0000717538-26-000041
SEC filingThis Amendment No. 1 to the Annual Report on Form 10-K/A for Arrow Financial Corporation for the fiscal year ended December 31, 2025, was filed on March 27, 2026. The amendment was filed solely to add Exhibit 97.1, the Arrow Financial Corporation Clawback Policy (Adopted as of December 1, 2023), which was inadvertently omitted from the original filing dated March 6, 2026. The company states there were no changes made to the Clawback Policy during 2025. No other changes have been made to the original filing, which continues to speak as of and for the periods covered. The aggregate market value of the voting and non-voting common equity held by non-affiliates as of the last business day of the registrant’s most recently completed second fiscal quarter was $426,347,636. The number of shares of common stock outstanding as of February 27, 2026, was 16,511,643. The company is an accelerated filer and its auditor is Crowe LLP.
This document is an Amendment (No. 1) to the Annual Report on Form 10-K for Arrow Financial Corporation for the fiscal year ended December 31, 2025. The original filing was dated March 6, 2026, and this amendment was filed on March 27, 2026. The explanatory note states the sole purpose of this amendment is to add Exhibit 97.1, the Arrow Financial Corporation Clawback Policy (Adopted as of December 1, 2023), which was inadvertently omitted from the original filing. The company explicitly states that no other changes have been made to the original filing. The original filing's disclosures continue to speak as of the periods covered, and no updates have been made for subsequent events. The document provides the aggregate market value of the voting and non-voting common equity held by non-affiliates as $426,347,636, computed as of the last business day of the company's most recently completed second fiscal quarter. The number of shares of common stock outstanding as of February 27, 2026, is 16,511,643.
The amendment filing does not contain any financial statement data, segment breakdowns, revenue figures, or growth drivers. The document's content is limited to the cover page, explanatory note, exhibit index, and certifications. All financial performance data would be contained in the original Form 10-K filing from March 6, 2026, which this amendment does not alter or restate.
No margin data, profitability metrics, or cost structure information is presented in this amendment filing. The document is a procedural filing to correct an omission in the exhibit list. Analysis of margins and profitability would require the financial statements from the original, unamended report.
No cash flow data, balance sheet items, debt levels, or liquidity metrics are disclosed in this amendment. The filing contains no financial statements, notes to financial statements, or management's discussion and analysis. The provided market value of equity and share count are the only numerical data points related to the company's capital structure.
This amendment filing does not contain any management guidance, discussion of strategic priorities, or risk factors. The explanatory note is clear that the original filing's disclosures remain unchanged and have not been updated. Any forward-looking statements or business outlook would be part of the original Form 10-K document.