UNION SAVINGS BANK — Q2 2025 13F Holdings

Holdings as of June 30, 2025

Portfolio value

$217.68B

Holdings count

378

378 positions reported

Accession #

0001985855-25-000003

Form 13F-HR

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All Reported Positions

378 positions sorted by value

378 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$33.50B	15.39%	469,293shares	SOLE	457,414 / 0 / 11,879
BERKSHIRE HATHAWAY INC COMCOMMON STOCK	084670108	$23.04B	10.58%	32shares	SOLE	32 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$11.67B	5.36%	18,466shares	SOLE	18,466 / 0 / 0
ISHARES CORE S&P MID-CAP ETFETF - MID CAP	464287507	$9.82B	4.51%	155,863shares	SOLE	155,616 / 0 / 247
MICROSOFT CORPCOMMON STOCK	594918104	$8.09B	3.72%	15,160shares	SOLE	14,986 / 0 / 174
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$5.63B	2.58%	41,939shares	SOLE	41,939 / 0 / 0
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$4.70B	2.16%	21,433shares	SOLE	21,433 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$4.21B	1.94%	20,303shares	SOLE	20,065 / 0 / 238
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$3.77B	1.73%	6,541shares	SOLE	6,541 / 0 / 0
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$3.66B	1.68%	34,412shares	SOLE	34,412 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$3.25B	1.49%	29,098shares	SOLE	28,911 / 0 / 187
ISHARES CORE S&P SMALL-CAP ETFETF - SMALL CAP	464287804	$2.97B	1.36%	26,892shares	SOLE	25,366 / 0 / 1,526
ALPHABET INCCOMMON STOCK	02079K305	$2.96B	1.36%	15,431shares	SOLE	15,160 / 0 / 271
NVIDIA CORPCOMMON STOCK	67066G104	$2.92B	1.34%	16,393shares	SOLE	16,004 / 0 / 389
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$2.80B	1.29%	9,460shares	SOLE	9,336 / 0 / 124
AMAZON.COM INCCOMMON STOCK	023135106	$2.39B	1.10%	10,223shares	SOLE	10,081 / 0 / 142
IDEXX LABORATORIES INCCOMMON STOCK	45168D104	$2.14B	0.98%	4,000shares	SOLE	0 / 0 / 4,000
VANGUARD INFORMATION TECHNOLOGY VIPERSETF - EQUITIES	92204A702	$2.08B	0.96%	3,019shares	SOLE	3,019 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$2.03B	0.93%	2,165shares	SOLE	2,143 / 0 / 22
SPDR S&P DIVIDEND ETFETF - LARGE CAP	78464A763	$1.92B	0.88%	14,030shares	SOLE	14,030 / 0 / 0
MASTERCARD INCCOMMON STOCK	57636Q104	$1.78B	0.82%	3,145shares	SOLE	3,084 / 0 / 61
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$1.74B	0.80%	12,860shares	SOLE	12,860 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$1.72B	0.79%	6,764shares	SOLE	6,436 / 0 / 328
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$1.55B	0.71%	10,301shares	SOLE	10,301 / 0 / 0
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$1.52B	0.70%	4,905shares	SOLE	4,905 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$1.46B	0.67%	1,892shares	SOLE	1,823 / 0 / 69
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$1.44B	0.66%	8,299shares	SOLE	8,057 / 0 / 242
TJX COS INCCOMMON STOCK	872540109	$1.41B	0.65%	11,285shares	SOLE	11,027 / 0 / 258
BROADCOM INCCOMMON STOCK	11135F101	$1.40B	0.64%	4,753shares	SOLE	4,548 / 0 / 205
STRYKER CORPCOMMON STOCK	863667101	$1.30B	0.60%	3,302shares	SOLE	3,218 / 0 / 84
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$1.16B	0.53%	10,219shares	SOLE	10,219 / 0 / 0
INVESCO QQETF - LARGE CAP	46090E103	$1.15B	0.53%	2,037shares	SOLE	2,037 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$1.13B	0.52%	4,078shares	SOLE	4,078 / 0 / 0
MCDONALDS CORP COMCOMMON STOCK	580135101	$1.10B	0.50%	3,658shares	SOLE	3,658 / 0 / 0
ETF VANGUARD DIVIDEND APPRECIATIONETF - LARGE CAP	921908844	$1.08B	0.49%	5,228shares	SOLE	5,228 / 0 / 0
CHEVRON CORPORATION COMCOMMON STOCK	166764100	$1.07B	0.49%	7,053shares	SOLE	7,053 / 0 / 0
I SHS RUSSELL 1000 GROWTH INDEX GETF - LARGE CAP	464287614	$972.40M	0.45%	2,208shares	SOLE	2,208 / 0 / 0
VANGUARD TOTAL STOCK MARKET INDEXETF - LARGE CAP	922908769	$968.38M	0.44%	3,115shares	SOLE	3,115 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$958.50M	0.44%	18,306shares	SOLE	18,306 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$921.81M	0.42%	7,305shares	SOLE	7,305 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$894.53M	0.41%	6,486shares	SOLE	6,486 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$860.32M	0.40%	2,341shares	SOLE	2,264 / 0 / 77
