OSBC · Old Second Bancorp, Inc.

This dividend declaration reflects Old Second Bancorp, Inc.'s continued commitment to returning capital to shareholders through regular cash distributions. The $0.07 per share amount is consistent with prior quarterly dividends disclosed in recent filings, indicating stability in the company's capital allocation policy and underlying earnings sustainability. As a bank holding company, maintaining a prudent dividend payout ratio relative to earnings and regulatory capital requirements is critical; however, no quantitative metrics regarding earnings coverage, capital ratios, or payout ratio are provided in this filing. The timing — with a May 1 record date and May 11 payable date — aligns with typical quarterly dividend cycles for Nasdaq-listed financial institutions. While not transformative, this action reinforces investor expectations of predictable income generation and disciplined balance sheet management.