USCB · USCB Financial Holdings, Inc.

This 8-K discloses a routine quarterly dividend declaration by USCB Financial Holdings, Inc., reflecting its current capital allocation policy and financial capacity to return value to common shareholders. The $0.125 per share dividend aligns with prior practice and maintains consistency in shareholder returns, though the filing explicitly states that future payments remain subject to quarterly Board discretion — introducing no forward commitment. As Item 7.01, the disclosure is furnished rather than filed, meaning it carries no liability under Section 18 of the Exchange Act and is not automatically incorporated into other SEC filings. This limits its regulatory weight compared to filed disclosures but preserves transparency for investors monitoring income generation and capital discipline. No earnings results, balance sheet data, or forward guidance are included in Exhibit 99.1 or the main document, confirming this is a standalone capital return announcement without broader operational or strategic implications.