ENVA · Enova International, Inc.

Enova International, Inc.'s wholly-owned indirect subsidiaries executed amendments to four key credit facilities, significantly expanding available revolving credit capacity. The RAOD Facility, supporting OnDeck operations, saw the largest relative increase with Class A commitments rising 50% to $300 million and Class B up 50% to $55.3 million, amending the 2018 agreement via Truist Bank. Similarly, the NCR 2022 Facility boosted commitments by 37.5% to $275 million under Jefferies and Citibank agents. The NC LOC 2024 Facility added $50 million to reach $200 million, managed by Midtown Madison and Citibank. The Headway Facility increased Class A by $100 million to $465 million and Class B by about $33.6 million to $156.2 million with BNP Paribas. These enhancements, effective March 30-31, 2026, provide greater funding flexibility for the Company's lending activities without disclosing specific rates, maturities, or covenants beyond 'among other changes.' Full terms are in upcoming 10-Q exhibits, signaling strengthened liquidity for investor confidence in scaling operations.