Kinsale Capital Group, Inc. announced its financial results for the fourth quarter and year ended December 31, 2025, reporting Q4 net income of $138.6 million and a combined ratio of 71.7%. The company also declared a 47.1% increase in its quarterly dividend and announced a new $250 million share repurchase authorization.
Key takeaways
Q4 2025 Net Income was $138.6 million, or $5.99 per diluted share, compared to $109.1 million in Q4 2024.
Q4 2025 Combined Ratio improved to 71.7% from 73.4% in the prior year period.
Full Year 2025 Net Operating Earnings were $453.7 million, or $19.51 per diluted share.
Gross written premiums increased 5.7% to $2.0 billion for the full year 2025.
Board declared a cash dividend of $0.25 per share, a 47.1% increase, and authorized a new $250 million share repurchase program.
Book value per share increased to $84.66 as of December 31, 2025, from $63.75 in the prior year.