ISHARES TRUST FLOATING RATE BOND ETFETF - SHORT	46429B655	$851.84M	0.39%	16,690shares	SOLE	16,690 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$841.10M	0.39%	5,338shares	SOLE	5,338 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$838.28M	0.39%	15,928shares	SOLE	15,928 / 0 / 0
EVERSOURCE ENERGYCOMMON STOCK	30040W108	$830.48M	0.38%	12,564shares	SOLE	12,564 / 0 / 0
HONEYWELL INTL INC COMCOMMON STOCK	438516106	$826.25M	0.38%	3,716shares	SOLE	3,716 / 0 / 0
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$825.66M	0.38%	5,012shares	SOLE	5,012 / 0 / 0
GE AEROSPACECOMMON STOCK	369604301	$823.50M	0.38%	3,038shares	SOLE	2,864 / 0 / 174
ISHARES CORE TOTAL U S BOND MARKET ETFETF - INTERM	464287226	$818.04M	0.38%	8,295shares	SOLE	8,295 / 0 / 0
AMERICAN EXPRESS CO COMCOMMON STOCK	025816109	$761.71M	0.35%	2,545shares	SOLE	2,545 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$751.57M	0.35%	2,814shares	SOLE	2,696 / 0 / 118
ELI LILLY & CO COMCOMMON STOCK	532457108	$744.50M	0.34%	1,006shares	SOLE	1,006 / 0 / 0
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$719.79M	0.33%	2,766shares	SOLE	2,766 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$716.04M	0.33%	1,701shares	SOLE	1,638 / 0 / 63
MICROSOFT CORPCOMMON STOCK	594918104	$679.68M	0.31%	1,274shares	DFND	1,119 / 0 / 155
ABBVIE INCCOMMON STOCK	00287Y109	$659.48M	0.30%	3,489shares	SOLE	3,489 / 0 / 0
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$654.02M	0.30%	14,441shares	SOLE	14,441 / 0 / 0
THERMO FISHER SCIENTIFIC INCCOMMON STOCK	883556102	$652.85M	0.30%	1,396shares	SOLE	1,341 / 0 / 55
CATERPILLAR INC COMCOMMON STOCK	149123101	$644.30M	0.30%	1,471shares	SOLE	1,471 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$619.40M	0.28%	6,556shares	SOLE	6,556 / 0 / 0
CISCO SYSTEMS INC COMCOMMON STOCK	17275R102	$600.05M	0.28%	8,814shares	SOLE	8,814 / 0 / 0
ISHARES CORE S&P 500 ETFETF - LARGE CAP	464287200	$591.07M	0.27%	931shares	SOLE	931 / 0 / 0
BERKSHIRE HATHAWAY INC. DEL CL BCOMMON STOCK	084670702	$586.54M	0.27%	1,243shares	SOLE	1,243 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$559.13M	0.26%	2,836shares	SOLE	2,836 / 0 / 0
INTUIT COMCOMMON STOCK	461202103	$553.52M	0.25%	705shares	SOLE	705 / 0 / 0
CASEYS GEN STORESCOMMON STOCK	147528103	$547.68M	0.25%	1,053shares	SOLE	1,000 / 0 / 53
AMERICAN TOWER REITCOMMON STOCK	03027X100	$544.51M	0.25%	2,613shares	SOLE	2,613 / 0 / 0
VANGUARD W MEGA CAP 300 INDEX ETFETF - LARGE CAP	921910873	$535.82M	0.25%	2,327shares	SOLE	2,327 / 0 / 0
BANK OF AMERICA CORP NEWCOMMON STOCK	060505104	$532.68M	0.24%	11,269shares	SOLE	11,269 / 0 / 0
VANGUARD ENERGY ETFETF - EQUITIES	92204A306	$517.84M	0.24%	4,229shares	SOLE	4,229 / 0 / 0
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$503.59M	0.23%	1,700shares	DFND	1,700 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$484.89M	0.22%	7,496shares	SOLE	7,136 / 0 / 360
LINDE PLC NPVCOMMON STOCK	G54950103	$484.18M	0.22%	1,052shares	SOLE	1,004 / 0 / 48
LOWES COMPANIES INC COM STKCOMMON STOCK	548661107	$469.71M	0.22%	2,101shares	SOLE	2,101 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$466.47M	0.21%	738shares	DFND	0 / 738 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$465.25M	0.21%	6,854shares	SOLE	6,854 / 0 / 0
BLACKROCK INC NEW NPVCOMMON STOCK	09290D101	$457.88M	0.21%	414shares	SOLE	414 / 0 / 0
AMERICAN WTR WKS CO INC NEW COMCOMMON STOCK	030420103	$450.57M	0.21%	3,213shares	SOLE	3,045 / 0 / 168
UNION PAC CORP COMCOMMON STOCK	907818108	$445.03M	0.20%	2,005shares	SOLE	1,916 / 0 / 89
I SHS RUSSELL 1000ETF - LARGE CAP	464287622	$438.70M	0.20%	1,263shares	SOLE	1,263 / 0 / 0
GE VERNOVA INC.COMMON STOCK	36828A101	$435.78M	0.20%	660shares	SOLE	627 / 0 / 33
SPDR GOLD TR GOLD SHSETF - ALTERNATIVE	78463V107	$433.22M	0.20%	1,430shares	SOLE	1,430 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$398.40M	0.18%	5,100shares	SOLE	5,100 / 0 / 0
CME GROUP INCCOMMON STOCK	12572Q105	$390.68M	0.18%	1,404shares	SOLE	1,271 / 0 / 133
ALPHABET INCCOMMON STOCK	02079K107	$389.19M	0.18%	2,018shares	SOLE	2,018 / 0 / 0
ELI LILLY & CO COMCOMMON STOCK	532457108	$388.54M	0.18%	525shares	DFND	525 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$385.57M	0.18%	14,072shares	SOLE	14,072 / 0 / 0
BLACKROCK INTERNATIONAL DIVIDEND ETFETF - DEVELOPED INTL	09290C848	$385.18M	0.18%	14,640shares	SOLE	14,640 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$383.20M	0.18%	3,075shares	SOLE	3,075 / 0 / 0
