	$574.03M	0.28%	2,638shares	SOLE	2,638 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$556.89M	0.27%	1,196shares	SOLE	1,148 / 0 / 48
INVESCO QQETF - LARGE CAP	46090E103	$555.19M	0.27%	1,184shares	SOLE	1,184 / 0 / 0
VANGUARD ENERGY ETFETF - EQUITIES	92204A306	$548.54M	0.27%	4,229shares	SOLE	4,229 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$540.18M	0.26%	8,857shares	SOLE	8,857 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$540.17M	0.26%	5,123shares	SOLE	5,123 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$522.51M	0.26%	7,525shares	SOLE	7,145 / 0 / 380
CATERPILLAR INC COMCOMMON STOCK	149123101	$515.12M	0.25%	1,562shares	SOLE	1,562 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$510.62M	0.25%	7,526shares	SOLE	7,166 / 0 / 360
CISCO SYSTEMS INC COMCOMMON STOCK	17275R102	$509.51M	0.25%	8,258shares	SOLE	8,258 / 0 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$496.54M	0.24%	6,934shares	SOLE	6,934 / 0 / 0
ISHARES CORE S&P 500 ETFETF - LARGE CAP	464287200	$489.40M	0.24%	871shares	SOLE	871 / 0 / 0
BANK OF AMERICA CORP NEWCOMMON STOCK	060505104	$485.45M	0.24%	11,636shares	SOLE	11,636 / 0 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$478.84M	0.23%	2,027shares	SOLE	1,938 / 0 / 89
MICROSOFT CORPCOMMON STOCK	594918104	$476.73M	0.23%	1,270shares	DFND	1,115 / 0 / 155
AMERICAN WTR WKS CO INC NEW COMCOMMON STOCK	030420103	$476.03M	0.23%	3,227shares	SOLE	3,059 / 0 / 168
VANGUARD W MEGA CAP 300 INDEX ETFETF - LARGE CAP	921910873	$468.61M	0.23%	2,327shares	SOLE	2,327 / 0 / 0
CASEYS GEN STORESCOMMON STOCK	147528103	$464.83M	0.23%	1,071shares	SOLE	1,018 / 0 / 53
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$460.46M	0.23%	5,130shares	SOLE	5,130 / 0 / 0
BLACKROCK INC NEW NPVCOMMON STOCK	09290D101	$454.30M	0.22%	480shares	SOLE	480 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$437.32M	0.21%	3,075shares	SOLE	3,075 / 0 / 0
INTUIT COMCOMMON STOCK	461202103	$432.86M	0.21%	705shares	SOLE	705 / 0 / 0
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$417.01M	0.20%	1,700shares	DFND	1,700 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$415.22M	0.20%	14,688shares	SOLE	14,688 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$412.83M	0.20%	738shares	DFND	0 / 738 / 0
SPDR GOLD TR GOLD SHSETF - ALTERNATIVE	78463V107	$412.02M	0.20%	1,430shares	SOLE	1,430 / 0 / 0
AMGEN INC.COMMON STOCK	031162100	$389.73M	0.19%	1,251shares	SOLE	1,251 / 0 / 0
I SHS RUSSELL 1000ETF - LARGE CAP	464287622	$387.40M	0.19%	1,263shares	SOLE	1,263 / 0 / 0
CME GROUP INCCOMMON STOCK	12572Q105	$384.11M	0.19%	1,448shares	SOLE	1,315 / 0 / 133
BLACKROCK INTERNATIONAL DIVIDEND ETFETF - DEVELOPED INTL	09290C848	$378.88M	0.19%	14,640shares	SOLE	14,640 / 0 / 0
FISERV INCCOMMON STOCK	337738108	$375.41M	0.18%	1,700shares	SOLE	1,700 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$368.96M	0.18%	1,936shares	SOLE	1,936 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$357.32M	0.17%	975shares	DFND	975 / 0 / 0
TRACTOR SUPPLY CO.COMMON STOCK	892356106	$349.53M	0.17%	6,345shares	SOLE	5,958 / 0 / 387
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$344.49M	0.17%	5,680shares	SOLE	5,680 / 0 / 0
ADOBE SYSTEMS INCCOMMON STOCK	00724F101	$342.87M	0.17%	894shares	SOLE	894 / 0 / 0
UNITED HEALTH GROUP INCCOMMON STOCK	91324P102	$338.86M	0.17%	647shares	SOLE	647 / 0 / 0
EOG RES INCCOMMON STOCK	26875P101	$336.36M	0.16%	2,623shares	SOLE	2,472 / 0 / 151
ALPHABET INCCOMMON STOCK	02079K107	$319.02M	0.16%	2,042shares	SOLE	2,042 / 0 / 0
APPLIED MATERIALS COMCOMMON STOCK	038222105	$313.02M	0.15%	2,157shares	SOLE	2,157 / 0 / 0
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$308.57M	0.15%	1,010shares	DFND	880 / 0 / 130
PFIZER INC COMCOMMON STOCK	717081103	$307.22M	0.15%	12,124shares	SOLE	12,124 / 0 / 0
VISA INCCOMMON STOCK	92826C839	$305.94M	0.15%	873shares	SOLE	873 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$301.24M	0.15%	4,250shares	DFND	4,250 / 0 / 0
