UNION SAVINGS BANK — Q4 2023 13F Holdings

Holdings as of December 31, 2023

Portfolio value

$176.30B

Holdings count

402

402 positions reported

Accession #

0001985855-24-000001

Form 13F-HR

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All Reported Positions

402 positions sorted by value

402 positions

Issuer	CUSIP	Valuev	Weight	Shares/Prin.	Discretion	Voting (Sole/Shared/None)
BERKSHIRE HATHAWAY INC COMCOMMON STOCK	084670108	$17.36B	9.85%	32shares	SOLE	32 / 0 / 0
INVESCO S&P 500 QUALITY ETFETF - LARGE CAP	46137V241	$9.77B	5.54%	180,740shares	SOLE	176,184 / 0 / 4,556
ISHARES CORE S&P MID-CAP ETFETF - MID CAP	464287507	$9.53B	5.40%	34,382shares	SOLE	33,552 / 0 / 830
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$8.78B	4.98%	18,482shares	SOLE	18,482 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$7.19B	4.08%	64,392shares	SOLE	64,392 / 0 / 0
MICROSOFT CORPCOMMON STOCK	594918104	$6.11B	3.47%	16,257shares	SOLE	15,983 / 0 / 274
APPLE INCORPORATEDCOMMON STOCK	037833100	$4.40B	2.50%	22,862shares	SOLE	22,428 / 0 / 434
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$4.35B	2.47%	21,667shares	SOLE	21,667 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$3.54B	2.01%	6,975shares	SOLE	6,975 / 0 / 0
ISHARES CORE S&P SMALL-CAP ETFETF - SMALL CAP	464287804	$3.26B	1.85%	30,121shares	SOLE	28,825 / 0 / 1,296
IDEXX LABORATORIES INCCOMMON STOCK	45168D104	$2.22B	1.26%	4,000shares	SOLE	0 / 0 / 4,000
ALPHABET INCCOMMON STOCK	02079K305	$2.16B	1.22%	15,453shares	SOLE	14,841 / 0 / 612
SPDR S&P DIVIDEND ETFETF - LARGE CAP	78464A763	$2.15B	1.22%	17,187shares	SOLE	17,187 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$1.98B	1.12%	16,879shares	SOLE	16,879 / 0 / 0
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$1.97B	1.12%	11,591shares	SOLE	11,315 / 0 / 276
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$1.80B	1.02%	12,283shares	SOLE	12,283 / 0 / 0
ISHARES TRUST FLOATING RATE BOND ETFETF - SHORT	46429B655	$1.60B	0.91%	31,587shares	SOLE	31,587 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$1.59B	0.90%	2,416shares	SOLE	2,346 / 0 / 70
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$1.51B	0.86%	15,132shares	SOLE	14,547 / 0 / 585
MASTERCARD INCCOMMON STOCK	57636Q104	$1.43B	0.81%	3,352shares	SOLE	3,198 / 0 / 154
PEPSICO, INC COMCOMMON STOCK	713448108	$1.40B	0.80%	8,265shares	SOLE	8,083 / 0 / 182
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$1.34B	0.76%	8,543shares	SOLE	8,268 / 0 / 275
ETF VANGUARD DIVIDEND APPRECIATIONETF - LARGE CAP	921908844	$1.34B	0.76%	7,851shares	SOLE	7,851 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$1.30B	0.74%	3,700shares	SOLE	3,446 / 0 / 254
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$1.30B	0.74%	5,571shares	SOLE	5,571 / 0 / 0
VANGUARD INFORMATION TECHNOLOGY VIPERSETF - EQUITIES	92204A702	$1.29B	0.73%	2,664shares	SOLE	2,664 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$1.25B	0.71%	5,399shares	SOLE	5,090 / 0 / 309
MCDONALDS CORP COMCOMMON STOCK	580135101	$1.22B	0.69%	4,127shares	SOLE	4,127 / 0 / 0
CHEVRON CORPORATION COMCOMMON STOCK	166764100	$1.17B	0.66%	7,846shares	SOLE	7,420 / 0 / 426
TJX COS INCCOMMON STOCK	872540109	$1.17B	0.66%	12,436shares	SOLE	11,769 / 0 / 667
ZOETIS INCCOMMON STOCK	98978V103	$1.13B	0.64%	5,706shares	SOLE	5,347 / 0 / 359
BLACKSTONE GROUP INCCOMMON STOCK	09260D107	$1.12B	0.63%	8,521shares	SOLE	7,904 / 0 / 617
AMAZON.COM INCCOMMON STOCK	023135106	$1.10B	0.62%	7,211shares	SOLE	7,211 / 0 / 0
FLEXSHARES 3 YEAR DURATION TIPS ETFETF - INFLATION PROTECTED	33939L506	$1.09B	0.62%	46,379shares	SOLE	46,379 / 0 / 0
STRYKER CORPCOMMON STOCK	863667101	$1.09B	0.62%	3,648shares	SOLE	3,426 / 0 / 222
MICROCHIP TECHNOLOGY INCCOMMON STOCK	595017104	$1.03B	0.58%	11,417shares	SOLE	10,372 / 0 / 1,045
AMERICAN TOWER REITCOMMON STOCK	03027X100	$991.30M	0.56%	4,592shares	SOLE	4,263 / 0 / 329
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$983.10M	0.56%	4,159shares	SOLE	4,159 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$966.13M	0.55%	2,788shares	SOLE	2,579 / 0 / 209
ABBOTT LABS COMCOMMON STOCK	002824100	$962.55M	0.55%	8,745shares	SOLE	8,745 / 0 / 0
ISHARES CORE TOTAL U S BOND MARKET ETFETF - INTERM	464287226	$960.74M	0.54%	9,680shares	SOLE	9,680 / 0 / 0
CVS HEALTH CORP COMCOMMON STOCK	126650100	$941.34M	0.53%	11,922shares	SOLE	11,323 / 0 / 599
VANGUARD TOTAL STOCK MARKET INDEXETF - LARGE CAP	922908769	$921.35M	0.52%	3,884shares	SOLE	3,884 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$898.79M	0.51%	6,311shares	SOLE	5,938 / 0 / 373
BANK OF AMERICA CORP NEWCOMMON STOCK	060505104	$890.32M	0.50%	26,451shares	SOLE	24,255 / 0 / 2,196
