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10-K2026-02-27· merged:deepseek-v4-flash

DAN · Dana Incorporated

0001437749-26-006076

SEC filing

Summary

Margin recovery driven by cost reductions despite 3% organic sales decline in 2025.

Key takeaways

Full analysis

Business

Company Overview

Dana Incorporated, headquartered in Maumee, Ohio, with a history dating back to 1904, is a world leader in providing power-conveyance and energy-management solutions for on-highway vehicles. The company supplies nearly every major on-highway vehicle manufacturer globally, enabling propulsion for internal combustion engine (ICE), hybrid, and electric powered vehicles. As of December 31, 2025, excluding the Off-Highway business (presented as discontinued operations), Dana employed approximately 26,900 people and operated in 24 countries.

Reporting Segments

Dana manages its operations through two reporting segments: Light Vehicle Drive Systems (Light Vehicle) and Commercial Vehicle Drive and Motion Systems (Commercial Vehicle). In 2025, Light Vehicle generated external sales of $5,217 million (70.0% of total) and Commercial Vehicle generated $2,283 million (30.0% of total). These segments have global responsibility for commercial activities and financial performance. Previously, Dana had four operating segments; in the first quarter of 2025, the Power Technologies segment was integrated into Light Vehicle and Commercial Vehicle to streamline the business and enhance go-to-market efficiency.

Products & Platforms

Dana’s portfolio spans a wide range of products for both segments, including axles, driveshafts, ICE/hybrid/e-transmissions, e-axle systems, e-transmission systems, inverters, electric motors, controllers, ICE sealing and thermal products, e-sealing, e-thermal cooling systems, battery cooling, electronics cooling, hydrogen fuel cell cooling, and new power industrial cooling. The company also owns or licenses notable trademarks such as Spicer®, Spicer Electrified™, Victor Reinz®, Long®, and Dana TM4™.

Go-To-Market & Customers

Dana sells primarily to original equipment manufacturers (OEMs) of light, medium, and heavy-duty vehicles. The aftermarket business is integrated into the Commercial Vehicle segment. Customer concentration is significant: Ford Motor Company accounted for approximately 32% of 2025 sales, and Stellantis N.V. (via a directed supply relationship) accounted for approximately 13%. The 10 largest customers collectively represented about 76% of 2025 sales. Geographically, non-U.S. subsidiaries comprised 43% of consolidated sales, with operations across North America, Europe, South America, and Asia Pacific.

Competition

Dana faces competition from numerous independent suppliers and from vertically integrated OEM operations. Principal competitors for Light Vehicle include BorgWarner, Magna, Dauch (formerly American Axle), Denso, ElringKlinger, Hanon Systems, Hofer Powertrain, Jing-Jin Electric, Linamar, Mahle, Schaeffler, Tenneco, Valeo, YinLun, and ZF Friedrichshafen. For Commercial Vehicle, competitors include Allison Transmission, BorgWarner, Cummins, Danfoss, Denso, Eaton, Ege Endüstru, ElringKlinger, Eugen Klein, Freudenberg, Hendrickson, Linamar, Mahle, Tenneco, Tirson Kardan, YinLun, and ZF Friedrichshafen.

Strategy

Dana’s strategic priorities center on focusing on core on-highway markets, as demonstrated by the divestiture of the Off-Highway business. Cost reduction initiatives announced in Q4 2024 target $325 million in annualized savings through 2026, including reductions in SG&A and engineering expenses aligned with industry dynamics, particularly the delay in EV adoption. Capital structure initiatives include using proceeds from the divestiture to pay down debt and return capital to shareholders via share repurchases and special dividends; as of January 31, 2026, Dana had spent $750 million to repurchase 37.9 million shares. The company maintains a balanced approach to innovation, investing in both ICE (fuel efficiency, emissions reduction) and EV (range, performance, sustainability) technologies, and has embraced AI/ML for product design, testing, and real-time optimization.