EOG RES INCCOMMON STOCK	26875P101	$378.65M	0.17%	3,155shares	SOLE	3,004 / 0 / 151
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$376.82M	0.17%	5,658shares	SOLE	5,658 / 0 / 0
NBT BANCORP INCCOMMON STOCK	628778102	$376.76M	0.17%	9,105shares	SOLE	9,105 / 0 / 0
APPLIED MATERIALS COMCOMMON STOCK	038222105	$370.38M	0.17%	2,057shares	SOLE	2,057 / 0 / 0
AMGEN INC.COMMON STOCK	031162100	$369.15M	0.17%	1,251shares	SOLE	1,251 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$368.87M	0.17%	8,517shares	SOLE	8,517 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$362.05M	0.17%	1,838shares	SOLE	1,838 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$358.32M	0.16%	975shares	DFND	975 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$346.15M	0.16%	7,356shares	SOLE	6,976 / 0 / 380
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$338.20M	0.16%	3,256shares	SOLE	3,256 / 0 / 0
TRACTOR SUPPLY CO.COMMON STOCK	892356106	$330.35M	0.15%	5,801shares	SOLE	5,414 / 0 / 387
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$317.98M	0.15%	7,021shares	DFND	6,335 / 0 / 686
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$312.60M	0.14%	1,010shares	DFND	880 / 0 / 130
ISHARES RUSSELL MIDCAP INDEX FUNDETF - EQUITIES	464287499	$311.96M	0.14%	3,329shares	SOLE	3,329 / 0 / 0
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$309.85M	0.14%	1,224shares	SOLE	1,224 / 0 / 0
SELECT SECTOR SPDR - UTILITIESETF - EQUITIES	81369Y886	$308.58M	0.14%	3,602shares	SOLE	3,602 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$302.00M	0.14%	4,250shares	DFND	4,250 / 0 / 0
VISA INCCOMMON STOCK	92826C839	$298.48M	0.14%	864shares	SOLE	864 / 0 / 0
O'REILLY AUTOMOTIVE INC.COMMON STOCK	67103H107	$284.64M	0.13%	2,895shares	SOLE	2,895 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$284.60M	0.13%	5,639shares	SOLE	5,639 / 0 / 0
ADOBE SYSTEMS INCCOMMON STOCK	00724F101	$284.00M	0.13%	794shares	SOLE	794 / 0 / 0
PFIZER INC COMCOMMON STOCK	717081103	$282.25M	0.13%	12,124shares	SOLE	12,124 / 0 / 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$267.79M	0.12%	1,990shares	SOLE	1,990 / 0 / 0
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$264.51M	0.12%	4,772shares	SOLE	4,772 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$264.20M	0.12%	2,172shares	SOLE	2,172 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$253.74M	0.12%	950shares	DFND	950 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$252.61M	0.12%	1,217shares	DFND	1,217 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$248.45M	0.11%	1,665shares	SOLE	1,665 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$244.31M	0.11%	260shares	DFND	260 / 0 / 0
CUMMINS INCCOMMON STOCK	231021106	$237.47M	0.11%	646shares	SOLE	646 / 0 / 0
FISERV INCCOMMON STOCK	337738108	$236.20M	0.11%	1,700shares	SOLE	1,700 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$233.44M	0.11%	1,235shares	DFND	935 / 0 / 300
NETFLIX INCCOMMON STOCK	64110L106	$231.88M	0.11%	200shares	DFND	200 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$230.96M	0.11%	1,440shares	SOLE	1,440 / 0 / 0
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$227.83M	0.10%	900shares	DFND	900 / 0 / 0
TESLA MOTORS INC. COMMONCOMMON STOCK	88160R101	$226.57M	0.10%	735shares	SOLE	735 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$218.86M	0.10%	4,507shares	SOLE	4,507 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$215.47M	0.10%	1,930shares	DFND	1,530 / 0 / 400
SERVICENOW, INCCOMMON STOCK	81762P102	$212.20M	0.10%	225shares	SOLE	225 / 0 / 0
PALO ALTO NETWORKS INCCOMMON STOCK	697435105	$209.53M	0.10%	1,207shares	SOLE	1,098 / 0 / 109
DEERE & COMPANYCOMMON STOCK	244199105	$208.69M	0.10%	398shares	SOLE	398 / 0 / 0
ISHS RUSSELL 3000 INDEXETF - LARGE CAP	464287689	$207.47M	0.10%	578shares	SOLE	578 / 0 / 0
PARKER HANNIFIN CORPCOMMON STOCK	701094104	$204.93M	0.09%	280shares	SOLE	280 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$203.71M	0.09%	1,400shares	DFND	1,400 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$196.27M	0.09%	283shares	SOLE	283 / 0 / 0
VANGUARD EXTENDED MARKET ETFETF - MID CAP	922908652	$195.57M	0.09%	989shares	SOLE	989 / 0 / 0
VANGUARD INDEX FUNDS S&P 500 ETFETF - LARGE CAP	922908363	$195.22M	0.09%	336shares	SOLE	336 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$193.07M	0.09%	1,621shares	SOLE	1,621 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$181.88M	0.08%	2,937shares	SOLE	2,937 / 0 / 0
