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10-K/A2026-03-05· deepseek-chat

OFG · OFG Bancorp

0001030469-26-000019

SEC filing

Summary

This filing is Amendment No. 1 to OFG Bancorp's Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The amendment was filed on March 5, 2026, solely to correct the cover page regarding the company's well-known seasoned issuer status. The amendment does not modify or update any other information from the original filing dated February 25, 2026, and no financial data, performance metrics, or operational results are provided in this amendment document. The aggregate market value of common stock held by non-affiliates was approximately $1.915 billion as of June 30, 2025, based on 44,741,933 shares outstanding and a closing price of $42.80. As of January 31, 2026, there were 43,063,277 common shares outstanding with a par value of $1.00 per share. The document includes certifications from CEO José Rafael Fernández and CFO Maritza Arizmendi Díaz confirming the accuracy of the amendment.

Key takeaways

Full analysis

Performance Summary

This document is Amendment No. 1 to OFG Bancorp's Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The amendment was filed on March 5, 2026, with the sole purpose of correcting the cover page to reflect the correct well-known seasoned issuer status. The explanatory note explicitly states that except for this correction, the amendment does not amend, modify, or update any information from the original filing dated February 25, 2026. No financial performance data, revenue figures, profit metrics, or operational results are included in this amendment document. The company confirms it has not updated disclosures to reflect any subsequent developments or events since the original filing.

Revenue Analysis

No revenue data, segment breakdown, geographic mix, or growth drivers are disclosed in this amendment filing. The document consists solely of cover page corrections, explanatory notes about the amendment's limited scope, and required certifications. The amendment explicitly states it does not modify or update the information in the original filing, which would contain the comprehensive financial statements and management discussion typically found in a 10-K report. Investors must refer to the original Form 10-K filed on February 25, 2026, for detailed revenue analysis and segment performance information.

Margins & Profitability

No margin data, profitability metrics, or cost structure information is provided in this amendment filing. The document contains no income statement data, balance sheet information, or cash flow statements. The amendment's limited scope is clearly defined as correcting only the well-known seasoned issuer status checkbox on the cover page. All financial performance metrics, including gross margin, operating margin, net income, and earnings per share, would be contained in the original Form 10-K filing, which this amendment does not modify or update in any substantive way.

Cash Flow & Balance Sheet

No cash flow data, balance sheet information, debt levels, or liquidity position details are included in this amendment filing. The document provides only two financial data points: the aggregate market value of common stock held by non-affiliates was approximately $1.915 billion as of June 30, 2025, based on 44,741,933 shares outstanding and a closing price of $42.80; and there were 43,063,277 common shares outstanding as of January 31, 2026. The amendment contains no comprehensive financial statements, cash flow analysis, or detailed balance sheet information.

Outlook

No management guidance, strategic priorities, or risk factor updates are provided in this amendment filing. The explanatory note explicitly states that the company has not updated disclosures to reflect any subsequent developments or events since the original filing. The amendment's purpose is strictly limited to correcting the cover page regarding well-known seasoned issuer status. Investors seeking forward-looking statements, management discussion of future prospects, or updated risk assessments must refer to the original Form 10-K filing or subsequent quarterly reports for this information.