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8-K2026-02-17· grok-4-1-fast-non-reasoning

SAIA · Saia, Inc.

0001193125-26-055047

SEC filing

Summary

Saia, Inc. disclosed its Q4 and full year 2025 earnings via a conference call transcript attached as Exhibit 99.1, reporting record Q4 revenue of $790.0 million despite volume declines, with operating ratio at 91.9% impacted by $4.7 million in self-insurance reserve increases. The company highlighted national network expansion benefits, safety improvements, and record cargo claims performance.

Key takeaways