Human Capital

As of December 31, 2025, Dana had 26,900 employees: 17,000 in Light Vehicle, 8,100 in Commercial Vehicle, and 1,800 in technical and administrative roles. By region, 13,000 were in North America, 5,100 in Europe, 5,300 in Asia Pacific, and 3,500 in South America. Dana emphasizes safety, compensation and benefits, ethics and compliance, and talent development, with programs including an occupational health and safety management system, competitive compensation, a global Ethics and Compliance Helpline, and a human resource information system (SuccessFactors) for performance management and learning.

Period Performance

Period Performance

For 2025, total sales decreased $234M (3%) to $7.5B, driven by lower production volumes in North America (full-frame light trucks down 1%, Class-8 trucks down 23%) and weak global commercial vehicle markets. Organic sales declined $257M, partially offset by $28M currency tailwinds. Gross margin improved 310 basis points to 8.0% ($602M), reflecting $223M in cost reduction initiatives, $90M material cost savings, and operational efficiencies, partly offset by $116M tariff impacts and $122M non-material inflation. Selling, general and administrative expenses fell $42M to $387M (5.2% of sales) due to headcount reductions. Net loss from continuing operations narrowed to $53M from $342M, driven by higher gross margins and lower restructuring charges. Adjusted EBITDA rose to $610M (8.1% margin) from $395M (5.1%) in 2024. Free cash flow improved to $331M from $81M, supported by working capital benefits and lower capital spending.

Segment Dynamics

Light Vehicle segment sales of $5.22B were 1% lower organically, as North American truck production declines offset pricing recoveries and backlog conversion. Segment EBITDA increased $132M to $466M (8.9% margin vs 6.4% in 2024), driven by cost reductions ($99M) and net pricing recoveries ($156M). Commercial Vehicle sales fell 8% organically to $2.28B, reflecting sharp declines in Class-8 and Class 5-7 production (both down 23%). Segment EBITDA rose $65M to $199M (8.7% margin vs 5.4%) due to cost initiatives ($53M) and pricing actions ($46M), partially offset by lower volumes ($63M).

Forward View

For 2026, Dana expects sales of $7.3B–$7.7B, reflecting lower end-market demand partially offset by $200M net new business backlog and currency tailwinds. Adjusted EBITDA is guided to $750–$850M (10.7% midpoint margin, +260 bps YoY) driven by cost savings and operational improvements. Free cash flow is projected at $250–$350M. Management highlighted the Off-Highway divestiture (closed Jan 1, 2026) and share repurchase program ($2B through 2030) as key capital allocation priorities. Strategic focus remains on core on-highway markets, cost structure improvement, and technology investments in electrification and digital solutions.

Notes & Operating Detail

Balance Sheet & Liquidity

Cash and cash equivalents decreased to $469M from $494M at year-end 2024. Total debt increased to $3,211M (gross), driven by $607M net short-term borrowings partly offset by $223M long-term repayments. Net debt rose to $2,742M. Current assets of disposal group held for sale were $1,029M, representing the Off-Highway business. The sale closed on January 1, 2026, generating $2,664M gross cash proceeds, which were immediately used to redeem $1.1B of senior notes and repay $225M Term A Facility.

Commitments & Contractual Obligations

No material purchase commitments were disclosed in the Notes. The company reported warranty liabilities of $71M at year-end, down from $89M. Pension funding requirements for 2026 are estimated at $1M (U.S.) and $17M (non-U.S.). Operating lease obligations total $433M, with $60M due within one year.

Capital Allocation

Dana repurchased $650M of common stock in 2025 (33.6M shares), funded partly by the Off-Highway sale proceeds. Dividends totaled $54M ($0.10 quarterly per share), a 7% decline from $58M in 2024. Capital expenditures were $214M (2.9% of sales), down from $312M in 2024, reflecting disciplined spending. The company net borrowed $602M to finance buybacks.