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$875.16M	0.50%	1,931shares	SOLE	1,795 / 0 / 136
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$870.32M	0.49%	4,569shares	SOLE	4,330 / 0 / 239
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$865.07M	0.49%	11,519shares	SOLE	11,519 / 0 / 0
EVERSOURCE ENERGYCOMMON STOCK	30040W108	$856.55M	0.49%	13,878shares	SOLE	13,878 / 0 / 0
COMCAST CORP NEW CL ACOMMON STOCK	20030N101	$849.43M	0.48%	19,376shares	SOLE	17,926 / 0 / 1,450
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$847.57M	0.48%	22,548shares	SOLE	22,548 / 0 / 0
HONEYWELL INTL INC COMCOMMON STOCK	438516106	$836.53M	0.47%	3,989shares	SOLE	3,989 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$827.82M	0.47%	7,852shares	SOLE	7,136 / 0 / 716
ELI LILLY & CO COMCOMMON STOCK	532457108	$766.52M	0.43%	1,315shares	DFND	1,315 / 0 / 0
NOVO NORDISK AS ADRCOMMON STOCK	670100205	$722.06M	0.41%	6,980shares	SOLE	6,580 / 0 / 400
ELI LILLY & CO COMCOMMON STOCK	532457108	$719.89M	0.41%	1,235shares	SOLE	1,235 / 0 / 0
APPLIED MATERIALS COMCOMMON STOCK	038222105	$717.64M	0.41%	4,428shares	SOLE	4,428 / 0 / 0
AMERICAN EXPRESS CO COMCOMMON STOCK	025816109	$700.64M	0.40%	3,740shares	SOLE	3,740 / 0 / 0
AMERICAN WTR WKS CO INC NEW COMCOMMON STOCK	030420103	$690.15M	0.39%	5,229shares	SOLE	4,736 / 0 / 493
UNION PAC CORP COMCOMMON STOCK	907818108	$678.14M	0.38%	2,761shares	SOLE	2,474 / 0 / 287
I SHS RUSSELL 1000 GROWTH INDEX GETF - LARGE CAP	464287614	$651.18M	0.37%	2,148shares	SOLE	2,148 / 0 / 0
LOWES COMPANIES INC COM STKCOMMON STOCK	548661107	$650.06M	0.37%	2,921shares	SOLE	2,921 / 0 / 0
SPDR S&P 500 ETF TRUSTETF - LARGE CAP	78462F103	$637.38M	0.36%	1,341shares	DFND	1,341 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$635.21M	0.36%	11,317shares	SOLE	11,317 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$606.23M	0.34%	3,912shares	SOLE	3,912 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$601.89M	0.34%	5,521shares	SOLE	5,521 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$597.39M	0.34%	11,643shares	SOLE	11,643 / 0 / 0
CISCO SYSTEMS INC COMCOMMON STOCK	17275R102	$561.27M	0.32%	11,110shares	SOLE	11,110 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$554.84M	0.31%	5,118shares	SOLE	5,118 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$549.46M	0.31%	4,522shares	SOLE	4,522 / 0 / 0
MICROSOFT CORPCOMMON STOCK	594918104	$540.73M	0.31%	1,438shares	DFND	1,283 / 0 / 155
ADOBE SYSTEMS INCCOMMON STOCK	00724F101	$536.93M	0.30%	900shares	SOLE	900 / 0 / 0
ISHARES HI YIELD CORPORATE BONDETF - HIGH YIELD	464288513	$534.92M	0.30%	6,913shares	SOLE	6,913 / 0 / 0
PFIZER INC COMCOMMON STOCK	717081103	$513.95M	0.29%	17,852shares	SOLE	17,852 / 0 / 0
THERMO FISHER SCIENTIFIC INCCOMMON STOCK	883556102	$507.42M	0.29%	956shares	SOLE	956 / 0 / 0
VANGUARD ENERGY ETFETF - EQUITIES	92204A306	$503.83M	0.29%	4,296shares	SOLE	4,296 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$503.80M	0.29%	1,704shares	SOLE	1,704 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$487.66M	0.28%	5,796shares	SOLE	5,796 / 0 / 0
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$486.69M	0.28%	13,512shares	SOLE	13,512 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$482.66M	0.27%	6,664shares	SOLE	6,664 / 0 / 0
AMGEN INC.COMMON STOCK	031162100	$472.33M	0.27%	1,640shares	SOLE	1,640 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$457.18M	0.26%	6,521shares	SOLE	6,521 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$445.32M	0.25%	8,686shares	SOLE	8,686 / 0 / 0
NVIDIA CORPCOMMON STOCK	67066G104	$440.73M	0.25%	890shares	SOLE	890 / 0 / 0
INTUIT COMCOMMON STOCK	461202103	$440.64M	0.25%	705shares	SOLE	705 / 0 / 0
ECOLAB INCCOMMON STOCK	278865100	$434.97M	0.25%	2,193shares	SOLE	1,852 / 0 / 341
TRACTOR SUPPLY CO.COMMON STOCK	892356106	$421.66M	0.24%	1,961shares	SOLE	1,656 / 0 / 305
ISHARES CORE S&P 500 ETFETF - LARGE CAP	464287200	$419.35M	0.24%	878shares	SOLE	878 / 0 / 0
BLACKROCK, INC.COMMON STOCK	09247X101	$418.06M	0.24%	515shares	SOLE	515 / 0 / 0
INVESCO QQETF - LARGE CAP	46090E103	$412.79M	0.23%	1,008shares	SOLE	1,008 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$399.07M	0.23%	4,420shares	SOLE	4,420 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$394.78M	0.22%	3,074shares	SOLE	2,705 / 0 / 369
VANGUARD W MEGA CAP 300 INDEX ETFETF - LARGE CAP	921910873	$393.91M	0.22%	2,327shares	SOLE	2,327 / 0 / 0
ACCENTURE PLCFOREIGN EQUITIES	G1151C101	$378.97M	0.21%	1,080shares	DFND	1,080 / 0 / 0
INTEL CORP COMCOMMON STOCK	458140100	$357.57M	0.20%	7,116shares	SOLE	7,116 / 0 / 0