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$297.39M	0.15%	1,196shares	SOLE	1,196 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$296.43M	0.14%	950shares	DFND	950 / 0 / 0
SELECT SECTOR SPDR - UTILITIESETF - EQUITIES	81369Y886	$284.01M	0.14%	3,602shares	SOLE	3,602 / 0 / 0
ISHARES RUSSELL MIDCAP INDEX FUNDETF - EQUITIES	464287499	$283.16M	0.14%	3,329shares	SOLE	3,329 / 0 / 0
O'REILLY AUTOMOTIVE INC.COMMON STOCK	67103H107	$276.49M	0.14%	193shares	SOLE	193 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$270.33M	0.13%	1,217shares	DFND	1,217 / 0 / 0
TECHNOLOGY SELECT SECTOR SPDR ETFETF - EQUITIES	81369Y803	$269.04M	0.13%	1,303shares	SOLE	1,303 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$264.91M	0.13%	2,172shares	SOLE	2,172 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$258.76M	0.13%	1,235shares	DFND	935 / 0 / 300
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$257.93M	0.13%	5,821shares	DFND	5,135 / 0 / 686
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$250.68M	0.12%	1,990shares	SOLE	1,990 / 0 / 0
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$247.14M	0.12%	4,392shares	SOLE	4,392 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$245.90M	0.12%	260shares	DFND	260 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$244.52M	0.12%	1,665shares	SOLE	1,665 / 0 / 0
NBT BANCORP INCCOMMON STOCK	628778102	$230.93M	0.11%	5,383shares	SOLE	5,383 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$229.53M	0.11%	1,930shares	DFND	1,530 / 0 / 400
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$223.79M	0.11%	900shares	DFND	900 / 0 / 0
ZOETIS INCCOMMON STOCK	98978V103	$219.97M	0.11%	1,336shares	SOLE	1,336 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$217.41M	0.11%	1,440shares	SOLE	1,440 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$207.46M	0.10%	1,988shares	SOLE	1,988 / 0 / 0
CUMMINS INCCOMMON STOCK	231021106	$202.48M	0.10%	646shares	SOLE	646 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$200.28M	0.10%	3,977shares	SOLE	3,977 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$196.96M	0.10%	4,507shares	SOLE	4,507 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$190.45M	0.09%	283shares	SOLE	283 / 0 / 0
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$187.46M	0.09%	1,100shares	DFND	1,100 / 0 / 0
MCDONALDS CORP COMCOMMON STOCK	580135101	$187.42M	0.09%	600shares	DFND	600 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$186.80M	0.09%	398shares	SOLE	398 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$186.51M	0.09%	200shares	DFND	200 / 0 / 0
PAYCHEX INC COM STKCOMMON STOCK	704326107	$185.29M	0.09%	1,201shares	SOLE	1,201 / 0 / 0
METLIFE INCCOMMON STOCK	59156R108	$184.59M	0.09%	2,299shares	SOLE	2,299 / 0 / 0
ISHS RUSSELL 3000 INDEXETF - LARGE CAP	464287689	$183.59M	0.09%	578shares	SOLE	578 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$179.73M	0.09%	1,821shares	SOLE	1,821 / 0 / 0
SERVICENOW, INCCOMMON STOCK	81762P102	$179.13M	0.09%	225shares	SOLE	225 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$177.79M	0.09%	1,599shares	SOLE	1,599 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$177.75M	0.09%	1,340shares	DFND	1,340 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$176.28M	0.09%	2,937shares	SOLE	2,937 / 0 / 0
VANGUARD INDEX FUNDS S&P 500 ETFETF - LARGE CAP	922908363	$172.67M	0.08%	336shares	SOLE	336 / 0 / 0
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$171.89M	0.08%	650shares	DFND	650 / 0 / 0
VANGUARD EXTENDED MARKET ETFETF - MID CAP	922908652	$170.36M	0.08%	989shares	SOLE	989 / 0 / 0
PARKER HANNIFIN CORPCOMMON STOCK	701094104	$170.19M	0.08%	280shares	SOLE	280 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$166.87M	0.08%	1,522shares	SOLE	1,522 / 0 / 0
