QNTO · Quaint Oak Bancorp, Inc.

This 8-K discloses a routine quarterly cash dividend declaration by Quaint Oak Bancorp, Inc., reflecting ongoing capital return to common shareholders. The $0.04 per share amount, payable on May 11, 2026, to holders of record on April 27, 2026, aligns with the company’s stated practice of regular distributions. No change in dividend policy, suspension, increase, or decrease is indicated; the filing contains no comparative dividend history, earnings context, or forward-looking statements about future payouts. The disclosure falls under Regulation FD and is furnished—not filed—pursuant to Item 7.01, meaning it carries no liability under Section 18 of the Exchange Act. Because the filing includes no financial results, balance sheet data, cash flow metrics, or management commentary beyond the dividend announcement, investors should refer to prior periodic reports for performance trends or capital adequacy context. The absence of exhibits (a)–(c) under Item 9.01 confirms no supplemental financial statements or reconciliations are provided.