BROADCOM INCCOMMON STOCK	11135F101	$353.85M	0.20%	317shares	SOLE	317 / 0 / 0
I SHS RUSSELL 1000ETF - LARGE CAP	464287622	$352.48M	0.20%	1,344shares	SOLE	1,344 / 0 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$349.16M	0.20%	5,925shares	SOLE	5,925 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$342.03M	0.19%	6,237shares	SOLE	6,237 / 0 / 0
THE HOME DEPOT, INCCOMMON STOCK	437076102	$337.88M	0.19%	975shares	DFND	975 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$336.65M	0.19%	1,936shares	SOLE	1,936 / 0 / 0
XYLEM INCCOMMON STOCK	98419M100	$325.80M	0.18%	2,849shares	SOLE	2,231 / 0 / 618
CASEYS GEN STORESCOMMON STOCK	147528103	$317.57M	0.18%	1,156shares	SOLE	1,046 / 0 / 110
PHOTRONICS INCCOMMON STOCK	719405102	$313.60M	0.18%	10,000shares	SOLE	10,000 / 0 / 0
J P MORGAN CHASE & COCOMMON STOCK	46625H100	$312.64M	0.18%	1,838shares	DFND	1,838 / 0 / 0
TECHNOLOGY SELECT SECTOR SPDR ETFETF - EQUITIES	81369Y803	$312.20M	0.18%	1,622shares	SOLE	1,622 / 0 / 0
ISHS RUSSELL 3000 INDEXETF - LARGE CAP	464287689	$311.50M	0.18%	1,138shares	SOLE	1,138 / 0 / 0
UNITED HEALTH GROUP INCCOMMON STOCK	91324P102	$309.56M	0.18%	588shares	SOLE	588 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$304.04M	0.17%	859shares	SOLE	859 / 0 / 0
NORTH EUROPEAN OIL ROYALTY TRUSTCOMMON STOCK	659310106	$301.57M	0.17%	51,728shares	SOLE	51,728 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$298.49M	0.17%	2,118shares	SOLE	2,118 / 0 / 0
ABBVIE INCCOMMON STOCK	00287Y109	$296.77M	0.17%	1,915shares	DFND	1,615 / 0 / 300
MCDONALDS CORP COMCOMMON STOCK	580135101	$290.58M	0.16%	980shares	DFND	980 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$283.58M	0.16%	2,612shares	SOLE	2,612 / 0 / 0
ESTEE LAUDER COMPANIES CL ACOMMON STOCK	518439104	$278.89M	0.16%	1,907shares	SOLE	1,554 / 0 / 353
SELECT SECTOR SPDR - UTILITIESETF - EQUITIES	81369Y886	$274.97M	0.16%	4,342shares	SOLE	4,342 / 0 / 0
SPDR GOLD TR GOLD SHSETF - ALTERNATIVE	78463V107	$273.37M	0.16%	1,430shares	SOLE	1,430 / 0 / 0
PEPSICO, INC COMCOMMON STOCK	713448108	$269.54M	0.15%	1,587shares	DFND	1,587 / 0 / 0
BERKSHIRE HATHAWAY INC. DEL CL BCOMMON STOCK	084670702	$266.06M	0.15%	746shares	SOLE	746 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$258.14M	0.15%	4,250shares	DFND	4,250 / 0 / 0
PROCTER & GAMBLE CO COMCOMMON STOCK	742718109	$257.03M	0.15%	1,754shares	DFND	1,754 / 0 / 0
AUTOMATIC DATA PROCESSING COMCOMMON STOCK	053015103	$255.57M	0.14%	1,097shares	DFND	967 / 0 / 130
LINDE PLC NPVCOMMON STOCK	G54950103	$239.44M	0.14%	583shares	SOLE	583 / 0 / 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$235.13M	0.13%	2,022shares	SOLE	2,022 / 0 / 0
APPLE INCORPORATEDCOMMON STOCK	037833100	$231.04M	0.13%	1,200shares	DFND	1,200 / 0 / 0
FISERV INCCOMMON STOCK	337738108	$225.83M	0.13%	1,700shares	SOLE	1,700 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$223.67M	0.13%	1,440shares	SOLE	1,440 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$220.38M	0.13%	2,016shares	SOLE	2,016 / 0 / 0
EXXON MOBIL CORP COMCOMMON STOCK	30231G102	$208.56M	0.12%	2,086shares	DFND	1,686 / 0 / 400
VISA INCCOMMON STOCK	92826C839	$205.15M	0.12%	788shares	SOLE	788 / 0 / 0
ENBRIDGE INC NPVFOREIGN EQUITIES	29250N105	$190.47M	0.11%	5,288shares	DFND	4,602 / 0 / 686
STARBUCKS CORPORATIONCOMMON STOCK	855244109	$187.60M	0.11%	1,954shares	SOLE	1,954 / 0 / 0
ISHS BARCLAYS 1-3 YR TREAS BD FDETF - SHORT	464287457	$186.15M	0.11%	2,269shares	SOLE	2,269 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$184.72M	0.10%	4,595shares	SOLE	4,595 / 0 / 0
O'REILLY AUTOMOTIVE INC.COMMON STOCK	67103H107	$180.51M	0.10%	190shares	SOLE	190 / 0 / 0
VANGUARD INDEX FUNDS S&P 500 ETFETF - LARGE CAP	922908363	$177.34M	0.10%	406shares	SOLE	406 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$173.17M	0.10%	995shares	DFND	995 / 0 / 0
ISHARES RUSSELL MIDCAP INDEX FUNDETF - EQUITIES	464287499	$172.54M	0.10%	2,220shares	SOLE	2,220 / 0 / 0
COSTCO WHOLESALE CORPORATIONCOMMON STOCK	22160K105	$171.62M	0.10%	260shares	DFND	260 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$170.38M	0.10%	1,468shares	SOLE	1,468 / 0 / 0
AIR PRODUCTS AND CHEMICALS INC.COMMON STOCK	009158106	$167.83M	0.10%	613shares	SOLE	613 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$166.34M	0.09%	416shares	SOLE	416 / 0 / 0
METLIFE INCCOMMON STOCK	59156R108	$165.65M	0.09%	2,505shares	SOLE	2,505 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$163.80M	0.09%	1,688shares	SOLE	1,688 / 0 / 0
NXP SEMICONDUCTORS NVFOREIGN EQUITIES	N6596X109	$163.76M	0.09%	713shares	SOLE	713 / 0 / 0
BERKSHIRE HATHAWAY INC. DEL CL BCOMMON STOCK	084670702	$160.49M	0.09%	450shares	DFND	450 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$160.30M	0.09%	1,647shares	SOLE	1,647 / 0 / 0