Segment / Geographic Mix

Light Vehicle generated $5,217M (69.6% of total sales) with a segment EBITDA margin of 8.9%, up from 6.4% in 2024. Commercial Vehicle contributed $2,283M (30.4%) with an EBITDA margin of 8.7%, up from 5.4%. Geographically, North America represented 60.2% of total sales, Europe 19.9%, South America 9.0%, and Asia Pacific 11.0%. The Off-Highway business, now discontinued, had $2,498M sales in 2025.

Risk Factors

Regulatory & Geopolitical

  • Trade policy uncertainty: The recent Supreme Court ruling striking down IEEPA tariffs (Feb 20, 2026) and subsequent announcement of new tariffs on all imports introduce substantial unpredictability. Dana has historically recovered a significant portion of tariff costs but cannot assure future recovery. This risk is compounded by ongoing trade tensions in Argentina, where net assets of $59M are exposed to government restrictions.
  • Currency risk: 43% of sales from non-US operations expose Dana to adverse FX movements, particularly USD strengthening against the euro. Hedging may only partially offset impacts.
  • Climate regulation: GHG emission regulations and carbon pricing could increase operating costs, though the impact is uncertain. Physical risks from climate change and natural disasters could disrupt facilities and supply chains.

Supply Chain & Operations

  • Customer concentration: The top 10 customers drive 76% of sales; loss of any key customer or model program would materially harm results. Pricing pressure from customers persists.
  • Supply chain vulnerabilities: Single-source supplier dependencies and global disruptions (pandemics, natural disasters) could cause production halts. Labor stoppages at Dana, suppliers, or customers add risk.
  • Cost reduction execution: The $325M cost savings target ($260M realized, $65M remaining) is critical to offset inflationary pressures and EV transition costs. Failure to achieve the remaining savings or offsetting revenue declines could weaken profitability.

Competitive & Technology

  • EV transition risks: Dana faces increased competition for EV programs and potential OEM vertical integration. The content per vehicle opportunity triples, but competitive dynamics and an extended transition period require dual ICE/EV production capacity, raising capital and inventory costs.
  • Technological obsolescence: Rapid technological change in electrification and autonomy could render current products obsolete if Dana fails to develop commercially viable solutions.
  • AI risks: Use of AI/ML in operations introduces operational, legal, and competitive risks. Flawed algorithms, data biases, or regulatory changes could increase costs and harm reputation.

Financial & Macro

  • Macroeconomic sensitivity: Downturns in the global economy, rising interest rates, and inflation reduce vehicle demand and pressure margins. Higher interest rates also increase financing costs.
  • Pension obligations: Underfunded multi-employer plans and single-employer pension plans are sensitive to interest rates and asset returns. Additional contributions could reduce cash flows.
  • Liquidity and credit: While Dana has $1.14B unused revolver capacity and $659M cash, downgrades in credit rating or capital market disruptions could restrict access to capital and increase borrowing costs.
  • Commodity and labor costs: Steel, aluminum, and other input costs are volatile; shortages in labor and freight capacity add expense. Recovery from customers is uncertain.

This analysis focuses on the most material risks identified in the filing, emphasizing those with quantified exposures or new regulatory developments. Generic risks (e.g., litigation) are omitted as less impactful.

Cash Flow Quality

Cash Flow Quality

Dana's operating cash flow from continuing operations surged to $329M in FY2025 from $76M in FY2024, a significant improvement driven by working capital management and lower deferred tax outflows. Total operating cash flow including discontinued operations reached $512M, up 13.8% year-over-year. Capital expenditures decreased to $214M from $312M, indicating disciplined spending. The free cash flow (operating minus capex) for continuing operations is $115M, though the filing does not explicitly state free cash flow. Notably, the company deployed $650M on share repurchases, far exceeding operating cash flow, funded largely by a $607M increase in short-term debt. Dividends remained stable at $54M. The heavy reliance on debt for buybacks raises concerns about financial flexibility, though operating performance improved.