MCDONALDS CORP COMCOMMON STOCK	580135101	$180.04M	0.08%	600shares	DFND	600 / 0 / 0
VANGUARD DEVELOPED MARKETS ETFETF - DEVELOPED INTL	921943858	$177.31M	0.08%	3,154shares	SOLE	3,154 / 0 / 0
METLIFE INCCOMMON STOCK	59156R108	$174.61M	0.08%	2,299shares	SOLE	2,299 / 0 / 0
PAYCHEX INC COM STKCOMMON STOCK	704326107	$173.34M	0.08%	1,201shares	SOLE	1,201 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$171.39M	0.08%	1,725shares	SOLE	1,725 / 0 / 0
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$169.15M	0.08%	650shares	DFND	650 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$169.09M	0.08%	1,340shares	DFND	1,340 / 0 / 0
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$165.52M	0.08%	1,100shares	DFND	1,100 / 0 / 0
MICROCHIP TECHNOLOGY INCCOMMON STOCK	595017104	$163.70M	0.08%	2,422shares	SOLE	2,422 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$158.21M	0.07%	856shares	SOLE	856 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$156.78M	0.07%	995shares	DFND	795 / 0 / 200
MONDELEZ INTL INCCOMMON STOCK	609207105	$154.35M	0.07%	2,386shares	DFND	2,110 / 0 / 276
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$154.03M	0.07%	3,603shares	SOLE	3,603 / 0 / 0
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$153.65M	0.07%	1,349shares	DFND	1,349 / 0 / 0
BROADRIDGE FINL SOLUTIONSCOMMON STOCK	11133T103	$153.46M	0.07%	620shares	SOLE	620 / 0 / 0
VANGUARD ESG US STK ETFETF - EQUITIES	921910733	$151.90M	0.07%	1,357shares	SOLE	1,357 / 0 / 0
CVS HEALTH CORP COMCOMMON STOCK	126650100	$151.40M	0.07%	2,438shares	SOLE	2,438 / 0 / 0
STARBUCKS CORPORATIONCOMMON STOCK	855244109	$150.66M	0.07%	1,690shares	SOLE	1,690 / 0 / 0
VANGUARD GROWTH ETFETF - LARGE CAP	922908736	$143.83M	0.07%	316shares	SOLE	316 / 0 / 0
CITIGROUP INCCOMMON STOCK	172967424	$143.17M	0.07%	1,528shares	SOLE	1,528 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$142.35M	0.07%	995shares	DFND	995 / 0 / 0
EATON CORP PLCFOREIGN EQUITIES	G29183103	$141.57M	0.07%	368shares	SOLE	368 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$139.00M	0.06%	500shares	DFND	500 / 0 / 0
ISHARES RUSSELL 1000 VALUE INDEXETF - EQUITIES	464287598	$138.36M	0.06%	708shares	SOLE	708 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$138.32M	0.06%	927shares	DFND	927 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$137.92M	0.06%	1,000shares	DFND	1,000 / 0 / 0
NXP SEMICONDUCTORS NVFOREIGN EQUITIES	N6596X109	$137.88M	0.06%	645shares	SOLE	645 / 0 / 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUNDETF - EMERGING INTL	46434G863	$137.80M	0.06%	3,493shares	SOLE	3,493 / 0 / 0
GENERAL DYNAMICS CORPCOMMON STOCK	369550108	$135.23M	0.06%	434shares	SOLE	434 / 0 / 0
CBRE GROUP INC CL ACOMMON STOCK	12504L109	$135.17M	0.06%	868shares	SOLE	732 / 0 / 136
CSX CORP COMCOMMON STOCK	126408103	$135.05M	0.06%	3,800shares	SOLE	3,800 / 0 / 0
TEXAS INSTRUMENTS, INCCOMMON STOCK	882508104	$134.89M	0.06%	745shares	SOLE	745 / 0 / 0
ISHARES HI YIELD CORPORATE BONDETF - HIGH YIELD	464288513	$131.98M	0.06%	1,642shares	SOLE	1,642 / 0 / 0
CHURCH & DWIGHT CO.INCCOMMON STOCK	171340102	$131.28M	0.06%	1,400shares	SOLE	1,400 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$129.60M	0.06%	1,946shares	DFND	1,261 / 685 / 0
NORTH EUROPEAN OIL ROYALTY TRUSTCOMMON STOCK	659310106	$128.80M	0.06%	25,863shares	SOLE	25,863 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$128.61M	0.06%	784shares	SOLE	784 / 0 / 0
ETF VANGUARD BOND INDEXETF - INTERM	921937835	$128.03M	0.06%	1,749shares	SOLE	1,749 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$126.88M	0.06%	872shares	SOLE	872 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$122.51M	0.06%	1,285shares	SOLE	1,285 / 0 / 0
TRANSDIGM GROUP INCCOMMON STOCK	893641100	$120.63M	0.06%	75shares	DFND	75 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$120.11M	0.06%	1,056shares	SOLE	1,056 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$118.19M	0.05%	1,176shares	SOLE	1,176 / 0 / 0
SELECT SECTOR SPDR TR SBI HEALTHCAREETF - EQUITIES	81369Y209	$117.65M	0.05%	902shares	SOLE	902 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$117.06M	0.05%	500shares	DFND	500 / 0 / 0
PAYCOM SOFTWARE INCCOMMON STOCK	70432V102	$116.93M	0.05%	505shares	SOLE	505 / 0 / 0
UNITED HEALTH GROUP INCCOMMON STOCK	91324P102	$116.54M	0.05%	467shares	SOLE	467 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$116.02M	0.05%	150shares	DFND	150 / 0 / 0
