BAP · Credicorp Ltd.

Summary

Credicorp Ltd. reported 4Q25 unaudited results with net income attributable to Credicorp at S/1,587.0 million, up 40.9% YoY but down 8.7% QoQ, ROE at 16.9%, and signed an agreement to acquire 100% of Helm Bank to reinforce cross-border value creation. Total loans grew 2.9% YoY and deposits 5.3% YoY, with improved asset quality (NPL ratio 4.5%) and record Risk-Adjusted NIM of 5.55%.