CUMMINS INCCOMMON STOCK	231021106	$160.03M	0.09%	668shares	SOLE	668 / 0 / 0
SERVICENOW, INCCOMMON STOCK	81762P102	$158.96M	0.09%	225shares	SOLE	225 / 0 / 0
VANGUARD EXTENDED MARKET ETFETF - MID CAP	922908652	$158.34M	0.09%	963shares	SOLE	963 / 0 / 0
VERIZON COMMUNICATIONS INC COMCOMMON STOCK	92343V104	$154.53M	0.09%	4,099shares	SOLE	4,099 / 0 / 0
VANGUARD DEVELOPED MARKETS ETFETF - DEVELOPED INTL	921943858	$151.07M	0.09%	3,154shares	SOLE	3,154 / 0 / 0
ABBOTT LABS COMCOMMON STOCK	002824100	$149.14M	0.08%	1,355shares	DFND	1,355 / 0 / 0
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$147.19M	0.08%	900shares	DFND	900 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$143.24M	0.08%	1,901shares	SOLE	1,901 / 0 / 0
KRAFT HEINZ COCOMMON STOCK	500754106	$142.51M	0.08%	3,855shares	SOLE	3,855 / 0 / 0
UNITED PARCEL SERVICECOMMON STOCK	911312106	$139.46M	0.08%	887shares	SOLE	887 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$139.05M	0.08%	2,135shares	SOLE	2,135 / 0 / 0
EMERSON ELEC CO COMCOMMON STOCK	291011104	$136.26M	0.08%	1,400shares	DFND	1,400 / 0 / 0
EOG RES INCCOMMON STOCK	26875P101	$133.04M	0.08%	1,100shares	SOLE	1,100 / 0 / 0
CHURCH & DWIGHT CO.INCCOMMON STOCK	171340102	$132.38M	0.08%	1,400shares	SOLE	1,400 / 0 / 0
CSX CORP COMCOMMON STOCK	126408103	$131.71M	0.07%	3,800shares	SOLE	3,800 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$131.46M	0.07%	7,839shares	SOLE	7,839 / 0 / 0
PARKER HANNIFIN CORPCOMMON STOCK	701094104	$129.00M	0.07%	280shares	SOLE	280 / 0 / 0
INTERNAT'L BUSINESS MACHINES COMCOMMON STOCK	459200101	$128.87M	0.07%	788shares	SOLE	788 / 0 / 0
BROADRIDGE FINL SOLUTIONSCOMMON STOCK	11133T103	$127.56M	0.07%	620shares	SOLE	620 / 0 / 0
MCKESSON CORPCOMMON STOCK	58155Q103	$127.32M	0.07%	275shares	SOLE	275 / 0 / 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUNDETF - EMERGING INTL	46434G863	$124.99M	0.07%	3,900shares	SOLE	3,900 / 0 / 0
TRAVELERS COMPANIES INCCOMMON STOCK	89417E109	$123.82M	0.07%	650shares	DFND	650 / 0 / 0
TESLA MOTORS INC. COMMONCOMMON STOCK	88160R101	$123.00M	0.07%	495shares	SOLE	495 / 0 / 0
CHUBB LTD CHFCOMMON STOCK	H1467J104	$121.14M	0.07%	536shares	SOLE	536 / 0 / 0
VANGUARD COMMUNICATION SERVICES ETFETF - EQUITIES	92204A884	$119.13M	0.07%	1,012shares	SOLE	1,012 / 0 / 0
NORFOLK SOUTHN CORP COMCOMMON STOCK	655844108	$118.19M	0.07%	500shares	DFND	500 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$118.03M	0.07%	2,926shares	SOLE	2,926 / 0 / 0
CLOROX CO CALIF COM STKCOMMON STOCK	189054109	$117.49M	0.07%	824shares	SOLE	824 / 0 / 0
ISHARES S&P US PREFERRED STOCK INDEX FUNDPREFERRED STOCK	464288687	$116.58M	0.07%	3,739shares	SOLE	3,739 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$115.42M	0.07%	1,399shares	SOLE	1,399 / 0 / 0
I SHS RUSSELL 1000 GROWTH INDEX GETF - LARGE CAP	464287614	$115.20M	0.07%	380shares	DFND	380 / 0 / 0
MONDELEZ INTL INCCOMMON STOCK	609207105	$114.87M	0.07%	1,586shares	DFND	1,310 / 0 / 276
GENERAL ELECTRIC COMPANYCOMMON STOCK	369604301	$114.48M	0.06%	897shares	SOLE	897 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$113.47M	0.06%	1,475shares	SOLE	1,475 / 0 / 0
GENERAL DYNAMICS CORPCOMMON STOCK	369550108	$112.69M	0.06%	434shares	SOLE	434 / 0 / 0
TEXAS INSTRUMENTS, INCCOMMON STOCK	882508104	$112.50M	0.06%	660shares	SOLE	660 / 0 / 0
3M COMPANYCOMMON STOCK	88579Y101	$110.85M	0.06%	1,014shares	DFND	1,014 / 0 / 0
GLAXO SMITHKLINE PLC ADR NEWCOMMON STOCK	37733W204	$108.51M	0.06%	2,928shares	SOLE	2,928 / 0 / 0
ISHARES S&P GROWTH INDEX FUNDETF - LARGE CAP	464287309	$108.14M	0.06%	1,440shares	DFND	1,440 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$106.62M	0.06%	1,056shares	SOLE	1,056 / 0 / 0
PAYCOM SOFTWARE INCCOMMON STOCK	70432V102	$104.39M	0.06%	505shares	SOLE	505 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$101.89M	0.06%	750shares	DFND	750 / 0 / 0
SPDR DOW JONES INDL AVERAGE ETR TRETF - LARGE CAP	78467X109	$101.75M	0.06%	270shares	SOLE	270 / 0 / 0
PAYCHEX INC COM STKCOMMON STOCK	704326107	$101.36M	0.06%	851shares	SOLE	851 / 0 / 0
ISHARES RUSSELL 1000 VALUE INDEXETF - EQUITIES	464287598	$100.80M	0.06%	610shares	SOLE	610 / 0 / 0
VANGUARD FTSE ALL WORLD EX US ETFETF - DEVELOPED INTL	922042775	$99.24M	0.06%	1,768shares	DFND	1,768 / 0 / 0
VANGUARD GROWTH ETFETF - LARGE CAP	922908736	$98.24M	0.06%	316shares	SOLE	316 / 0 / 0
LAM RESEARCH CORP COMCOMMON STOCK	512807108	$97.90M	0.06%	125shares	SOLE	125 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$97.38M	0.06%	200shares	DFND	200 / 0 / 0