MASTERCARD INCCOMMON STOCK	57636Q104	$113.29M	0.05%	200shares	DFND	200 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$112.43M	0.05%	795shares	SOLE	795 / 0 / 0
ISHARES S&P US PREFERRED STOCK INDEX FUNDPREFERRED STOCK	464288687	$110.59M	0.05%	3,539shares	SOLE	3,539 / 0 / 0
PUBLIC SVC ENTERPRISE GROUP COMCOMMON STOCK	744573106	$110.44M	0.05%	1,230shares	SOLE	1,230 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$109.60M	0.05%	901shares	DFND	751 / 0 / 150
NETFLIX INCCOMMON STOCK	64110L106	$107.82M	0.05%	93shares	SOLE	93 / 0 / 0
ISHARES EDGE MSCI US QULTY FACT ETFETF - DEVELOPED INTL	46432F339	$107.34M	0.05%	583shares	SOLE	583 / 0 / 0
VANGUARD COMMUNICATION SERVICES ETFETF - EQUITIES	92204A884	$104.94M	0.05%	600shares	SOLE	600 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$104.55M	0.05%	2,135shares	SOLE	2,135 / 0 / 0
SPDR DOW JONES INDL AVERAGE ETR TRETF - LARGE CAP	78467X109	$104.15M	0.05%	236shares	SOLE	236 / 0 / 0
CLOROX CO CALIF COM STKCOMMON STOCK	189054109	$103.46M	0.05%	824shares	SOLE	824 / 0 / 0
MARSH & MCLENNAN COMPANIES, INCCOMMON STOCK	571748102	$101.99M	0.05%	512shares	SOLE	512 / 0 / 0
PHOTRONICS INCCOMMON STOCK	719405102	$101.80M	0.05%	5,000shares	SOLE	5,000 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$99.57M	0.05%	750shares	DFND	750 / 0 / 0
GLAXO SMITHKLINE PLC ADR NEWCOMMON STOCK	37733W204	$98.08M	0.05%	2,641shares	SOLE	2,641 / 0 / 0
SUNCOR ENERGY, INC.FOREIGN EQUITIES	867224107	$97.64M	0.04%	2,475shares	DFND	2,475 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$96.68M	0.04%	850shares	DFND	850 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$96.15M	0.04%	1,645shares	SOLE	1,645 / 0 / 0
IDACORP INC.COMMON STOCK	451107106	$94.00M	0.04%	750shares	SOLE	750 / 0 / 0
CONSOLIDATED EDISON INC COMCOMMON STOCK	209115104	$93.87M	0.04%	907shares	SOLE	907 / 0 / 0
LAM RESH CORP USDCOMMON STOCK	512807306	$93.42M	0.04%	985shares	SOLE	985 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$92.73M	0.04%	1,305shares	SOLE	1,305 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$92.59M	0.04%	1,058shares	SOLE	1,058 / 0 / 0
MORGAN STANLEYCOMMON STOCK	617446448	$92.46M	0.04%	649shares	SOLE	649 / 0 / 0
VANGUARD LARGE CAPETF - LARGE CAP	922908637	$91.41M	0.04%	313shares	SOLE	313 / 0 / 0
ISHARES CALIFORNIA MUNI BONDETFETF - INTERM	464288356	$90.85M	0.04%	1,639shares	DFND	0 / 1,639 / 0
SHELL PLC NPV ADRCOMMON STOCK	780259305	$90.18M	0.04%	1,249shares	SOLE	1,249 / 0 / 0
CHUBB LTD CHFCOMMON STOCK	H1467J104	$89.38M	0.04%	336shares	SOLE	336 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$88.82M	0.04%	350shares	DFND	350 / 0 / 0
SELECT SECTOR SPDR TR SBI MATERIALSETF - EQUITIES	81369Y100	$87.72M	0.04%	1,000shares	SOLE	1,000 / 0 / 0
VANGUART SHORT-TERM TREASUREINDEX FUNDETF - SHORT	92206C102	$86.58M	0.04%	1,479shares	SOLE	1,479 / 0 / 0
SPDR CONSUMER DISCRETIONARYETF - EQUITIES	81369Y407	$86.58M	0.04%	391shares	SOLE	391 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$79.89M	0.04%	487shares	DFND	200 / 0 / 287
UNITED PARCEL SERVICECOMMON STOCK	911312106	$79.86M	0.04%	927shares	SOLE	927 / 0 / 0
GOLDMAN SACHS GROUPCOMMON STOCK	38141G104	$78.87M	0.04%	109shares	SOLE	109 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$78.45M	0.04%	973shares	SOLE	973 / 0 / 0
VANGUARD S&P 500 GROWTHETF - LARGE CAP	921932505	$78.06M	0.04%	190shares	SOLE	190 / 0 / 0
CARRIER GLOBAL CORPCOMMON STOCK	14448C104	$77.12M	0.04%	1,124shares	SOLE	1,124 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$73.93M	0.03%	400shares	DFND	400 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$73.12M	0.03%	979shares	SOLE	979 / 0 / 0
EQUINIX INC COM PAR $0.001COMMON STOCK	29444U700	$73.02M	0.03%	93shares	SOLE	93 / 0 / 0
WEBSTER FINL CORP CONN COMCOMMON STOCK	947890109	$72.52M	0.03%	1,258shares	SOLE	1,258 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$71.96M	0.03%	322shares	SOLE	322 / 0 / 0
BECTON DICKINSON & CO.COMMON STOCK	075887109	$70.23M	0.03%	394shares	SOLE	394 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$69.35M	0.03%	100shares	DFND	100 / 0 / 0
ISHARES CORE MSCI EAFE ETFETF - EMERGING INTL	46432F842	$68.85M	0.03%	841shares	SOLE	841 / 0 / 0
ISHARES EDGE MSCI MIN VOL USA ETFETF - EQUITIES	46429B697	$68.53M	0.03%	740shares	SOLE	740 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$65.30M	0.03%	524shares	DFND	524 / 0 / 0
