BOKF · BOK Financial Corporation

This executive change reflects a planned leadership transition in BOK Financial’s Specialized Industries Banking division — a strategically important business unit encompassing commercial real estate, energy, healthcare, dealer financial services, loan syndications, and TransFund. Scott Andrews’ promotion signals internal succession continuity: he has held progressively senior roles since joining via BOK Financial’s Accelerated Career Track, most recently as Executive Director of healthcare banking (since 2022) and prior as COO of the Commercial Division (since 2017), where he oversaw strategic initiatives including loan syndications and client-facing technology. His appointment follows Brad Vincent’s announced retirement, effective November 30, 2026, with Andrews assuming the role the next day — eliminating operational disruption. Management commentary in Exhibit 99.1 emphasizes Andrews’ institutional knowledge, leadership consistency, and the division’s long-term client commitment as competitive differentiators. While no compensation terms are disclosed, the role’s scope and centrality to BOK Financial’s diversified commercial strategy underscore its operational significance.