BECTON DICKINSON & CO.COMMON STOCK	075887109	$96.07M	0.05%	394shares	SOLE	394 / 0 / 0
SELECT SECTOR SPDR TR SBI MATERIALSETF - EQUITIES	81369Y100	$95.97M	0.05%	1,122shares	SOLE	1,122 / 0 / 0
MARSH & MCLENNAN COMPANIES, INCCOMMON STOCK	571748102	$94.92M	0.05%	501shares	SOLE	501 / 0 / 0
TARGET CORP COMCOMMON STOCK	87612E106	$94.71M	0.05%	665shares	DFND	665 / 0 / 0
NOVARTIS A G ADRCOMMON STOCK	66987V109	$94.61M	0.05%	937shares	DFND	937 / 0 / 0
SHELL PLC NPV ADRCOMMON STOCK	780259305	$94.01M	0.05%	1,429shares	SOLE	1,429 / 0 / 0
WEC ENERGY GROUP INCCOMMON STOCK	92939U106	$92.59M	0.05%	1,100shares	SOLE	1,100 / 0 / 0
FEDEX CORPORATIONCOMMON STOCK	31428X106	$91.57M	0.05%	362shares	SOLE	362 / 0 / 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$90.88M	0.05%	870shares	SOLE	870 / 0 / 0
ETF ISHS INTER GOVT CR BDETF - INTERM	464288612	$90.61M	0.05%	865shares	SOLE	865 / 0 / 0
EATON CORP PLCFOREIGN EQUITIES	G29183103	$88.62M	0.05%	368shares	SOLE	368 / 0 / 0
NEXTERA ENERGY INCCOMMON STOCK	65339F101	$88.19M	0.05%	1,452shares	SOLE	1,452 / 0 / 0
ISHARES EDGE MSCI US QULTY FACT ETFETF - DEVELOPED INTL	46432F339	$85.78M	0.05%	583shares	SOLE	583 / 0 / 0
MASTERCARD INCCOMMON STOCK	57636Q104	$85.30M	0.05%	200shares	DFND	200 / 0 / 0
RAYTHEON TECHNOLOGIES CORP.COMMON STOCK	75513E101	$83.72M	0.05%	995shares	DFND	795 / 0 / 200
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$83.19M	0.05%	1,770shares	SOLE	1,770 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$82.79M	0.05%	880shares	SOLE	880 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$82.62M	0.05%	935shares	SOLE	935 / 0 / 0
CONSOLIDATED EDISON INC COMCOMMON STOCK	209115104	$82.51M	0.05%	907shares	SOLE	907 / 0 / 0
CVS HEALTH CORP COMCOMMON STOCK	126650100	$81.88M	0.05%	1,037shares	DFND	1,037 / 0 / 0
SELECT SECTOR SPDR TR SBI HEALTHCAREETF - EQUITIES	81369Y209	$81.83M	0.05%	600shares	SOLE	600 / 0 / 0
CITIGROUP INCCOMMON STOCK	172967424	$81.77M	0.05%	1,590shares	SOLE	1,590 / 0 / 0
SPDR BARCLAYS CAP CONV SECETF - INTERM	78464A359	$80.37M	0.05%	1,114shares	SOLE	1,114 / 0 / 0
SUNCOR ENERGY, INC.FOREIGN EQUITIES	867224107	$79.30M	0.04%	2,475shares	DFND	2,475 / 0 / 0
VANGUARD S&P 500 GROWTHETF - LARGE CAP	921932505	$77.17M	0.04%	285shares	SOLE	285 / 0 / 0
AMAZON.COM INCCOMMON STOCK	023135106	$75.97M	0.04%	500shares	DFND	500 / 0 / 0
TRANSDIGM GROUP INCCOMMON STOCK	893641100	$75.87M	0.04%	75shares	DFND	75 / 0 / 0
SPDR CONSUMER DISCRETIONARYETF - EQUITIES	81369Y407	$74.92M	0.04%	419shares	SOLE	419 / 0 / 0
EQUINIX INC COM PAR $0.001COMMON STOCK	29444U700	$74.90M	0.04%	93shares	SOLE	93 / 0 / 0
VAIL RESORTS INC COMCOMMON STOCK	91879Q109	$74.71M	0.04%	350shares	SOLE	350 / 0 / 0
IDACORP INC.COMMON STOCK	451107106	$73.74M	0.04%	750shares	SOLE	750 / 0 / 0
BRISTOL MYERS SQUIBB CO COMCOMMON STOCK	110122108	$71.42M	0.04%	1,392shares	DFND	972 / 0 / 420
GOLDMAN SACHS GROUPCOMMON STOCK	38141G104	$70.98M	0.04%	184shares	SOLE	184 / 0 / 0
DUKE ENERGY CORP NEWCOMMON STOCK	26441C204	$67.93M	0.04%	700shares	DFND	550 / 0 / 150
CARRIER GLOBAL CORPCOMMON STOCK	14448C104	$67.44M	0.04%	1,174shares	SOLE	1,174 / 0 / 0
NUCOR CORPCOMMON STOCK	670346105	$67.35M	0.04%	387shares	SOLE	387 / 0 / 0
WEYERHAEUSER COCOMMON STOCK	962166104	$65.16M	0.04%	1,874shares	SOLE	1,874 / 0 / 0
VANGUARD INT TERM ETFETF - INTERM	92206C706	$65.00M	0.04%	1,096shares	SOLE	1,096 / 0 / 0
ISHARES IBOXX $ INV GRADE CORP BOND ETFETF - INTERM	464287242	$64.18M	0.04%	580shares	SOLE	580 / 0 / 0
WEBSTER FINL CORP CONN COMCOMMON STOCK	947890109	$63.84M	0.04%	1,258shares	SOLE	1,258 / 0 / 0
NASDAQ BIOTECHNOLOGY I SHARESETF - EQUITIES	464287556	$61.13M	0.03%	450shares	SOLE	450 / 0 / 0
SELECT SECTOR SPDR TR SBI INT-INDSETF - EQUITIES	81369Y704	$60.87M	0.03%	534shares	SOLE	534 / 0 / 0
ISHARES S&P NATL MUNI BOND FUNDETF - INTERM	464288414	$60.82M	0.03%	561shares	DFND	561 / 0 / 0
OMNICOM GROUP INCCOMMON STOCK	681919106	$58.48M	0.03%	676shares	SOLE	676 / 0 / 0
ISHARES EDGE MSCI MIN VOL USA ETFETF - EQUITIES	46429B697	$57.74M	0.03%	740shares	SOLE	740 / 0 / 0
WEYERHAEUSER COCOMMON STOCK	962166104	$57.20M	0.03%	1,645shares	DFND	1,645 / 0 / 0
META PLATFORMSCOMMON STOCK	30303M102	$56.98M	0.03%	161shares	DFND	161 / 0 / 0
MCCORMICK & CO INCCOMMON STOCK	579780206	$56.65M	0.03%	828shares	SOLE	828 / 0 / 0
ISHS TR S&P MDCP 400 VALUE ETFETF - MID CAP	464287705	$55.88M	0.03%	490shares	SOLE	490 / 0 / 0
WALT DISNEY COMPANY COMCOMMON STOCK	254687106	$54.17M	0.03%	600shares	DFND	600 / 0 / 0
ISHARES S&P VALUE INDEX FUNDETF - LARGE CAP	464287408	$53.38M	0.03%	307shares	DFND	307 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$53.30M	0.03%	1,083shares	SOLE	1,083 / 0 / 0