SPDR BARCLAYS CAP CONV SECETF - INTERM	78464A359	$64.88M	0.03%	764shares	SOLE	764 / 0 / 0
SELECT SECTOR SPDR TR SBI INT-INDSETF - EQUITIES	81369Y704	$63.69M	0.03%	419shares	SOLE	419 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$62.92M	0.03%	120shares	DFND	120 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$62.45M	0.03%	1,429shares	SOLE	1,429 / 0 / 0
ISHARES IBOXX $ INV GRADE CORP BOND ETFETF - INTERM	464287242	$62.08M	0.03%	569shares	SOLE	569 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$60.47M	0.03%	307shares	DFND	307 / 0 / 0
ISHARES BITCOIN TRUST ETFETF - EQUITIES	46438F101	$59.88M	0.03%	903shares	SOLE	903 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$59.74M	0.03%	450shares	SOLE	450 / 0 / 0
ANALOG DEVICES INCCOMMON STOCK	032654105	$56.60M	0.03%	252shares	SOLE	252 / 0 / 0
ETF VANGUARD MID-CAPETF - MID CAP	922908629	$56.05M	0.03%	196shares	SOLE	196 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$55.85M	0.03%	570shares	DFND	570 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$55.44M	0.03%	1,280shares	DFND	860 / 0 / 420
ISHARES INC CORE MSCI EMERGING MKTS ETFETF - EMERGING INTL	46434G103	$55.38M	0.03%	918shares	SOLE	918 / 0 / 0
ECOLAB INCCOMMON STOCK	278865100	$54.45M	0.03%	208shares	SOLE	208 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$53.60M	0.02%	450shares	DFND	450 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$53.38M	0.02%	184shares	SOLE	184 / 0 / 0
VAIL RESORTS INC COMCOMMON STOCK	91879Q109	$52.59M	0.02%	350shares	SOLE	350 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$51.37M	0.02%	383shares	DFND	383 / 0 / 0
CHIPOTLE MEXICAN GRILLCOMMON STOCK	169656105	$48.80M	0.02%	1,138shares	SOLE	1,138 / 0 / 0
OMNICOM GROUP INCCOMMON STOCK	681919106	$48.70M	0.02%	676shares	SOLE	676 / 0 / 0
VANECK VEC RETAIL ETFETF - LARGE CAP	92189F684	$48.25M	0.02%	200shares	DFND	200 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$47.13M	0.02%	349shares	DFND	349 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$46.29M	0.02%	240shares	DFND	240 / 0 / 0
ISHARES SHORT-TERM CALIFORNIA MUNI ACTIVE ETFETF - INTERM	092528884	$46.18M	0.02%	915shares	DFND	0 / 915 / 0
ALPHABET INCCOMMON STOCK	02079K305	$46.06M	0.02%	240shares	DFND	240 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$46.03M	0.02%	100shares	DFND	100 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$45.60M	0.02%	439shares	DFND	439 / 0 / 0
CROWDSTIKE HOLDINGS INC.COMMON STOCK	22788C105	$45.46M	0.02%	100shares	SOLE	100 / 0 / 0
ISHS BARCLAYS 1-3 YR TREAS BD FDETF - SHORT	464287457	$44.89M	0.02%	544shares	SOLE	544 / 0 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$44.39M	0.02%	200shares	DFND	200 / 0 / 0
PRUDENTIAL FINL INC COMCOMMON STOCK	744320102	$43.50M	0.02%	420shares	SOLE	420 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$43.35M	0.02%	700shares	DFND	300 / 0 / 400
UNITED PARCEL SERVICECOMMON STOCK	911312106	$43.07M	0.02%	500shares	DFND	500 / 0 / 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATERETF - LARGE CAP	46138E651	$43.06M	0.02%	979shares	SOLE	979 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$42.10M	0.02%	100shares	DFND	100 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$41.61M	0.02%	95shares	DFND	95 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$41.10M	0.02%	1,500shares	DFND	1,500 / 0 / 0
ESCO TECHNOLOGIES INCCOMMON STOCK	296315104	$41.06M	0.02%	212shares	SOLE	212 / 0 / 0
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$40.96M	0.02%	385shares	DFND	385 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$40.55M	0.02%	157shares	SOLE	157 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$39.48M	0.02%	403shares	SOLE	403 / 0 / 0
MASCO CORPORATIONCOMMON STOCK	574599106	$39.17M	0.02%	575shares	SOLE	575 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$38.77M	0.02%	435shares	SOLE	435 / 0 / 0
ILLINOIS TOOL WORKS INCCOMMON STOCK	452308109	$38.40M	0.02%	150shares	DFND	150 / 0 / 0
VANGUARD INDEX FUNDS SMALL CAPETF - SMALL CAP	922908751	$38.16M	0.02%	158shares	SOLE	158 / 0 / 0
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$37.51M	0.02%	1,129shares	SOLE	1,129 / 0 / 0
CITIGROUP INCCOMMON STOCK	172967424	$37.48M	0.02%	400shares	DFND	400 / 0 / 0
MCCORMICK & CO INCCOMMON STOCK	579780206	$37.29M	0.02%	528shares	SOLE	528 / 0 / 0
