VEL · Velocity Financial, Inc.

Summary

Velocity Financial, Inc. posted management's fourth quarter and full year 2025 earnings presentation to its Investor Relations website on March 11, 2026, as disclosed in Item 7.01 of its Form 8-K filed on March 12, 2026. The presentation is attached as Exhibit 99.

Key takeaways

• Earnings presentation for Q4 and full year 2025 posted to www.velfinance.com
• Presentation dated March 11, 2026
• Filed as Exhibit 99 in Form 8-K
• Disclosed under Item 7.01 Regulation FD