CME GROUP INCCOMMON STOCK	12572Q105	$52.65M	0.03%	250shares	SOLE	250 / 0 / 0
SPDR S&P MIDCAP 400 ETF TRETF - MID CAP	78467Y107	$52.26M	0.03%	103shares	DFND	103 / 0 / 0
SPDR INTERMEDIATE TERM CORPORATE BOND ETFETF - INTERM	78464A375	$51.99M	0.03%	1,584shares	SOLE	1,584 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$51.45M	0.03%	204shares	SOLE	204 / 0 / 0
INTERCONTINENTAL EXCHANGECOMMON STOCK	45866F104	$51.37M	0.03%	400shares	DFND	400 / 0 / 0
WALGREENS BOOTS ALLIANCECOMMON STOCK	931427108	$49.16M	0.03%	1,883shares	SOLE	1,883 / 0 / 0
UNION PAC CORP COMCOMMON STOCK	907818108	$49.12M	0.03%	200shares	DFND	200 / 0 / 0
MEDTRONIC PLCFOREIGN EQUITIES	G5960L103	$48.69M	0.03%	591shares	SOLE	591 / 0 / 0
ANALOG DEVICES INCCOMMON STOCK	032654105	$48.05M	0.03%	242shares	SOLE	242 / 0 / 0
LOCKHEED MARTIN CORPCOMMON STOCK	539830109	$48.04M	0.03%	106shares	DFND	106 / 0 / 0
DEERE & COMPANYCOMMON STOCK	244199105	$47.98M	0.03%	120shares	DFND	120 / 0 / 0
CONOCOPHILLIPSCOMMON STOCK	20825C104	$47.12M	0.03%	406shares	DFND	81 / 0 / 325
MCKESSON CORPCOMMON STOCK	58155Q103	$46.30M	0.03%	100shares	DFND	100 / 0 / 0
ZIMMER BIOMET HLDGS INCCOMMON STOCK	98956P102	$45.64M	0.03%	375shares	SOLE	375 / 0 / 0
ETF VANGUARD MID-CAPETF - MID CAP	922908629	$45.60M	0.03%	196shares	SOLE	196 / 0 / 0
MARRIOTT INTERNATIONAL INC NEW CLASS ACOMMON STOCK	571903202	$45.10M	0.03%	200shares	SOLE	200 / 0 / 0
PIMCO 0-5 YEAR HIGH YIELD CORP BOND INDEXETF - HIGH YIELD	72201R783	$44.21M	0.03%	475shares	SOLE	475 / 0 / 0
ISHARES RUSSELL 2000 INDEXETF - SMALL CAP	464287655	$42.95M	0.02%	214shares	DFND	214 / 0 / 0
VANGUARD HIGH DIVIDEND YIELD ETFETF - LARGE CAP	921946406	$42.75M	0.02%	383shares	DFND	383 / 0 / 0
LOWES COMPANIES INC COM STKCOMMON STOCK	548661107	$41.62M	0.02%	187shares	DFND	187 / 0 / 0
LINDE PLC NPVCOMMON STOCK	G54950103	$41.07M	0.02%	100shares	DFND	100 / 0 / 0
ISHARES SELECT DIVIDEND ETFETF - MID CAP	464287168	$40.91M	0.02%	349shares	DFND	349 / 0 / 0
ISHARES MSCI EAFE INDEXETF - DEVELOPED INTL	464287465	$39.48M	0.02%	524shares	DFND	524 / 0 / 0
ILLINOIS TOOL WORKS INCCOMMON STOCK	452308109	$39.29M	0.02%	150shares	DFND	150 / 0 / 0
OTIS WORLDWIDE CORPCOMMON STOCK	68902V107	$39.01M	0.02%	436shares	SOLE	436 / 0 / 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATERETF - LARGE CAP	46138E651	$38.69M	0.02%	979shares	SOLE	979 / 0 / 0
MASCO CORPORATIONCOMMON STOCK	574599106	$38.51M	0.02%	575shares	SOLE	575 / 0 / 0
INTEL CORP COMCOMMON STOCK	458140100	$38.44M	0.02%	765shares	DFND	175 / 0 / 590
HP INCCOMMON STOCK	40434L105	$38.00M	0.02%	1,263shares	SOLE	1,263 / 0 / 0
VANECK VEC RETAIL ETFETF - LARGE CAP	92189F684	$37.65M	0.02%	200shares	DFND	200 / 0 / 0
BIOGEN IDEC INCCOMMON STOCK	09062X103	$37.52M	0.02%	145shares	SOLE	145 / 0 / 0
ETF VANGUARD BOND INDEXETF - INTERM	921937835	$37.51M	0.02%	510shares	SOLE	510 / 0 / 0
JACOBS SOLUTIONS INCCOMMON STOCK	46982L108	$36.99M	0.02%	285shares	SOLE	285 / 0 / 0
ORACLE CORPORATION COMCOMMON STOCK	68389X105	$36.90M	0.02%	350shares	DFND	350 / 0 / 0
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$36.84M	0.02%	600shares	SOLE	600 / 0 / 0
VANGUART SHORT-TERM TREASUREINDEX FUNDETF - SHORT	92206C102	$36.46M	0.02%	625shares	SOLE	625 / 0 / 0
MORGAN STANLEYCOMMON STOCK	617446448	$36.37M	0.02%	390shares	SOLE	390 / 0 / 0
DARDEN RESTAURANTS, INC COMCOMMON STOCK	237194105	$35.49M	0.02%	216shares	SOLE	216 / 0 / 0
SHERWIN-WILLIAMS COMPANYCOMMON STOCK	824348106	$34.31M	0.02%	110shares	SOLE	110 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K107	$33.82M	0.02%	240shares	DFND	240 / 0 / 0
VANGUARD LARGE CAPETF - LARGE CAP	922908637	$33.81M	0.02%	155shares	SOLE	155 / 0 / 0
VANGUARD INDEX FUNDS SMALL CAPETF - SMALL CAP	922908751	$33.70M	0.02%	158shares	SOLE	158 / 0 / 0
ALPHABET INCCOMMON STOCK	02079K305	$33.52M	0.02%	240shares	DFND	240 / 0 / 0
LULULEMON ATHLETICACOMMON STOCK	550021109	$33.23M	0.02%	65shares	SOLE	65 / 0 / 0
FINANCIAL SELECT SECTOR SPDRETFETF - EQUITIES	81369Y605	$32.89M	0.02%	875shares	DFND	325 / 0 / 550
CADENCE DESIGN SYSTEMS INCCOMMON STOCK	127387108	$32.68M	0.02%	120shares	SOLE	120 / 0 / 0
NIKE INC CL BCOMMON STOCK	654106103	$32.57M	0.02%	300shares	DFND	300 / 0 / 0
PRUDENTIAL FINL INC COMCOMMON STOCK	744320102	$32.36M	0.02%	312shares	SOLE	312 / 0 / 0
ISHARES US TREASURY BOND ETFETF - INTERM	46429B267	$32.33M	0.02%	1,404shares	SOLE	1,404 / 0 / 0
NETFLIX INCCOMMON STOCK	64110L106	$31.65M	0.02%	65shares	SOLE	65 / 0 / 0
SALESFORCE INCCOMMON STOCK	79466L302	$31.57M	0.02%	120shares	DFND	120 / 0 / 0
CATERPILLAR INC COMCOMMON STOCK	149123101	$30.75M	0.02%	104shares	DFND	104 / 0 / 0
DOW INC COMCOMMON STOCK	260557103	$30.38M	0.02%	554shares	DFND	271 / 0 / 283