STARBUCKS CORPORATIONCOMMON STOCK	855244109	$165.77M	0.08%	1,690shares	SOLE	1,690 / 0 / 0
CVS HEALTH CORP COMCOMMON STOCK	126650100	$165.17M	0.08%	2,438shares	SOLE	2,438 / 0 / 0
TESLA MOTORS INC. COMMONCOMMON STOCK	88160R101	$164.30M	0.08%	634shares	SOLE	634 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$161.46M	0.08%	936shares	SOLE	936 / 0 / 0
VANGUARD DEVELOPED MARKETS ETFETF - DEVELOPED INTL	921943858	$160.31M	0.08%	3,154shares	SOLE	3,154 / 0 / 0
CHURCH & DWIGHT CO.INCCOMMON STOCK	171340102	$154.13M	0.08%	1,400shares	SOLE	1,400 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$153.50M	0.08%	1,400shares	DFND	1,400 / 0 / 0
BROADRIDGE FINL SOLUTIONSCOMMON STOCK	11133T103	$150.32M	0.07%	620shares	SOLE	620 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$149.94M	0.07%	1,000shares	DFND	1,000 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$141.04M	0.07%	1,343shares	SOLE	1,343 / 0 / 0
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$138.80M	0.07%	3,060shares	SOLE	3,060 / 0 / 0
ETF VANGUARD BOND INDEXETF - INTERM	921937835	$138.52M	0.07%	1,886shares	SOLE	1,886 / 0 / 0
AIR PRODUCTS AND CHEMICALS INC.COMMON STOCK	009158106	$136.25M	0.07%	462shares	SOLE	462 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$136.14M	0.07%	927shares	DFND	927 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$135.13M	0.07%	3,871shares	SOLE	3,871 / 0 / 0
TEXAS INSTRUMENTS, INCCOMMON STOCK	882508104	$133.88M	0.07%	745shares	SOLE	745 / 0 / 0
ISHARES RUSSELL 1000 VALUE INDEXETF - EQUITIES	464287598	$133.22M	0.07%	708shares	SOLE	708 / 0 / 0
CHUBB LTD CHFCOMMON STOCK	H1467J104	$133.17M	0.07%	441shares	SOLE	441 / 0 / 0
VANGUARD ESG US STK ETFETF - EQUITIES	921910733	$132.92M	0.06%	1,357shares	SOLE	1,357 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$131.80M	0.06%	995shares	DFND	795 / 0 / 200
SELECT SECTOR SPDR TR SBI HEALTHCAREETF - EQUITIES	81369Y209	$131.70M	0.06%	902shares	SOLE	902 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$131.11M	0.06%	826shares	SOLE	826 / 0 / 0
ISHARES HI YIELD CORPORATE BONDETF - HIGH YIELD	464288513	$129.52M	0.06%	1,642shares	SOLE	1,642 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$127.65M	0.06%	2,135shares	SOLE	2,135 / 0 / 0
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$125.23M	0.06%	1,349shares	DFND	1,349 / 0 / 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUNDETF - EMERGING INTL	46434G863	$125.22M	0.06%	3,583shares	SOLE	3,583 / 0 / 0
MARSH & MCLENNAN COMPANIES, INCCOMMON STOCK	571748102	$124.94M	0.06%	512shares	SOLE	512 / 0 / 0
NORTH EUROPEAN OIL ROYALTY TRUSTCOMMON STOCK	659310106	$124.40M	0.06%	25,863shares	SOLE	25,863 / 0 / 0
NXP SEMICONDUCTORS NVFOREIGN EQUITIES	N6596X109	$122.59M	0.06%	645shares	SOLE	645 / 0 / 0
CLOROX CO CALIF COM STKCOMMON STOCK	189054109	$121.33M	0.06%	824shares	SOLE	824 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$119.74M	0.06%	995shares	DFND	995 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$118.42M	0.06%	500shares	DFND	500 / 0 / 0
GENERAL DYNAMICS CORPCOMMON STOCK	369550108	$118.29M	0.06%	434shares	SOLE	434 / 0 / 0
CBRE GROUP INC CL ACOMMON STOCK	12504L109	$117.95M	0.06%	902shares	SOLE	766 / 0 / 136
NOVARTIS A G ADRCOMMON STOCK	66987V109	$117.72M	0.06%	1,056shares	SOLE	1,056 / 0 / 0
MICROCHIP TECHNOLOGY INCCOMMON STOCK	595017104	$117.22M	0.06%	2,422shares	SOLE	2,422 / 0 / 0
VANGUARD GROWTH ETFETF - LARGE CAP	922908736	$117.18M	0.06%	316shares	SOLE	316 / 0 / 0
CSX CORP COMCOMMON STOCK	126408103	$111.83M	0.05%	3,800shares	SOLE	3,800 / 0 / 0
PAYCOM SOFTWARE INCCOMMON STOCK	70432V102	$110.33M	0.05%	505shares	SOLE	505 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$109.89M	0.05%	901shares	DFND	751 / 0 / 150
MASTERCARD INCCOMMON STOCK	57636Q104	$109.62M	0.05%	200shares	DFND	200 / 0 / 0
ISHARES S&P US PREFERRED STOCK INDEX FUNDPREFERRED STOCK	464288687	$108.72M	0.05%	3,539shares	SOLE	3,539 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$107.61M	0.05%	1,586shares	DFND	1,310 / 0 / 276
