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8-K2026-02-18· grok-4-1-fast-non-reasoning

NP · Neptune Insurance Holdings Inc.

0002067129-26-000003

SEC filing

Summary

Neptune Insurance Holdings Inc. announced Q4 and full year 2025 financial results with revenue growth of 39% to $43.8 million and 34% to $159.6 million, respectively, but Q4 net income decreased 63% to $4.3 million due to $4.6 million IPO-related expenses. Adjusted EBITDA grew 34% to $25.9 million in Q4 and 32% to $95.0 million for the year, maintaining 59-60% margins.

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