GILEAD SCIENCES INCCOMMON STOCK	375558103	$30.38M	0.02%	375shares	SOLE	375 / 0 / 0
DANAHER CORPCOMMON STOCK	235851102	$30.07M	0.02%	130shares	DFND	130 / 0 / 0
VANGUARD INFORMATION TECHNOLOGY VIPERSETF - EQUITIES	92204A702	$30.01M	0.02%	62shares	DFND	62 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$29.95M	0.02%	190shares	DFND	190 / 0 / 0
CROWN CASTLE INTL CORPCOMMON STOCK	22822V101	$28.80M	0.02%	250shares	SOLE	250 / 0 / 0
ALTRIA GROUP INCCOMMON STOCK	02209S103	$28.24M	0.02%	700shares	DFND	300 / 0 / 400
PUBLIC SVC ENTERPRISE GROUP COMCOMMON STOCK	744573106	$27.52M	0.02%	450shares	SOLE	450 / 0 / 0
EBAY INCCOMMON STOCK	278642103	$27.26M	0.02%	625shares	SOLE	625 / 0 / 0
PHILIP MORRIS INTL INCCOMMON STOCK	718172109	$27.00M	0.02%	287shares	DFND	0 / 0 / 287
JOHNSON & JOHNSON COMCOMMON STOCK	478160104	$26.64M	0.02%	170shares	DFND	125 / 0 / 45
FEDEX CORPORATIONCOMMON STOCK	31428X106	$25.30M	0.01%	100shares	DFND	100 / 0 / 0
ISHARES RUSSELL 2000 GROWTH INDEX FUNDETF - SMALL CAP	464287648	$24.97M	0.01%	99shares	DFND	99 / 0 / 0
ESCO TECHNOLOGIES INCCOMMON STOCK	296315104	$24.81M	0.01%	212shares	SOLE	212 / 0 / 0
AFLAC INCORPORATEDCOMMON STOCK	001055102	$24.75M	0.01%	300shares	DFND	300 / 0 / 0
COLGATE PALMOLIVE CO COMCOMMON STOCK	194162103	$24.63M	0.01%	309shares	SOLE	309 / 0 / 0
ISHARES US MEDICAL DEVICES ETFETF - EQUITIES	464288810	$24.29M	0.01%	450shares	SOLE	450 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$23.91M	0.01%	20shares	DFND	20 / 0 / 0
UNITED PARCEL SERVICECOMMON STOCK	911312106	$23.58M	0.01%	150shares	DFND	150 / 0 / 0
FREEPORT-MCMORAN COPPERCOMMON STOCK	35671D857	$23.41M	0.01%	550shares	SOLE	550 / 0 / 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FDETF - INTERM	464288638	$23.40M	0.01%	450shares	SOLE	450 / 0 / 0
ISHARES INC CORE MSCI EMERGING MKTS ETFETF - EMERGING INTL	46434G103	$23.37M	0.01%	462shares	SOLE	462 / 0 / 0
MERCK & CO INC NEWCOMMON STOCK	58933Y105	$23.22M	0.01%	213shares	DFND	0 / 0 / 213
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDETF - MID CAP	464287481	$23.19M	0.01%	222shares	DFND	222 / 0 / 0
ISHARES MSCI EMERGING MKTS INDEXETF - EMERGING INTL	464287234	$23.07M	0.01%	574shares	DFND	574 / 0 / 0
AT&T INCCOMMON STOCK	00206R102	$22.89M	0.01%	1,365shares	DFND	1,365 / 0 / 0
CHIPOLTE MEXICAN GRILLCOMMON STOCK	169656105	$22.87M	0.01%	10shares	SOLE	10 / 0 / 0
BOEING COMPANY COMCOMMON STOCK	097023105	$22.41M	0.01%	86shares	SOLE	86 / 0 / 0
MICRON TECHNOLOGY INC COMCOMMON STOCK	595112103	$22.19M	0.01%	260shares	SOLE	260 / 0 / 0
ISHARES SHORT-TERM CORP BONDETF - SHORT	464288646	$21.99M	0.01%	429shares	DFND	429 / 0 / 0
T ROWE PRICE GROUPCOMMON STOCK	74144T108	$21.54M	0.01%	200shares	DFND	200 / 0 / 0
XCEL ENERGY INCCOMMON STOCK	98389B100	$21.48M	0.01%	347shares	SOLE	347 / 0 / 0
HEWLETT PACKARD ENT COCOMMON STOCK	42824C109	$21.43M	0.01%	1,263shares	SOLE	1,263 / 0 / 0
GENERAL MILLS INC COMCOMMON STOCK	370334104	$21.17M	0.01%	325shares	DFND	325 / 0 / 0
CIGNA CORPORATIONCOMMON STOCK	125523100	$20.66M	0.01%	69shares	SOLE	69 / 0 / 0
TRUIST FINL CORP COMCOMMON STOCK	89832Q109	$20.48M	0.01%	555shares	SOLE	555 / 0 / 0
WORKDAY, INC.COMMON STOCK	98138H101	$19.32M	0.01%	70shares	SOLE	70 / 0 / 0
GE HEALTHCARE TECHNOLOGIES, INC.COMMON STOCK	36266G107	$19.09M	0.01%	247shares	SOLE	247 / 0 / 0
AMERICAN ELEC PWR INC COMCOMMON STOCK	025537101	$18.68M	0.01%	230shares	SOLE	230 / 0 / 0
AON PLC NPVCOMMON STOCK	G0403H108	$18.62M	0.01%	64shares	SOLE	64 / 0 / 0
V F CORPCOMMON STOCK	918204108	$18.02M	0.01%	959shares	SOLE	959 / 0 / 0
BLACKROCK MUNIHOLDING FUNDSHORT TERM T/E PFD'S	09253N104	$17.86M	0.01%	1,500shares	SOLE	1,500 / 0 / 0
SOUTHERN CO COMCOMMON STOCK	842587107	$16.83M	0.01%	240shares	DFND	0 / 0 / 240
U S BANCORP DELCOMMON STOCK	902973304	$16.79M	0.01%	388shares	SOLE	388 / 0 / 0
SELECT SECTOR SPDR TR SBI INT-ENERGYETF - EQUITIES	81369Y506	$16.77M	0.01%	200shares	SOLE	200 / 0 / 0
AVANGRID INCCOMMON STOCK	05351W103	$16.20M	0.01%	500shares	SOLE	500 / 0 / 0
WELLS FARGO & CO NEWCOMMON STOCK	949746101	$15.75M	0.01%	320shares	DFND	320 / 0 / 0
AMERICAN EXPRESS CO COMCOMMON STOCK	025816109	$15.17M	0.01%	81shares	DFND	81 / 0 / 0
ADVANCED MICRO DEVICESCOMMON STOCK	007903107	$14.74M	0.01%	100shares	DFND	100 / 0 / 0
COCA COLA COMPANY COMCOMMON STOCK	191216100	$14.73M	0.01%	250shares	DFND	250 / 0 / 0
VANGUARD REITETF - EQUITIES	922908553	$14.58M	0.01%	165shares	DFND	0 / 0 / 165
AMEREN CORPCOMMON STOCK	023608102	$14.47M	0.01%	200shares	SOLE	200 / 0 / 0
WELLS FARGO PFD LPREFERRED STOCK	949746804	$14.35M	0.01%	12shares	SOLE	12 / 0 / 0
DOMINION RES INC VA NEW COMCOMMON STOCK	25746U109	$14.10M	0.01%	300shares	DFND	0 / 0 / 300