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$105.54M	0.05%	2,861shares	SOLE	2,861 / 0 / 0
CITIGROUP INCCOMMON STOCK	172967424	$104.71M	0.05%	1,475shares	SOLE	1,475 / 0 / 0
PHOTRONICS INCCOMMON STOCK	719405102	$103.75M	0.05%	5,000shares	SOLE	5,000 / 0 / 0
TRANSDIGM GROUP INCCOMMON STOCK	893641100	$103.75M	0.05%	75shares	DFND	75 / 0 / 0
GLAXO SMITHKLINE PLC ADR NEWCOMMON STOCK	37733W204	$102.28M	0.05%	2,641shares	SOLE	2,641 / 0 / 0
PUBLIC SVC ENTERPRISE GROUP COMCOMMON STOCK	744573106	$101.23M	0.05%	1,230shares	SOLE	1,230 / 0 / 0
CONSOLIDATED EDISON INC COMCOMMON STOCK	209115104	$100.30M	0.05%	907shares	SOLE	907 / 0 / 0
EATON CORP PLCFOREIGN EQUITIES	G29183103	$100.03M	0.05%	368shares	SOLE	368 / 0 / 0
ISHARES EDGE MSCI US QULTY FACT ETFETF - DEVELOPED INTL	46432F339	$99.63M	0.05%	583shares	SOLE	583 / 0 / 0
SPDR DOW JONES INDL AVERAGE ETR TRETF - LARGE CAP	78467X109	$99.09M	0.05%	236shares	SOLE	236 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$98.31M	0.05%	1,621shares	DFND	936 / 685 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$95.92M	0.05%	750shares	DFND	750 / 0 / 0
SUNCOR ENERGY, INC.FOREIGN EQUITIES	867224107	$95.83M	0.05%	2,475shares	DFND	2,475 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$95.13M	0.05%	500shares	DFND	500 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$94.76M	0.05%	850shares	DFND	850 / 0 / 0
GE VERNOVA INC.COMMON STOCK	36828A101	$94.33M	0.05%	309shares	SOLE	309 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$93.40M	0.05%	795shares	SOLE	795 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$92.50M	0.05%	1,305shares	SOLE	1,305 / 0 / 0
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$92.23M	0.05%	1,639shares	DFND	0 / 1,639 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$92.22M	0.05%	1,645shares	SOLE	1,645 / 0 / 0
VANGUARD COMMUNICATION SERVICES ETFETF - EQUITIES	92204A884	$92.00M	0.04%	620shares	SOLE	620 / 0 / 0
SHELL PLC NPV ADRCOMMON STOCK	780259305	$91.53M	0.04%	1,249shares	SOLE	1,249 / 0 / 0
LAM RESH CORP USDCOMMON STOCK	512807306	$90.88M	0.04%	1,250shares	SOLE	1,250 / 0 / 0
BECTON DICKINSON & CO.COMMON STOCK	075887109	$90.25M	0.04%	394shares	SOLE	394 / 0 / 0
IDACORP INC.COMMON STOCK	451107106	$87.17M	0.04%	750shares	SOLE	750 / 0 / 0
VANGUART SHORT-TERM TREASUREINDEX FUNDETF - SHORT	92206C102	$86.79M	0.04%	1,479shares	SOLE	1,479 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$86.72M	0.04%	93shares	SOLE	93 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$86.46M	0.04%	1,058shares	SOLE	1,058 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$86.45M	0.04%	150shares	DFND	150 / 0 / 0
SELECT SECTOR SPDR TR SBI MATERIALSETF - EQUITIES	81369Y100	$85.97M	0.04%	1,000shares	SOLE	1,000 / 0 / 0
VANGUARD S&P 500 GROWTHETF - LARGE CAP	921932505	$85.62M	0.04%	256shares	SOLE	256 / 0 / 0
SPDR BARCLAYS CAP CONV SECETF - INTERM	78464A359	$85.35M	0.04%	1,114shares	SOLE	1,114 / 0 / 0
ISHS BARCLAYS 1-3 YR TREAS BD FDETF - SHORT	464287457	$84.29M	0.04%	1,019shares	SOLE	1,019 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$82.89M	0.04%	1,110shares	SOLE	1,110 / 0 / 0
SPDR CONSUMER DISCRETIONARYETF - EQUITIES	81369Y407	$82.73M	0.04%	419shares	SOLE	419 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$78.50M	0.04%	322shares	SOLE	322 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$78.06M	0.04%	1,280shares	DFND	860 / 0 / 420
EQUINIX INC COM PAR $0.001COMMON STOCK	29444U700	$75.83M	0.04%	93shares	SOLE	93 / 0 / 0
MORGAN STANLEYCOMMON STOCK	617446448	$75.72M	0.04%	649shares	SOLE	649 / 0 / 0
VANGUARD LARGE CAPETF - LARGE CAP	922908637	$75.31M	0.04%	293shares	SOLE	293 / 0 / 0
CHIPOTLE MEXICAN GRILLCOMMON STOCK	169656105	$74.70M	0.04%	1,488shares	SOLE	1,488 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$74.52M	0.04%	524shares	DFND	524 / 0 / 0
