ESNT · Essent Group Ltd.

Summary

Essent Group Ltd. announced fourth quarter and full year 2025 financial results, reporting Q4 net income of $155.0 million, or $1.60 per diluted share, and full year net income of $690.0 million, or $6.90 per diluted share. The company also declared a quarterly cash dividend of $0.35 per share, payable March 23, 2026.

Key takeaways

• Q4 2025 net income was $155.0 million ($1.60 diluted EPS), compared to $167.9 million ($1.58 diluted EPS) in Q4 2024.
• Full year 2025 net income was $690.0 million ($6.90 diluted EPS), compared to $729.4 million ($6.85 diluted EPS) in 2024.
• Board declared a quarterly cash dividend of $0.35 per common share, payable on March 23, 2026 to shareholders of record on March 13, 2026.
• Mortgage Insurance in force was $248.4 billion as of December 31, 2025, compared to $243.6 billion as of December 31, 2024.
• The company repurchased 9.9 million common shares for $576 million in 2025, retiring nearly 10% of outstanding shares.
• A new Reinsurance segment was established for all third-party reinsurance written by Essent Re, effective Q4 2025.