AIR PRODUCTS AND CHEMICALS INC.COMMON STOCK	009158106	$35.98M	0.02%	125shares	SOLE	125 / 0 / 0
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$35.91M	0.02%	840shares	DFND	840 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$35.30M	0.02%	491shares	SOLE	491 / 0 / 0
OTIS WORLDWIDE CORPCOMMON STOCK	68902V107	$35.22M	0.02%	411shares	SOLE	411 / 0 / 0
HP INCCOMMON STOCK	40434L105	$31.31M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$31.00M	0.01%	120shares	DFND	120 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$30.98M	0.01%	325shares	DFND	0 / 0 / 325
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$30.54M	0.01%	349shares	DFND	349 / 0 / 0
DARDEN RESTAURANTS, INC COMCOMMON STOCK	237194105	$30.25M	0.01%	150shares	SOLE	150 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$30.15M	0.01%	300shares	DFND	300 / 0 / 0
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$29.90M	0.01%	900shares	DFND	900 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$29.81M	0.01%	300shares	DFND	300 / 0 / 0
CORTEVA, INC.COMMON STOCK	22052L104	$29.07M	0.01%	403shares	SOLE	403 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$28.80M	0.01%	550shares	DFND	0 / 0 / 550
MICRON TECHNOLOGY INC COMCOMMON STOCK	595112103	$28.38M	0.01%	260shares	SOLE	260 / 0 / 0
TECHNOLOGY SELECT SECTOR SPDR ETFETF - EQUITIES	81369Y803	$28.37M	0.01%	108shares	SOLE	108 / 0 / 0
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$28.00M	0.01%	170shares	DFND	125 / 0 / 45
HEWLETT PACKARD ENT COCOMMON STOCK	42824C109	$26.12M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
AMERICAN ELEC PWR INC COMCOMMON STOCK	025537101	$26.02M	0.01%	230shares	SOLE	230 / 0 / 0
COLGATE PALMOLIVE CO COMCOMMON STOCK	194162103	$25.91M	0.01%	309shares	SOLE	309 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$25.80M	0.01%	320shares	DFND	320 / 0 / 0
GENUINE PARTS COCOMMON STOCK	372460105	$25.78M	0.01%	200shares	SOLE	200 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$25.63M	0.01%	130shares	DFND	130 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$24.89M	0.01%	176shares	DFND	176 / 0 / 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FDETF - INTERM	464288638	$23.92M	0.01%	450shares	SOLE	450 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$23.69M	0.01%	20shares	DFND	20 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$23.60M	0.01%	41shares	DFND	41 / 0 / 0
GILEAD SCIENCES INCCOMMON STOCK	375558103	$23.02M	0.01%	205shares	SOLE	205 / 0 / 0
WASTE MGMT INC DEL COMCOMMON STOCK	94106L109	$22.92M	0.01%	100shares	SOLE	100 / 0 / 0
AON PLC NPVCOMMON STOCK	G0403H108	$22.76M	0.01%	64shares	SOLE	64 / 0 / 0
JACOBS SOLUTIONS INCCOMMON STOCK	46982L108	$22.70M	0.01%	160shares	SOLE	160 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$22.68M	0.01%	240shares	DFND	0 / 0 / 240
ENTERGY CORPORATIONCOMMON STOCK	29364G103	$22.61M	0.01%	250shares	SOLE	250 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$22.41M	0.01%	300shares	DFND	300 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$22.35M	0.01%	100shares	DFND	100 / 0 / 0
ISHS TR S&P MDCP 400 VALUE ETFETF - MID CAP	464287705	$21.94M	0.01%	176shares	SOLE	176 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$21.85M	0.01%	500shares	DFND	500 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$21.12M	0.01%	435shares	DFND	435 / 0 / 0
T ROWE PRICE GROUPCOMMON STOCK	74144T108	$20.29M	0.01%	200shares	DFND	200 / 0 / 0
AMEREN CORPCOMMON STOCK	023608102	$20.23M	0.01%	200shares	SOLE	200 / 0 / 0
MARRIOTT INTERNATIONAL INC NEW CLASS ACOMMON STOCK	571903202	$19.79M	0.01%	75shares	SOLE	75 / 0 / 0
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$19.52M	0.01%	89shares	DFND	89 / 0 / 0
FASTENALCOMMON STOCK	311900104	$18.45M	0.01%	400shares	DFND	400 / 0 / 0
CIGNA CORPORATIONCOMMON STOCK	125523100	$18.45M	0.01%	69shares	SOLE	69 / 0 / 0
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$18.20M	0.01%	255shares	DFND	255 / 0 / 0
U S BANCORP DELCOMMON STOCK	902973304	$17.98M	0.01%	400shares	SOLE	400 / 0 / 0
NVIDIA CORPCOMMON STOCK	67066G104	$17.79M	0.01%	100shares	DFND	100 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$17.70M	0.01%	61shares	DFND	61 / 0 / 0
ADVANCED MICRO DEVICESCOMMON STOCK	007903107	$17.63M	0.01%	100shares	DFND	100 / 0 / 0
GE HEALTHCARE TECHNOLOGIES, INC.COMMON STOCK	36266G107	$17.61M	0.01%	247shares	SOLE	247 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$17.54M	0.01%	300shares	DFND	0 / 0 / 300