CARRIER GLOBAL CORPCOMMON STOCK	14448C104	$71.26M	0.03%	1,124shares	SOLE	1,124 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$69.85M	0.03%	973shares	SOLE	973 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$69.40M	0.03%	665shares	DFND	665 / 0 / 0
ISHARES EDGE MSCI MIN VOL USA ETFETF - EQUITIES	46429B697	$69.30M	0.03%	740shares	SOLE	740 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$69.00M	0.03%	400shares	DFND	400 / 0 / 0
MASCO CORPORATIONCOMMON STOCK	574599106	$67.38M	0.03%	969shares	SOLE	969 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$67.30M	0.03%	100shares	DFND	100 / 0 / 0
UNITED PARCEL SERVICECOMMON STOCK	911312106	$66.43M	0.03%	604shares	SOLE	604 / 0 / 0
WEBSTER FINL CORP CONN COMCOMMON STOCK	947890109	$64.84M	0.03%	1,258shares	SOLE	1,258 / 0 / 0
ISHARES CORE MSCI EAFE ETFETF - EMERGING INTL	46432F842	$63.62M	0.03%	841shares	SOLE	841 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$62.13M	0.03%	979shares	SOLE	979 / 0 / 0
ISHARES IBOXX $ INV GRADE CORP BOND ETFETF - INTERM	464287242	$61.84M	0.03%	569shares	SOLE	569 / 0 / 0
GOLDMAN SACHS GROUPCOMMON STOCK	38141G104	$59.54M	0.03%	109shares	SOLE	109 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$58.80M	0.03%	1,429shares	SOLE	1,429 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$58.51M	0.03%	307shares	DFND	307 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$57.55M	0.03%	450shares	SOLE	450 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$56.32M	0.03%	120shares	DFND	120 / 0 / 0
OMNICOM GROUP INCCOMMON STOCK	681919106	$56.04M	0.03%	676shares	SOLE	676 / 0 / 0
VAIL RESORTS INC COMCOMMON STOCK	91879Q109	$56.01M	0.03%	350shares	SOLE	350 / 0 / 0
SELECT SECTOR SPDR TR SBI INT-INDSETF - EQUITIES	81369Y704	$54.92M	0.03%	419shares	SOLE	419 / 0 / 0
ECOLAB INCCOMMON STOCK	278865100	$52.73M	0.03%	208shares	SOLE	208 / 0 / 0
ANALOG DEVICES INCCOMMON STOCK	032654105	$50.82M	0.02%	252shares	SOLE	252 / 0 / 0
ETF VANGUARD MID-CAPETF - MID CAP	922908629	$50.69M	0.02%	196shares	SOLE	196 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$50.04M	0.02%	570shares	DFND	570 / 0 / 0
ISHARES INC CORE MSCI EMERGING MKTS ETFETF - EMERGING INTL	46434G103	$49.54M	0.02%	918shares	SOLE	918 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$49.39M	0.02%	383shares	DFND	383 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$48.93M	0.02%	350shares	DFND	350 / 0 / 0
WEYERHAEUSER COCOMMON STOCK	962166104	$48.15M	0.02%	1,645shares	DFND	1,645 / 0 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$47.25M	0.02%	200shares	DFND	200 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$47.02M	0.02%	184shares	SOLE	184 / 0 / 0
PRUDENTIAL FINL INC COMCOMMON STOCK	744320102	$46.91M	0.02%	420shares	SOLE	420 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$46.87M	0.02%	349shares	DFND	349 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$46.56M	0.02%	100shares	DFND	100 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$46.29M	0.02%	439shares	DFND	439 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$46.08M	0.02%	915shares	DFND	0 / 915 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$45.55M	0.02%	287shares	DFND	0 / 0 / 287
VANECK VEC RETAIL ETFETF - LARGE CAP	92189F684	$45.15M	0.02%	200shares	DFND	200 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$44.67M	0.02%	100shares	DFND	100 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$44.41M	0.02%	450shares	DFND	450 / 0 / 0
MCCORMICK & CO INCCOMMON STOCK	579780206	$43.46M	0.02%	528shares	SOLE	528 / 0 / 0
OTIS WORLDWIDE CORPCOMMON STOCK	68902V107	$42.41M	0.02%	411shares	SOLE	411 / 0 / 0
ISHARES BITCOIN TRUST ETFETF - EQUITIES	46438F101	$42.27M	0.02%	903shares	SOLE	903 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$42.13M	0.02%	157shares	SOLE	157 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$42.01M	0.02%	700shares	DFND	300 / 0 / 400
