LexinFintech Holdings Ltd. announced unaudited financial results for the fourth quarter and full year 2025, with full-year net income attributable to ordinary shareholders of RMB1,677 million and Q4 net income of RMB214 million. The board approved a US$0.188 per ADS dividend representing 30% of second half 2025 net income, alongside cumulative ADS repurchases of US$39 million.
Key takeaways
Full year 2025 net income attributable to ordinary shareholders RMB1,677 million, increase of 52.4% from 2024
Q4 2025 net income attributable to ordinary shareholders RMB214 million, decrease of 41.0% from Q4 2024
Full year 2025 total operating revenue RMB13,152 million, decrease of 7.4% from RMB14,204 million in 2024
Q4 2025 total operating revenue RMB3,043 million, decrease of 16.8% from RMB3,659 million in Q4 2024
Total outstanding principal balance of loans RMB96.6 billion as of December 31, 2025, decrease of 12.4% from RMB110 billion as of December 31, 2024
Dividend approved of US$0.188 per ADS, representing 30% of net income from second half of 2025
Cumulative repurchases of US$39 million worth of ADSs as of March 19, 2026