CAPITAL ONE FINANCIALCOMMON STOCK	14040H105	$13.90M	0.01%	106shares	SOLE	106 / 0 / 0
JOHNSON CTLS INTL PLCFOREIGN EQUITIES	G51502105	$13.89M	0.01%	241shares	SOLE	241 / 0 / 0
GENUINE PARTS COCOMMON STOCK	372460105	$13.85M	0.01%	100shares	SOLE	100 / 0 / 0
VANGUARD SMALL CAPETF - SMALL CAP	922908611	$13.50M	0.01%	75shares	SOLE	75 / 0 / 0
VALERO ENERGY CORPCOMMON STOCK	91913Y100	$13.00M	0.01%	100shares	SOLE	100 / 0 / 0
FASTENALCOMMON STOCK	311900104	$12.95M	0.01%	200shares	DFND	200 / 0 / 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUNDETF - MID CAP	464287473	$12.79M	0.01%	110shares	DFND	110 / 0 / 0
UBS GROUP AGCOMMON STOCK	H42097107	$12.66M	0.01%	410shares	SOLE	410 / 0 / 0
ENTERGY CORPORATIONCOMMON STOCK	29364G103	$12.65M	0.01%	125shares	SOLE	125 / 0 / 0
CORTEVA, INC.COMMON STOCK	22052L104	$12.26M	0.01%	256shares	SOLE	256 / 0 / 0
TRANE TECHNOLOGIES PLCCOMMON STOCK	G8994E103	$12.20M	0.01%	50shares	SOLE	50 / 0 / 0
PAYPAL HOLDINGS INCCOMMON STOCK	70450Y103	$11.48M	0.01%	187shares	DFND	187 / 0 / 0
DTE ENERGY COCOMMON STOCK	233331107	$11.03M	0.01%	100shares	SOLE	100 / 0 / 0
INSULET CORPORATIONCOMMON STOCK	45784P101	$10.85M	0.01%	50shares	SOLE	50 / 0 / 0
SELECT SECTOR SPDRFUND CONSUMER STAPLESETF - EQUITIES	81369Y308	$10.80M	0.01%	150shares	SOLE	150 / 0 / 0
SCHLUMBERGER LTD COM STKCOMMON STOCK	806857108	$10.20M	0.01%	196shares	SOLE	196 / 0 / 0
SYSCO CORP COMCOMMON STOCK	871829107	$9.87M	0.01%	135shares	SOLE	135 / 0 / 0
WHIRLPOOL CORPORATION COMCOMMON STOCK	963320106	$9.74M	0.01%	80shares	DFND	80 / 0 / 0
ISHARES RUSSELL 2000 VALUE INDEX FUNDETF - SMALL CAP	464287630	$9.47M	0.01%	61shares	DFND	61 / 0 / 0
ULTA BEAUTY, INCCOMMON STOCK	90384S303	$8.32M	0.00%	17shares	SOLE	17 / 0 / 0
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETFETF - INTERM	92206C870	$7.80M	0.00%	96shares	SOLE	96 / 0 / 0
KIMBERLY CLARK CORP COMCOMMON STOCK	494368103	$7.53M	0.00%	62shares	DFND	62 / 0 / 0
WAL-MART STORES, INCCOMMON STOCK	931142103	$6.46M	0.00%	41shares	SOLE	41 / 0 / 0
DUPONT DE NEMOURS, INC.COMMON STOCK	26614N102	$6.46M	0.00%	84shares	DFND	84 / 0 / 0
VERALTO CORPCOMMON STOCK	92338C103	$5.92M	0.00%	72shares	SOLE	72 / 0 / 0
FORTIV CORPCOMMON STOCK	34959J108	$5.82M	0.00%	79shares	SOLE	79 / 0 / 0
STATE STREET CORP COMCOMMON STOCK	857477103	$5.81M	0.00%	75shares	SOLE	75 / 0 / 0
ISHARES IBOXX $ INV GRADE CORP BOND ETFETF - INTERM	464287242	$5.53M	0.00%	50shares	DFND	50 / 0 / 0
NBT BANCORP INCCOMMON STOCK	628778102	$4.86M	0.00%	116shares	SOLE	116 / 0 / 0
PFIZER INC COMCOMMON STOCK	717081103	$4.23M	0.00%	147shares	DFND	147 / 0 / 0
CROCS, INCCOMMON STOCK	227046109	$4.20M	0.00%	45shares	DFND	45 / 0 / 0
VERALTO CORPCOMMON STOCK	92338C103	$3.54M	0.00%	43shares	DFND	43 / 0 / 0
INGERSOLL RAND INC.COMMON STOCK	45687V106	$3.40M	0.00%	44shares	SOLE	44 / 0 / 0
ISHARES BARCLAYS TIPETF - INFLATION PROTECTED	464287176	$3.33M	0.00%	31shares	DFND	31 / 0 / 0
V F CORPCOMMON STOCK	918204108	$3.29M	0.00%	175shares	DFND	175 / 0 / 0
ALCON INC CHFFOREIGN EQUITIES	H01301128	$3.12M	0.00%	40shares	DFND	40 / 0 / 0
QUALCOMM INCCOMMON STOCK	747525103	$2.60M	0.00%	18shares	SOLE	18 / 0 / 0
ISHARES TR S&P SMALL-CAP 600 GROWTH ETFETF - SMALL CAP	464287887	$2.50M	0.00%	20shares	SOLE	20 / 0 / 0
ISHARES BARCLAYS TIPETF - INFLATION PROTECTED	464287176	$2.15M	0.00%	20shares	SOLE	20 / 0 / 0
DIGITAL REALTY TRUSTCOMMON STOCK	253868103	$1.75M	0.00%	13shares	DFND	13 / 0 / 0
INTUITIVE SURGICAL INCCOMMON STOCK	46120E602	$1.69M	0.00%	5shares	DFND	5 / 0 / 0
KENVUE INC.COMMON STOCK	49177J102	$1.18M	0.00%	55shares	SOLE	55 / 0 / 0
ESTEE LAUDER COMPANIES CL ACOMMON STOCK	518439104	$877K	0.00%	6shares	DFND	6 / 0 / 0
WARNER BROS. DISCOVERY, INC.COMMON STOCK	934423104	$557K	0.00%	49shares	SOLE	49 / 0 / 0
FOX CORPCOMMON STOCK	35137L105	$533K	0.00%	18shares	SOLE	18 / 0 / 0
TILRAY INCCOMMON STOCK	88688T100	$229K	0.00%	100shares	DFND	100 / 0 / 0
UNIVERSAL HEALTH SERVICES CL BCOMMON STOCK	913903100	$152K	0.00%	1shares	SOLE	1 / 0 / 0
KYNDRYL HOLDINGS INCCOMMON STOCK	50155Q100	$124K	0.00%	6shares	SOLE	6 / 0 / 0

Filing Metadata

Form type

13F-HR

Filing date

Feb 9, 2024

Holdings as of

December 31, 2023

Accession

0001985855-24-000001

CIK

0001985855

View on SEC

Portfolio Snapshot

Total Portfolio Value

$176.30B

Number of Positions

402

402 reported by filer

Top 10 Concentration

42.1%

Top 20 Concentration

52.6%

Unique Issuers

304

By CUSIP

Avg. Position Size

$438.57M

Across 402 holdings

Top 5 Holdings

BERKSHIRE HATHAWAY INC COM9.8%

INVESCO S&P 500 QUALITY ETF5.5%

ISHARES CORE S&P MID-CAP ETF5.4%

SPDR S&P 500 ETF TRUST5.0%

VANGUARD HIGH DIVIDEND YIELD ETF4.1%