WEYERHAEUSER COCOMMON STOCK	962166104	$41.71M	0.02%	1,425shares	SOLE	1,425 / 0 / 0
SHERWIN-WILLIAMS COMPANYCOMMON STOCK	824348106	$41.20M	0.02%	118shares	SOLE	118 / 0 / 0
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$40.82M	0.02%	385shares	DFND	385 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$39.38M	0.02%	435shares	SOLE	435 / 0 / 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATERETF - LARGE CAP	46138E651	$39.29M	0.02%	979shares	SOLE	979 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$37.49M	0.02%	240shares	DFND	240 / 0 / 0
MICRON TECHNOLOGY INC COMCOMMON STOCK	595112103	$37.36M	0.02%	430shares	SOLE	430 / 0 / 0
ILLINOIS TOOL WORKS INCCOMMON STOCK	452308109	$37.20M	0.02%	150shares	DFND	150 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K305	$37.11M	0.02%	240shares	DFND	240 / 0 / 0
AUTODESK INC COMCOMMON STOCK	052769106	$36.13M	0.02%	138shares	SOLE	138 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$35.38M	0.02%	403shares	SOLE	403 / 0 / 0
CROWDSTIKE HOLDINGS INC.COMMON STOCK	22788C105	$35.26M	0.02%	100shares	SOLE	100 / 0 / 0
VANGUARD INDEX FUNDS SMALL CAPETF - SMALL CAP	922908751	$35.04M	0.02%	158shares	SOLE	158 / 0 / 0
HP INCCOMMON STOCK	40434L105	$34.96M	0.02%	1,263shares	SOLE	1,263 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$34.13M	0.02%	325shares	DFND	0 / 0 / 325
ESCO TECHNOLOGIES INCCOMMON STOCK	296315104	$33.73M	0.02%	212shares	SOLE	212 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$33.36M	0.02%	300shares	DFND	300 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$32.20M	0.02%	120shares	DFND	120 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$31.33M	0.02%	95shares	DFND	95 / 0 / 0
DARDEN RESTAURANTS, INC COMCOMMON STOCK	237194105	$31.16M	0.02%	150shares	SOLE	150 / 0 / 0
CADENCE DESIGN SYSTEMS INCCOMMON STOCK	127387108	$30.52M	0.01%	120shares	SOLE	120 / 0 / 0
COLGATE PALMOLIVE CO COMCOMMON STOCK	194162103	$28.95M	0.01%	309shares	SOLE	309 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$28.52M	0.01%	349shares	DFND	349 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$28.27M	0.01%	1,000shares	DFND	1,000 / 0 / 0
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$28.19M	0.01%	170shares	DFND	125 / 0 / 45
AON PLC NPVCOMMON STOCK	G0403H108	$27.54M	0.01%	69shares	SOLE	69 / 0 / 0
KRAFT HEINZ COCOMMON STOCK	500754106	$27.48M	0.01%	903shares	SOLE	903 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$27.39M	0.01%	550shares	DFND	0 / 0 / 550
ISHARES US MEDICAL DEVICES ETFETF - EQUITIES	464288810	$27.08M	0.01%	450shares	SOLE	450 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$26.65M	0.01%	130shares	DFND	130 / 0 / 0
CORTEVA, INC.COMMON STOCK	22052L104	$25.36M	0.01%	403shares	SOLE	403 / 0 / 0
AMERICAN ELEC PWR INC COMCOMMON STOCK	025537101	$25.13M	0.01%	230shares	SOLE	230 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$24.38M	0.01%	100shares	DFND	100 / 0 / 0
GE HEALTHCARE TECHNOLOGIES, INC.COMMON STOCK	36266G107	$24.21M	0.01%	300shares	SOLE	300 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$24.02M	0.01%	20shares	DFND	20 / 0 / 0
GENUINE PARTS COCOMMON STOCK	372460105	$23.83M	0.01%	200shares	SOLE	200 / 0 / 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FDETF - INTERM	464288638	$23.63M	0.01%	450shares	SOLE	450 / 0 / 0
WASTE MGMT INC DEL COMCOMMON STOCK	94106L109	$23.15M	0.01%	100shares	SOLE	100 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$22.97M	0.01%	320shares	DFND	320 / 0 / 0
GILEAD SCIENCES INCCOMMON STOCK	375558103	$22.97M	0.01%	205shares	SOLE	205 / 0 / 0
CIGNA CORPORATIONCOMMON STOCK	125523100	$22.70M	0.01%	69shares	SOLE	69 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$22.07M	0.01%	240shares	DFND	0 / 0 / 240
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$21.87M	0.01%	41shares	DFND	41 / 0 / 0
ENTERGY CORPORATIONCOMMON STOCK	29364G103	$21.37M	0.01%	250shares	SOLE	250 / 0 / 0