COCA COLA COMPANY COMCOMMON STOCK	191216100	$16.97M	0.01%	250shares	DFND	250 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$16.64M	0.01%	213shares	DFND	0 / 0 / 213
ARM HOLDINGS PLCCOMMON STOCK	042068205	$16.26M	0.01%	115shares	SOLE	115 / 0 / 0
UBS GROUP AGCOMMON STOCK	H42097107	$15.30M	0.01%	410shares	SOLE	410 / 0 / 0
JOHNSON CTLS INTL PLCFOREIGN EQUITIES	G51502105	$15.22M	0.01%	145shares	SOLE	145 / 0 / 0
PRINCIPAL FINANCIAL GROUPCOMMON STOCK	74251V102	$15.18M	0.01%	195shares	SOLE	195 / 0 / 0
VANGUARD SMALL CAPETF - SMALL CAP	922908611	$14.87M	0.01%	75shares	SOLE	75 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$14.71M	0.01%	165shares	DFND	0 / 0 / 165
WELLS FARGO PFD LPREFERRED STOCK	949746804	$14.21M	0.01%	12shares	SOLE	12 / 0 / 0
DTE ENERGY COCOMMON STOCK	233331107	$13.84M	0.01%	100shares	SOLE	100 / 0 / 0
MEDTRONIC PLCFOREIGN EQUITIES	G5960L103	$13.54M	0.01%	150shares	SOLE	150 / 0 / 0
AMERICA MOVIL S.A.B. DE C.V.FOREIGN EQUITIES	02390A101	$12.64M	0.01%	700shares	SOLE	700 / 0 / 0
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$11.00M	0.01%	160shares	DFND	160 / 0 / 0
ZOETIS INCCOMMON STOCK	98978V103	$10.93M	0.01%	75shares	SOLE	75 / 0 / 0
CASEYS GEN STORESCOMMON STOCK	147528103	$9.88M	0.00%	19shares	DFND	19 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$9.79M	0.00%	200shares	DFND	200 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$9.78M	0.00%	61shares	DFND	61 / 0 / 0
KRAFT HEINZ COCOMMON STOCK	500754106	$9.69M	0.00%	353shares	SOLE	353 / 0 / 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$9.42M	0.00%	70shares	DFND	70 / 0 / 0
BROADCOM INCCOMMON STOCK	11135F101	$9.40M	0.00%	32shares	DFND	32 / 0 / 0
PACER DATA AND DIGITAL REVOLUTIONETF - LARGE CAP	69374H386	$9.06M	0.00%	146shares	SOLE	146 / 0 / 0
STATE STREET CORP COMCOMMON STOCK	857477103	$8.38M	0.00%	75shares	SOLE	75 / 0 / 0
ISHARES GLOBAL COMMUNICATION SERVICES ETFETF - LARGE CAP	464287275	$8.29M	0.00%	73shares	SOLE	73 / 0 / 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUNDETF - LARGE CAP	81369Y852	$8.05M	0.00%	75shares	SOLE	75 / 0 / 0
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$7.78M	0.00%	45shares	DFND	45 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$7.05M	0.00%	303shares	DFND	20 / 0 / 283
WHIRLPOOL CORPORATION COMCOMMON STOCK	963320106	$6.64M	0.00%	80shares	DFND	80 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$6.40M	0.00%	275shares	SOLE	275 / 0 / 0
XYLEM INCCOMMON STOCK	98419M100	$6.07M	0.00%	42shares	SOLE	42 / 0 / 0
FREEPORT-MCMORAN COPPERCOMMON STOCK	35671D857	$6.03M	0.00%	150shares	SOLE	150 / 0 / 0
SCHLUMBERGER LTD COM STKCOMMON STOCK	806857108	$5.57M	0.00%	165shares	SOLE	165 / 0 / 0
HEICO CORPCOMMON STOCK	422806109	$5.55M	0.00%	17shares	DFND	17 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$5.47M	0.00%	104shares	DFND	104 / 0 / 0
VERALTO CORPCOMMON STOCK	92338C103	$4.51M	0.00%	43shares	DFND	43 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$4.24M	0.00%	90shares	DFND	90 / 0 / 0
DOMINO'S PIZZA INCCOMMON STOCK	25754A201	$4.17M	0.00%	9shares	DFND	9 / 0 / 0
BAKER HUGHES INC. CL A COMMONCOMMON STOCK	05722G100	$3.51M	0.00%	78shares	SOLE	78 / 0 / 0
ALCON INC CHFFOREIGN EQUITIES	H01301128	$3.50M	0.00%	40shares	DFND	40 / 0 / 0
AMENTUM HOLDINGS INCCOMMON STOCK	023939101	$3.34M	0.00%	134shares	SOLE	134 / 0 / 0
INTEL CORP COMCOMMON STOCK	458140100	$2.75M	0.00%	139shares	SOLE	139 / 0 / 0
V F CORPCOMMON STOCK	918204108	$2.05M	0.00%	175shares	DFND	175 / 0 / 0
FLEXSHARES 3 YEAR DURATION TIPS ETFETF - INFLATION PROTECTED	33939L506	$1.96M	0.00%	81shares	SOLE	81 / 0 / 0
SOLVENTUM CORP.COMMON STOCK	83444M101	$1.78M	0.00%	25shares	DFND	25 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$1.44M	0.00%	20shares	DFND	20 / 0 / 0

Filing Metadata

Form type

13F-HR

Filing date

Aug 8, 2025

Holdings as of

June 30, 2025

Accession

0001985855-25-000003

CIK

0001985855

View on SEC

Portfolio Snapshot

Total Portfolio Value

$217.68B

Number of Positions

378

378 reported by filer

Top 10 Concentration

49.7%

Top 20 Concentration

61.4%

Unique Issuers

282

By CUSIP

Avg. Position Size

$575.87M

Across 378 holdings

Top 5 Holdings

INVESCO S&P 500 QUALITY ETF15.4%

BERKSHIRE HATHAWAY INC COM10.6%

SPDR S&P 500 ETF TRUST5.4%

ISHARES CORE S&P MID-CAP ETF4.5%

MICROSOFT CORP3.7%