ISHS TR S&P MDCP 400 VALUE ETFETF - MID CAP	464287705	$21.07M	0.01%	176shares	SOLE	176 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$20.82M	0.01%	173shares	SOLE	173 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$20.68M	0.01%	176shares	DFND	176 / 0 / 0
AMEREN CORPCOMMON STOCK	023608102	$20.08M	0.01%	200shares	SOLE	200 / 0 / 0
HEWLETT PACKARD ENT COCOMMON STOCK	42824C109	$19.49M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
JACOBS SOLUTIONS INCCOMMON STOCK	46982L108	$19.34M	0.01%	160shares	SOLE	160 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$19.12M	0.01%	213shares	DFND	0 / 0 / 213
NIKE INC CL BCOMMON STOCK	654106103	$19.04M	0.01%	300shares	DFND	300 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$19.01M	0.01%	435shares	DFND	435 / 0 / 0
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$18.70M	0.01%	507shares	DFND	507 / 0 / 0
LULULEMON ATHLETICACOMMON STOCK	550021109	$18.40M	0.01%	65shares	SOLE	65 / 0 / 0
T ROWE PRICE GROUPCOMMON STOCK	74144T108	$18.37M	0.01%	200shares	DFND	200 / 0 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$17.90M	0.01%	250shares	DFND	250 / 0 / 0
MARRIOTT INTERNATIONAL INC NEW CLASS ACOMMON STOCK	571903202	$17.86M	0.01%	75shares	SOLE	75 / 0 / 0
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$17.75M	0.01%	89shares	DFND	89 / 0 / 0
U S BANCORP DELCOMMON STOCK	902973304	$16.89M	0.01%	400shares	SOLE	400 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$16.82M	0.01%	300shares	DFND	0 / 0 / 300
UNITED PARCEL SERVICECOMMON STOCK	911312106	$16.50M	0.01%	150shares	DFND	150 / 0 / 0
PRINCIPAL FINANCIAL GROUPCOMMON STOCK	74251V102	$16.45M	0.01%	195shares	SOLE	195 / 0 / 0
WORKDAY, INC.COMMON STOCK	98138H101	$16.35M	0.01%	70shares	SOLE	70 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$15.59M	0.01%	61shares	DFND	61 / 0 / 0
FASTENALCOMMON STOCK	311900104	$15.51M	0.01%	200shares	DFND	200 / 0 / 0
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$15.26M	0.01%	230shares	DFND	230 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$14.94M	0.01%	165shares	DFND	0 / 0 / 165
WELLS FARGO PFD LPREFERRED STOCK	949746804	$14.41M	0.01%	12shares	SOLE	12 / 0 / 0
VANGUARD SMALL CAPETF - SMALL CAP	922908611	$13.97M	0.01%	75shares	SOLE	75 / 0 / 0
W W GRAINGER INCCOMMON STOCK	384802104	$13.83M	0.01%	14shares	SOLE	14 / 0 / 0
DTE ENERGY COCOMMON STOCK	233331107	$13.83M	0.01%	100shares	SOLE	100 / 0 / 0
MEDTRONIC PLCFOREIGN EQUITIES	G5960L103	$13.48M	0.01%	150shares	SOLE	150 / 0 / 0
UBS GROUP AGCOMMON STOCK	H42097107	$12.56M	0.01%	410shares	SOLE	410 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$11.96M	0.01%	200shares	DFND	200 / 0 / 0
JOHNSON CTLS INTL PLCFOREIGN EQUITIES	G51502105	$11.62M	0.01%	145shares	SOLE	145 / 0 / 0
ZIMMER BIOMET HLDGS INCCOMMON STOCK	98956P102	$11.32M	0.01%	100shares	SOLE	100 / 0 / 0
NVIDIA CORPCOMMON STOCK	67066G104	$10.84M	0.01%	100shares	DFND	100 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$10.58M	0.01%	303shares	DFND	20 / 0 / 283
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$10.44M	0.01%	160shares	DFND	160 / 0 / 0
ADVANCED MICRO DEVICESCOMMON STOCK	007903107	$10.27M	0.01%	100shares	DFND	100 / 0 / 0
AMERICA MOVIL S.A.B. DE C.V.FOREIGN EQUITIES	02390A101	$9.95M	0.00%	700shares	SOLE	700 / 0 / 0
SOLVENTUM CORP.COMMON STOCK	83444M101	$9.73M	0.00%	128shares	DFND	128 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$9.21M	0.00%	61shares	DFND	61 / 0 / 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$8.82M	0.00%	70shares	DFND	70 / 0 / 0
CASEYS GEN STORESCOMMON STOCK	147528103	$8.25M	0.00%	19shares	DFND	19 / 0 / 0
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$7.50M	0.00%	115shares	SOLE	115 / 0 / 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUNDETF - LARGE CAP	81369Y852	$7.23M	0.00%	75shares	SOLE	75 / 0 / 0
WHIRLPOOL CORPORATION COMCOMMON STOCK	963320106	$7.21M	0.00%	80shares	DFND	80 / 0 / 0
ISHARES GLOBAL COMMUNICATION SERVICES ETFETF - LARGE CAP	464287275	$7.08M	0.00%	73shares	SOLE	73 / 0 / 0
SCHLUMBERGER LTD COM STKCOMMON STOCK	806857108	$6.89M	0.00%	165shares	SOLE	165 / 0 / 0
STATE STREET CORP COMCOMMON STOCK	857477103	$6.71M	0.00%	75shares	SOLE	75 / 0 / 0
PACER DATA AND DIGITAL REVOLUTIONETF - LARGE CAP	69374H386	$6.49M	0.00%	146shares	SOLE	146 / 0 / 0
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$6.29M	0.00%	45shares	DFND	45 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$6.25M	0.00%	90shares	DFND	90 / 0 / 0
LINCOLN NAT'L CORP.COMMON STOCK	534187109	$6.14M	0.00%	171shares	SOLE	171 / 0 / 0
PROGRESSIVE CORPCOMMON STOCK	743315103	$5.94M	0.00%	21shares	SOLE	21 / 0 / 0
FREEPORT-MCMORAN COPPERCOMMON STOCK	35671D857	$5.68M	0.00%	150shares	SOLE	150 / 0 / 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTNCOMMON STOCK	29273V100	$5.54M	0.00%	298shares	SOLE	298 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$5.45M	0.00%	104shares	DFND	104 / 0 / 0
BROADCOM INCCOMMON STOCK	11135F101	$5.36M	0.00%	32shares	DFND	32 / 0 / 0
XYLEM INCCOMMON STOCK	98419M100	$5.02M	0.00%	42shares	SOLE	42 / 0 / 0
BAXTER INTL INC COMCOMMON STOCK	071813109	$4.79M	0.00%	140shares	SOLE	140 / 0 / 0
BOOKING HOLDINGS INCCOMMON STOCK	09857L108	$4.61M	0.00%	1shares	SOLE	1 / 0 / 0
RIO TINTO PLC SPONSORED ADRFOREIGN EQUITIES	767204100	$4.57M	0.00%	76shares	SOLE	76 / 0 / 0
FS KKR CAPITAL CORPCOMMON STOCK	302635206	$4.55M	0.00%	217shares	SOLE	217 / 0 / 0
HEICO CORPCOMMON STOCK	422806109	$4.54M	0.00%	17shares	DFND	17 / 0 / 0
ORGANON & CO.COMMON STOCK	68622V106	$4.41M	0.00%	296shares	SOLE	296 / 0 / 0
VERALTO CORPCOMMON STOCK	92338C103	$4.19M	0.00%	43shares	DFND	43 / 0 / 0
CONAGRA INC COMCOMMON STOCK	205887102	$4.16M	0.00%	156shares	SOLE	156 / 0 / 0
DOMINOS PIZZA INC COMETF - EQUITIES	25754A201	$4.13M	0.00%	9shares	DFND	9 / 0 / 0
ALCON INC CHFFOREIGN EQUITIES	H01301128	$3.80M	0.00%	40shares	DFND	40 / 0 / 0
OCCIDENTAL PETROLEUM CORPCOMMON STOCK	674599105	$3.75M	0.00%	76shares	SOLE	76 / 0 / 0
KENVUE INC.COMMON STOCK	49177J102	$3.62M	0.00%	151shares	SOLE	151 / 0 / 0
BAKER HUGHES INC. CL A COMMONCOMMON STOCK	05722G100	$3.43M	0.00%	78shares	SOLE	78 / 0 / 0
WHIRLPOOL CORPORATION COMCOMMON STOCK	963320106	$3.42M	0.00%	38shares	SOLE	38 / 0 / 0
AMERIPRISE FINANCIAL INCCOMMON STOCK	03076C106	$3.39M	0.00%	7shares	SOLE	7 / 0 / 0
INTEL CORP COMCOMMON STOCK	458140100	$3.15M	0.00%	139shares	SOLE	139 / 0 / 0
BATH BODY WKS INCCOMMON STOCK	070830104	$3.12M	0.00%	103shares	SOLE	103 / 0 / 0
V F CORPCOMMON STOCK	918204108	$2.72M	0.00%	175shares	DFND	175 / 0 / 0
DOLLAR GEN CORPCOMMON STOCK	256677105	$2.46M	0.00%	28shares	SOLE	28 / 0 / 0
AMENTUM HOLDINGS INCCOMMON STOCK	023939101	$2.27M	0.00%	125shares	SOLE	125 / 0 / 0
VODAFONE GROUP PLC ADRCOMMON STOCK	92857W308	$2.23M	0.00%	238shares	SOLE	238 / 0 / 0
FLEXSHARES 3 YEAR DURATION TIPS ETFETF - INFLATION PROTECTED	33939L506	$1.97M	0.00%	81shares	SOLE	81 / 0 / 0
DOVER CORPCOMMON STOCK	260003108	$1.76M	0.00%	10shares	SOLE	10 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$1.49M	0.00%	20shares	DFND	20 / 0 / 0
WABTEC CORPCOMMON STOCK	929740108	$1.09M	0.00%	6shares	SOLE	6 / 0 / 0
MANNKIND CORPCOMMON STOCK	56400P706	$251K	0.00%	50shares	SOLE	50 / 0 / 0

Filing Metadata

Form type

13F-HR

Filing date

Apr 22, 2025

Holdings as of

March 31, 2025

Accession

0001985855-25-000002

CIK

0001985855

View on SEC

Portfolio Snapshot

Total Portfolio Value

$204.62B

Number of Positions

404

404 reported by filer

Top 10 Concentration

49.8%

Top 20 Concentration

60.0%

Unique Issuers

307

By CUSIP

Avg. Position Size

$506.48M

Across 404 holdings

Top 5 Holdings

INVESCO S&P 500 QUALITY ETF14.2%

BERKSHIRE HATHAWAY INC COM12.5%

SPDR S&P 500 ETF TRUST5.2%

ISHARES CORE S&P MID-CAP ETF4.5%

MICROSOFT CORP2.8%